Phyllis Mihalas
Swell Real Estate Co
(757) 997-1230
40 Total Sales
2 in Cape Charles
$30,000 Price Range
104 Old Course Loop Cape Charles, VA 23310
Cape Charles Area
3
Beds
2
Baths
1,549
Sq Ft
1,220
Sq Ft Lot
Highlights
- Community Boat Dock
- Private Beach
- Gated Community
- Golf Course Community
- Fitness Center
- Clubhouse
About This Home
As of August 2026Beautifully updated fully furnished condo in the Fairways of Bay Creek with $40K+ in recent upgrades! $25K initiation fee paid by seller! 2024 ICON 6-passenger golf cart - New fixtures & recessed lighting throughout living spaces. Open-concept layout w/ abundant natural light connects living, dining & renovated kitchen (2024) featuring quartzite countertops, herringbone tile backsplash & new SS appliances. Fabulous dining area w/bench seating, grass cloth wallpaper & chandelier. Primary suite offers oversized WIC, serene view from the desk, fully renovated bath w/ Carrara marble tile, walk-in shower & dual vanity. Fun bunk room w/striking blue herringbone accent wall, brass swing-arm sconces, & 2 twin over full bunks. Oversized garage provides flex space for storage & recreation: ping pong table, dart board & bikes. New Nest thermostat. Bay Creek amenities: golf, private beach, pools, tennis, fitness & trails.
Last Buyer's Agent
Sabrina Brady
Bay Creek Realty LLC
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,088
Year Built
- Built in 2006
HOA Fees
- $648 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Cluster Home
- Slab Foundation
- Asphalt Shingled Roof
- Shingle Siding
Interior Spaces
- 1,549 Sq Ft Home
- 2-Story Property
- Bar
- Gas Fireplace
- Window Treatments
- Entrance Foyer
- Storage Room
- Scuttle Attic Hole
Kitchen
- Breakfast Area or Nook
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
Laundry
- Dryer
- Washer
Schools
- Kiptopeke Elementary School
- Northampton High School
Utilities
- Forced Air Heating and Cooling System
- Electric Water Heater
- Sewer Paid
Additional Features
- Balcony
- Private Beach
Community Details
Overview
- Upa Ed Loonam Eloonam@Unitedpropertyassociates.Com Association
- Cape Charles Subdivision
- On-Site Maintenance
Amenities
- Door to Door Trash Pickup
- Clubhouse
Recreation
- Community Boat Dock
- Golf Course Community
- Tennis Courts
- Fitness Center
- Community Pool
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 27, 2026
Closed on
Jul 30, 2026
Sold by
104 Old Course Llc
Bought by
Seller's Agent
Elise Chard
Howard Hanna Real Estate Svcs.
Buyer's Agent
Sabrina Brady
Bay Creek Realty LLC
List Price
$515,000
Sold Price
$493,000
Premium/Discount to List
-$22,000
-4.27%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.86%
Original Mortgage
$345,100
Outstanding Balance
$345,100
Interest Rate
6.47%
Mortgage Type
New Conventional
Estimated Equity
$158,168
Purchase Details
Closed on
May 13, 2025
Sold by
Chard Elise and Chard William F
Bought by
104 Old Course Llc
Purchase Details
Listed on
Oct 23, 2023
Closed on
Feb 23, 2024
Sold by
Schanberger Dirk and Schanberger Amanda
Bought by
Chard William F and Chard Elise
Seller's Agent
Shanna Colls
BAY CREEK REALTY
Buyer's Agent
None/Non-Member/Out Of Area Agent
None/Non-Member/Out of Area
List Price
$485,000
Sold Price
$475,000
Premium/Discount to List
-$10,000
-2.06%
Views
103
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.29%
Purchase Details
Listed on
Jun 11, 2020
Closed on
Oct 2, 2020
Sold by
Keyser-Bc Rental Llc
Bought by
Schanberger Dirk and Schanberger Amanda
Seller's Agent
Linda Buskey
BAY CREEK REALTY
Buyer's Agent
None/Non-Member/Out Of Area Agent
None/Non-Member/Out of Area
List Price
$292,000
Sold Price
$292,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.29%
Original Mortgage
$233,600
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 9, 2007
Sold by
Bay Creek Llc
Bought by
Foster Richard S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,900
Interest Rate
6.16%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cape Charles, VA
-
Phyllis Mihalas
-
Sharon Daugherty
Sharon Daugherty
Responds QuicklyKeller Williams Realty Delmarva
(667) 281-0411
232 Total Sales
15 in Cape Charles
$225K - $1.4M Price Range
-
Kate Adams
Kate Adams
Swell Real Estate Co
(757) 801-2796
24 Total Sales
9 in Cape Charles
$30K - $440K Price Range
-
Shaun Sterling
Shaun Sterling
Long & Foster Real Estate Inc.
