NOT LISTED FOR SALE

104 Monte Vista Dr McHenry, MD 21541

Estimated Value: $969,038 - $1,616,000

5 Beds
3 Baths
3,508 Sq Ft
$340/Sq Ft Est. Value

Last Sold October 27, 2017

Last sale price $530,000 $151 Per Sq Ft

Est. 125% increase in value since last sale

Current estimated payment $7,307/month

81 Days on Market

Highlights

  • 1 Dock Slip
  • Water Views
  • Canoe or Kayak Water Access
  • Accident Elementary School Rated 9+
  • Home fronts navigable water
  • Fishing Allowed

About This Home

As of October 2017

Stunning lake access "smart" home in the Monte Vista community. This home has been recently remodeled to include granite countertops, hardwood flooring, ceramic tile and central air conditioning. The great room features a large stone fireplace with impressive lakeviews. The outdoor area is just as pleasing with a large deck, firepit and playset for your enjoyment. Includes a dock slip nearby.

Last Agent to Sell the Property

Betsy Spiker Holcomb

Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 06/08/2017

Last Buyer's Agent

Sandy Bello

Taylor Made Deep Creek Vacations & Sales License #632208

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,110

Year Built

  • Built in 1990

Lot Details

  • 0.42 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • The property's topography is moderate slope
  • Property is in very good condition

HOA Fees

  • $74 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Wood Walls
  • Asphalt Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Cathedral Ceiling
  • 2 Fireplaces
  • French Doors
  • Six Panel Doors
  • Great Room
  • Family Room
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • Deck
  • Playground

Utilities

  • Cooling System Utilizes Bottled Gas
  • Forced Air Heating and Cooling System
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot F
  • Assessor Parcel Number 1218057972

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Monte Vista Heights Subdivision

Recreation

  • Boat Dock
  • 1 Community Slips
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,110

Year Built

Built in 1990

Lot Details

0

HOA Fees

$74 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1990
  • Remarks Public: Stunning lake access "smart" home in the Monte Vista community. This home has been recently remodeled to include granite countertops, hardwood flooring, ceramic tile and central air conditioning. The great room features a large stone fireplace with impressive lakeviews. The outdoor area is just as pleasing with a large deck, firepit and playset for your enjoyment. Includes a dock slip nearby.
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dryer, Washer, Dishwasher, Refrigerator, Oven/Range - Electric
  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Upgraded Countertops, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings, Wood Ceilings, Wood Walls
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Great Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 3508
  • Living Area Sq Ft: 3508
  • Price Per Sq Ft: 279.39
  • Above Grade Finished Sq Ft: 1965
  • Below Grade Finished Sq Ft: 1543
  • Total Below Grade Sq Ft: 1543
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 104

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Cedar
  • Dock Type: Single Slip
  • Exterior Features: Sidewalks, Play Area
  • Pool Private: No
  • Roof: Asphalt
  • View: Water, Mountain
  • View: Yes
  • Water Access Features: Boat - Powered, Fishing Allowed, Canoe/Kayak, Limited Hours Of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Cooling: Yes
  • Heating Fuel: Bottled Gas/Propane
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 893.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • School District Key: 121139907558
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Improvement Assessed Value: 262500.00
  • Land Assessed Value: 173500.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.42
  • Lot Size Area: 18295
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 18295.00
  • Outdoor Living Structures: Deck(s)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Topography: Moderate Slope
  • Year Assessed: 2017
  • Zoning: R

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15661232
  • Tax Annual Amount: 5110.18
  • Assessor Parcel Number: 1218057972
  • Tax Lot: F
  • Tax Page Number: 84
  • Tax Total Finished Sq Ft: 1965
  • County Tax Payment Frequency: Annually
  • Tax Year: 2016
  • Close Date: 10/27/2017

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2017
Closed on
Oct 27, 2017
Sold by
Miller Laurence J and Miller Barbara S
Bought by
Joyce Francis P and Joyce Carol K
Seller's Agent
Betsy Spiker Holcomb
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Sandy Bello
Taylor Made Deep Creek Vacations & Sales
List Price
$574,000
Sold Price
$530,000
Premium/Discount to List
-$44,000
-7.67%
Current Estimated Value
$1,193,010

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$663,010
Avg. Annual Appreciation
10.18%
Original Mortgage
$318,000
Outstanding Balance
$269,146
Interest Rate
3.78%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$864,168

Purchase Details

Listed on
Jul 25, 2011
Closed on
Sep 12, 2012
Sold by
Stinson John T and Stinson Susan F
Bought by
Miller Laurence J and Miller Barbara S
Seller's Agent
Mike Kennedy
Railey Realty, Inc.
Buyer's Agent
Sue Liller
Railey Realty, Inc.
List Price
$569,000
Sold Price
$425,000
Premium/Discount to List
-$144,000
-25.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%

Purchase Details

Closed on
Oct 15, 1991
Sold by
Voelker Edward C and Voelker Louise
Bought by
Stinson John T and Stinson Susan F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,800
Interest Rate
8.82%

Purchase Details

Closed on
May 23, 1990
Sold by
Rock Lodge Joint Venture
Bought by
Voelker Edward C and Voelker Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,800
Interest Rate
10.37%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Joyce Francis P $530,000 Sage Title Groupllc
Miller Laurence J $425,000 Deep Creek Title Group Llc
Stinson John T $215,000 --
Voelker Edward C $67,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Joyce Francis P $318,000
Previous Owner Stinson John T $168,800
Previous Owner Voelker Edward C $160,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/27/2017 10/27/17 Sold $530,000 -3.5% $151 / Sq Ft
08/28/2017 08/28/17 Pending -- -- --
08/14/2017 08/14/17 Price Changed $549,000 -4.4% $156 / Sq Ft
06/08/2017 06/08/17 For Sale $574,000 +35.1% $164 / Sq Ft
09/12/2012 09/12/12 Sold $425,000 -9.4% --
08/27/2012 08/27/12 Pending -- -- --
06/12/2012 06/12/12 Price Changed $469,000 -6.0% --
09/12/2011 09/12/11 Price Changed $499,000 -12.3% --
07/25/2011 07/25/11 For Sale $569,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,781 $742,900 $0 $0
2024 $7,862 $640,200 $0 $0
2023 $6,654 $537,500 $173,500 $364,000
2022 $6,554 $525,200 $0 $0
2021 $6,452 $512,900 $0 $0
2020 $6,298 $500,600 $173,500 $327,100
2019 $6,027 $479,067 $0 $0
2018 $5,453 $457,533 $0 $0
2017 $5,087 $436,000 $0 $0
2016 -- $432,333 $0 $0
2015 -- $428,667 $0 $0
2014 -- $425,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000153151

Bright MLS

APN: 18-057972