$450,000
SOLD AUG 21, 2025

104 Main St Watertown, CT 06795

4 Beds
2 Baths
2,450 Sq Ft
0.6 Acres

Recently Sold

$184 Per Sq Ft

29 Days on Market

Highlights

  • Partially Wooded Lot
  • Thermal Windows
  • Hot Water Heating System
  • 1 Fireplace
  • Hot Water Circulator

About This Home

As of August 2025

A rare opportunity to own a fully renovated multi-family property in sought-after Watertown, where multi-family homes are few and far between. This property has been thoughtfully updated from top to bottom, featuring a new roof, new HVAC system, new windows, and the removal of an underground oil tank. Both units boast completely renovated kitchens and bathrooms, combining modern convenience with timeless charm. Situated on a spacious lot, the home includes a generous yard, an oversized one-car detached garage, and an additional two-car detached garage/shed-offering ample parking and storage. First Floor Unit: 2 spacious bedrooms, Large living room with fireplace, Renovated eat-in kitchen, Full bathroom, Beautiful hardwood floors throughout, Laundry located in the rear mudroom. Second Floor Unit: 2 spacious bedrooms plus a bonus room-ideal for an office or playroom, Formal dining room, Renovated eat-in kitchen, Large living room, Laundry located in the front mudroom, Access to a full walk-up attic for additional storage. The home also features a clean, unfinished basement-perfect for storage or future expansion. This turnkey property offers a fantastic opportunity for owner-occupants or investors looking to capitalize on a fully updated, low-maintenance multi-family in a prime location.

Last Agent to Sell the Property

Lauren Freedman

Coldwell Banker Realty License #REB.0792452 Listed on: 07/02/2025

Coldwell Banker Realty

Last Buyer's Agent

Jeffrey Granoff

GRL & Realtors, LLC License #REB.0275077

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,800

Year Built

  • Built in 1890

Lot Details

  • 0.6 Acre Lot
  • Partially Wooded Lot

Parking

  • 3 Car Garage

Home Design

  • Brick Foundation
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,450 Sq Ft Home
  • 1 Fireplace
  • Thermal Windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Schools

  • Watertown High School

Utilities

  • Hot Water Heating System
  • Heating System Uses Oil Above Ground
  • Heating System Uses Propane
  • Hot Water Circulator
  • Propane Water Heater

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 918873

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,800

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Multi-Family For Sale
  • Style: Units on different Floors
  • Sq Ft Est Heated Above Grade: 2450
  • Total Sq Ft: 2450
  • Year Built: 1890
  • New Construction: No/Resale
  • Remarks Public Addendum: This property is being sold in "as-is" condition and is priced accordingly. While the majority of the home has undergone a comprehensive renovation, please note that the detached garage/shed requires work. Any inspections will be for informational purposes only, and all offers should reflect the "as-is" nature of the sale-please ensure contract language reflects this. The second-floor unit is currently occupied by a long-term tenant who has been in place for two years and would prefer to stay. The tenant is currently on a month-to-month lease. Each unit has separate heating systems, with tenants responsible for their own heat. However, electricity is on a single meter and currently included in the rent. Oil tank in basement not in use.
  • Property Sub Type: 2 Family
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: gps
  • Financing Used: Conventional Fixed
  • Street Type: Street
  • Special Features: None

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Fireplaces: 1
  • Basement Description: Full, Unfinished, Storage
  • Laundry Room Location: 2nd floor in the front, 1st in the back
  • Laundry Room Info: Washer/Dryer All Units
  • Attic: No

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Brick, Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 3
  • Garage And Parking: Detached Garage

Utilities

  • Cooling System: None
  • Heat Type: Hot Air, Hot Water
  • Heat Fuel Type: Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Propane, Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.6
  • Lot Description: Lightly Wooded
  • Zoning: R10
  • Parcel #: 918873

Multi Family

  • Total Number Of Units: 2

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 6800

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Watertown

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2025
Closed on
Aug 21, 2025
Sold by
Dietter James
Bought by
Medina Samantha
Seller's Agent
Lauren Freedman
Coldwell Banker Realty
Buyer's Agent
Jeffrey Granoff
GRL & Realtors, LLC
List Price
$450,000
Sold Price
$450,000
Views
49
Current Estimated Value
$450,831

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$831
Avg. Annual Appreciation
0.60%
Original Mortgage
$382,500
Outstanding Balance
$381,501
Interest Rate
6.72%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$69,330

Purchase Details

Closed on
Dec 8, 2021
Sold by
New Start Holdings Llc
Bought by
Dietter James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,500
Interest Rate
3.14%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 2, 2020
Closed on
Dec 8, 2020
Sold by
Adkind Jane and Sparks Jane
Bought by
New Start Holdings Llc
Seller's Agent
Misti Doherty
Coldwell Banker Realty
Buyer's Agent
Misti Doherty
Coldwell Banker Realty
List Price
$165,000
Sold Price
$143,000
Premium/Discount to List
-$22,000
-13.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.76%
Original Mortgage
$178,585
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 1980
Bought by
Jaeger Ralph H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 --
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $143,000 None Available
Warranty Deed $143,000 None Available
Warranty Deed $143,000 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $382,500 Future Advance Clause Open End Mortgage
Previous Owner $232,500 New Conventional
Previous Owner $178,585 New Conventional
Previous Owner $28,111 Unknown
Previous Owner $25,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/21/2025 08/21/25 Sold $450,000 0.0% $184 / Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/02/2025 07/02/25 For Sale $450,000 +214.7% $184 / Sq Ft
12/09/2020 12/09/20 Sold $143,000 -13.3% $58 / Sq Ft View Prior Sale
12/03/2020 12/03/20 For Sale $165,000 +15.4% $67 / Sq Ft
12/02/2020 12/02/20 Off Market $143,000 -- --
11/04/2020 11/04/20 Pending -- -- --
09/20/2020 09/20/20 Price Changed $165,000 -10.8% $67 / Sq Ft
09/02/2020 09/02/20 For Sale $185,000 -- $76 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,800 $226,380 $53,130 $173,250
2024 $6,422 $226,380 $53,130 $173,250
2023 $5,411 $146,800 $53,600 $93,200
2022 $5,129 $146,800 $53,600 $93,200
2021 $5,073 $146,800 $53,600 $93,200
2020 $4,872 $146,800 $53,600 $93,200
2019 $4,836 $145,700 $53,600 $92,100
2018 $5,089 $151,500 $58,700 $92,800
2017 $4,830 $151,500 $58,700 $92,800
2016 $4,680 $151,500 $58,700 $92,800
2015 $4,560 $151,500 $58,700 $92,800
2014 $4,412 $151,500 $58,700 $92,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24100876

SmartMLS

APN: WATE-000099-000056-000005