(757) 665-2672
112 Total Sales
18 in Cape Charles
$55K - $1.7M Price Range
-
Chris Faircloth
Chris Faircloth
Swell Realty Co
(757) 960-8743
59 Total Sales
1 in Cape Charles
$330,000 Price
-
Jon Bourque
Jon Bourque
Verian Realty
(757) 280-2417
92 Total Sales
4 in Cape Charles
$260K - $840K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Deed | $475,000 | First American Title | |
| Warranty Deed | $292,000 | Attorney | |
| Bargain Sale Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $233,600 | New Conventional | |
| Previous Owner | $245,900 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/03/2026 08/03/26 | Sold | $493,000 | -1.2% | $318 / Sq Ft | |
| 06/26/2026 06/26/26 | Pending | -- | -- | -- | |
| 05/01/2026 05/01/26 | Price Changed | $499,000 | -3.1% | $322 / Sq Ft | |
| 03/27/2026 03/27/26 | For Sale | $515,000 | +8.4% | $332 / Sq Ft | |
| 03/07/2024 03/07/24 | Sold | $475,000 | -2.1% | $306 / Sq Ft | View Prior Sale |
| 01/29/2024 01/29/24 | Pending | -- | -- | -- | |
| 10/23/2023 10/23/23 | For Sale | $485,000 | +66.1% | $313 / Sq Ft | |
| 10/06/2020 10/06/20 | Sold | $292,000 | 0.0% | $188 / Sq Ft | View Prior Sale |
| 07/22/2020 07/22/20 | Pending | -- | -- | -- | |
| 06/12/2020 06/12/20 | For Sale | $292,000 | -- | $188 / Sq Ft |
Source: Real Estate Information Network (REIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,178 | $450,800 | $0 | $450,800 |
| 2024 | $3,088 | $450,800 | $0 | $450,800 |
| 2023 | $2,468 | $324,800 | $0 | $324,800 |
| 2022 | $2,468 | $324,800 | $0 | $324,800 |
| 2021 | $1,807 | $216,400 | $0 | $216,400 |
| 2020 | $1,807 | $216,400 | $0 | $216,400 |
| 2019 | $1,756 | $211,600 | $0 | $211,600 |
| 2018 | $1,756 | $211,600 | $0 | $211,600 |
| 2011 | -- | $339,400 | $80,000 | $259,400 |
Source: Public Records
Agents Affiliated with this Home
-
Elise Chard
Seller's Agent in 2026
Elise Chard
Howard Hanna Real Estate Svcs.
(757) 589-1821
129 Total Sales
-
SB
Buyer's Agent in 2026
Sabrina Brady
Bay Creek Realty LLC
-
Shanna Colls
SC
Seller's Agent in 2024
Shanna Colls
BAY CREEK REALTY
(585) 506-6197
150 Total Sales
-
NA
Buyer's Agent in 2024
None/Non-Member/Out Of Area Agent
None/Non-Member/Out of Area
-
Linda Buskey
LB
Seller's Agent in 2020
Linda Buskey
BAY CREEK REALTY
(757) 678-6844
218 Total Sales
Map
Source: Real Estate Information Network (REIN)
MLS Number: 10627136
APN: 90-11-104BO
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