NOT LISTED FOR SALE

104 Cove Creek Ct Stevensville, MD 21666

Estimated Value: $1,250,000 - $2,060,000

3 Beds
3.5 Baths
2,945 Sq Ft
$503/Sq Ft Est. Value

Last Sold June 25, 2021

Last sale price $1,050,000 $357 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $9,030/month

5 Days on Market

Highlights

  • 200 Feet of Waterfront
  • Marina
  • Golf Club
  • Matapeake Elementary School Rated A-
  • 1 Boat Dock
  • Access to Tidal Water

About This Home

As of June 2021

CHESAPEAKE WATERFRONT LIVING RICH IN AMENITIES! 200’ of COVETED COVE CREEK water frontage with PIER, POOL, PATIO, DECK & FIRE PIT CIRCLE gazing over beckoning lawns and pristine waters. Masterfully opened and renovated home with contemporary angles and skilled detailing. Vaulted ceilings with skylights and walls of windows, drenching interiors in light. Soaring Great Room with fireplace & architect’s industrial rafters. Urban chefs’ dine-in Kitchen with huge cooktop island, high-end stainless appliances, and access to wrap-around dining/grilling deck! Main level picture window Primary Bedroom with en suite Bath & deck access. Lower entry level Family Room and 2BR/2.5BA. Walk-out to the waterside patio for lounging & lunch after a dip in the saltwater pool! Exclusive, gated Cove Creek Club community offering gorgeous common grounds & golf course, clubhouse, beach, dock, marina, tennis, and walking/biking trails. Convenient to RTs 50/301. Just 30 minutes to Annapolis! A LIFESTYLE YOU’VE ONLY IMAGINED ... UNTIL NOW.

Last Agent to Sell the Property

June Steinweg

(410) 353-4157 june.steinweg@lnf.com Long & Foster Real Estate, Inc. Listed on: 04/22/2021

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Wink Cowee

(410) 310-0208 winkcowee@gmail.com Benson & Mangold, LLC

Benson & Mangold, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,189

Year Built

  • Built in 1984

Lot Details

  • 0.82 Acre Lot
  • 200 Feet of Waterfront
  • Home fronts navigable water
  • Cul-De-Sac
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Wooded Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned NC-1

HOA Fees

  • $487 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Bay
  • River
  • Panoramic
  • Creek or Stream
  • Garden

Home Design

  • Contemporary Architecture
  • Bump-Outs
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,945 Sq Ft Home
  • Property has 2 Levels
  • Curved or Spiral Staircase
  • Built-In Features
  • Beamed Ceilings
  • Brick Wall or Ceiling
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 1 Fireplace
  • Awning
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room
  • Sun or Florida Room
  • Screened Porch
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Front Loading Dryer
  • Washer

Pool

  • In Ground Pool
  • Saltwater Pool
  • Outdoor Shower

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Sun Deck
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 1 Boat Dock
  • Private Dock
  • Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Screened Patio
  • Exterior Lighting

Location

  • Property is near a creek

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Listing and Financial Details

  • Tax Lot 71
  • Assessor Parcel Number 1804079035

Community Details

Overview

  • $8,580 Capital Contribution Fee
  • Association fees include road maintenance, security gate, common area maintenance, pier/dock maintenance, snow removal, trash
  • Cove Creek Club HOA, Phone Number (410) 643-4868
  • Cove Creek Club Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Marina
  • Beach
  • Golf Club
  • Golf Course Community
  • Fishing Allowed
  • Jogging Path

