Seller's Agent in 2025
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
(618) 632-4030
456 in this area
883 Total Sales
104 Ruth Dr O Fallon, IL 62269
2
Beds
3
Baths
1,676
Sq Ft
0.25
Acres
Highlights
- Above Ground Pool
- Deck
- Bonus Room
- Evans Elementary School Rated A-
- Wood Flooring
- 5-minute walk to Thoman Park
About This Home
As of October 2025Welcome to this charming single-story home nestled in the heart of O'Fallon. This meticulously maintained residence features a highly functional main-level floor plan. The home boasts two generously sized bedrooms, a recently converted hall bathroom with a double vanity, a soaking tub, and a separate shower, along with a dedicated laundry nook. The spacious family room is anchored by a brick fireplace and offers seamless access to the back patio. The open-concept kitchen is a chef's delight, showcasing a large countertop with bar seating and an abundance of cabinetry. A convenient half bath and an expansive two-car garage complete the main level. The basement provides a versatile bonus room/office with an en suite half bath, both recently updated with new luxury vinyl plank flooring, a new vanity, a new toilet, and fresh paint. This lower level also presents an excellent opportunity for future expansion and includes ample storage space. The outdoor oasis is perfect for entertaining, offering a fully private, fenced-in yard. You'll find an above-ground pool and an extremely private hot tub area, which thoughtfully separates the two patios. Located just blocks from the vibrant O'Fallon downtown district, this property also has potential for future commercial use, should you desire, while still being an ideal single-family residence.
Last Agent to Sell the Property
Judy Dempcy Homes Powered by KW Pinnacle License #471.020181 Listed on: 09/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,677
Year Built
- Built in 1959
Lot Details
- 0.25 Acre Lot
- Level Lot
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- 1-Story Property
- Wood Burning Fireplace
- Living Room
- Dining Room
- Bonus Room
- Partially Finished Basement
Kitchen
- Built-In Oven
- Range
- Dishwasher
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Soaking Tub
Outdoor Features
- Above Ground Pool
- Deck
- Patio
- Porch
Schools
- Ofallon Dist 90 Elementary And Middle School
- Ofallon High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 04-31.0-206-019
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2025
Closed on
Oct 31, 2025
Sold by
Asselin Monica and Asselin Kevin Jon
Bought by
Agnew Christian
Seller's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
Buyer's Agent
Sally Hohn
Coldwell Banker Brown Realtors
List Price
$275,000
Sold Price
$268,500
Premium/Discount to List
-$6,500
-2.36%
Views
277
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.73%
Original Mortgage
$268,500
Outstanding Balance
$268,245
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
-$139
Purchase Details
Closed on
Sep 16, 2014
Sold by
Asselin Monica
Bought by
Asselin Kevin Jon and Asselin Monica
Purchase Details
Closed on
Aug 23, 2011
Sold by
Asselin Kevin J and Asselin Monica
Bought by
Asselin Monica
Purchase Details
Closed on
Apr 1, 1997
Bought by
Asselin Kevin Jon
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $268,500 | Community Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $101,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $268,500 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $268,500 | -2.4% | $160 / Sq Ft |
| 09/26/2025 09/26/25 | Pending | -- | -- | -- |
| 09/20/2025 09/20/25 | For Sale | $275,000 | -- | $164 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,698 | $69,552 | $8,818 | $60,734 |
| 2023 | $4,677 | $61,730 | $7,826 | $53,904 |
| 2022 | $3,410 | $56,753 | $7,195 | $49,558 |
| 2021 | $3,158 | $52,778 | $7,218 | $45,560 |
| 2020 | $3,115 | $49,958 | $6,832 | $43,126 |
| 2019 | $3,420 | $49,958 | $6,832 | $43,126 |
| 2018 | $3,313 | $48,508 | $6,634 | $41,874 |
| 2017 | $3,569 | $50,004 | $7,500 | $42,504 |
| 2016 | $3,553 | $48,837 | $7,325 | $41,512 |
| 2014 | $3,269 | $48,272 | $7,240 | $41,032 |
| 2013 | $2,890 | $47,532 | $7,129 | $40,403 |
Source: Public Records
Agents Affiliated with this Home
-
Rob Cole
-
Sally Hohn
Buyer's Agent in 2025
Sally Hohn
Coldwell Banker Brown Realtors
(618) 623-8924
32 in this area
70 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25064671
APN: 04-31.0-206-019
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 1020 Nancy Dr
- 305 Wellesley Dr
- 309 W Highway 50
- 310 Whitehall Dr
- 1307 Kim Dr
- 333 Aladar Dr
- 1504 Princeton Dr
- 519 Joy Dr
- 430 S Hickory St
- 415 W 3rd St
- 709 Michael St Unit 79
- 311 E 2nd St
- 405 Ponderosa Ave Unit 4
- 204 W State St
- 201 W Washington St
- 307 E Washington St
- 121 S Lawn Ave
- 303 N Cedar St
- 516 E State St
- 102 Karl Place