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,189

Year Built

Built in 1984

Lot Details

0

HOA Fees

$487 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-04-23
  • Year Built: 1984
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer - Front Loading, Oven - Wall, Microwave, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Built-In Microwave
  • Flooring Type: Hardwood
  • Interior Amenities: Attic, Built-Ins, Breakfast Area, Carpet, Ceiling Fan(s), Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Stall Shower, Walk-In Closet(s), Wood Floors, Curved Staircase, Exposed Beams, Water Treat System
  • Window Features: Screens, Skylights
  • Fireplace Features: Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Brick, Beamed Ceilings, High
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2, Primary Bathroom, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2945
  • Living Area Sq Ft: 2945
  • Price Per Sq Ft: 356.54
  • Above Grade Finished Sq Ft: 2945
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 3
  • Lower Levels Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Exterior Features: Bump-Outs, Extensive Hardscape, Exterior Lighting, Awning(s), Outside Shower
  • Pool Features: In Ground, Saltwater
  • Roof: Shingle, Composite
  • Spa: No
  • View: Bay, Creek/Stream, Garden/Lawn, Panoramic, River, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Cove Creek
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Club House, Common Grounds, Gated Community, Golf Club, Jog/Walk Path, Marina/Marina Club, Meeting Room, Party Room, Picnic Area, Beach, Pier/Dock, Water/Lake Privileges, Golf Course
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Security Gate, Common Area Maintenance, Pier/Dock Maintenance, Snow Removal, Trash
  • HOA Name: COVE CREEK CLUB
  • HOA Phone: 410-643-4868
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 8580.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 296200.00
  • Land Assessed Value: 500000.00
  • Lot Features: Bulkheaded, Cul-De-Sac, Front Yard, Landscaping, No Thru Street, Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.82
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35544.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es), Screened, Wrap Around, Balcony, Balconies- Multiple
  • Property Condition: Excellent
  • Zoning: NC-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4525036
  • Tax Annual Amount: 8189.00
  • Assessor Parcel Number: 1804079035
  • Tax Lot: 71
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2021
Closed on
Jun 25, 2021
Sold by
Rayner Beth A and Rayner Anthony P
Bought by
Merz Matthew J and Merz Cynthia
Seller's Agent
June Steinweg
Long & Foster Real Estate, Inc.
Buyer's Agent
Wink Cowee
Benson & Mangold, LLC
List Price
$999,999
Sold Price
$1,050,000
Premium/Discount to List
$50,001
5%
Current Estimated Value
$1,481,837

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$431,837
Avg. Annual Appreciation
8.05%
Original Mortgage
$840,000
Outstanding Balance
$761,819
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$720,018

Purchase Details

Listed on
Apr 2, 2014
Closed on
Jul 11, 2014
Sold by
Fletcher Charlotte A
Bought by
Rayner Anthony P and Rayner Beth A
Seller's Agent
Jimmy White
Long & Foster Real Estate, Inc.
Buyer's Agent
June Steinweg
Long & Foster Real Estate, Inc.
List Price
$750,000
Sold Price
$675,000
Premium/Discount to List
-$75,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.55%
Original Mortgage
$540,000
Interest Rate
4.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 1996
Sold by
Witty Jack K and Witty Janet
Bought by
Wendling Leonard Robert and Fletcher Charlotte A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Merz Matthew J $1,050,000 Flynn Title
Rayner Anthony P $675,000 Title Resources Guaranty Co
Wendling Leonard Robert $335,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Merz Matthew J $840,000
Previous Owner Rayner Anthony P $540,000
Closed Wendling Leonard Robert --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/25/2021 06/25/21 Sold $1,050,000 +5.0% $357 / Sq Ft
04/27/2021 04/27/21 Pending -- -- --
04/22/2021 04/22/21 For Sale $999,999 +48.1% $340 / Sq Ft
07/11/2014 07/11/14 Sold $675,000 -3.6% $217 / Sq Ft View Prior Sale
05/14/2014 05/14/14 Pending -- -- --
05/09/2014 05/09/14 Price Changed $700,000 -6.7% $225 / Sq Ft
04/02/2014 04/02/14 For Sale $750,000 -- $241 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,979 $946,867 $0 $0
2024 $8,270 $871,533 $0 $0
2023 $7,560 $796,200 $500,000 $296,200
2022 $7,560 $796,200 $500,000 $296,200
2021 $0 $796,200 $500,000 $296,200
2020 $8,189 $847,600 $600,000 $247,600
2019 $7,978 $831,833 $0 $0
2018 $7,827 $816,067 $0 $0
2017 $7,736 $800,300 $0 $0
2016 -- $800,300 $0 $0
2015 $3,067 $800,300 $0 $0
2014 $3,067 $870,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA147446

Bright MLS

APN: 04-079035