NOT LISTED FOR SALE

1040 Oak Creek Ln Waterloo, IL 62298

Estimated Value: $415,000 - $460,000

4 Beds
3 Baths
2,790 Sq Ft
$158/Sq Ft Est. Value

Sale Details

Date Sold: April 12, 2024

Last sale price $425,000 $152 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,988 / mo

28 Days on Market

Highlights

  • Open Floorplan
  • Craftsman Architecture
  • Stainless Steel Appliances
  • Rogers Elementary School Rated A-
  • Vaulted Ceiling
  • 2 Car Attached Garage

About This Home

As of April 2024

This gorgeous ranch on a walkout 1/2 acre lot is ready to meet its new owners! Less than 3 years old, almost 1700 main level sq ft plus a beautifully finished basement, you can not build this same home in Waterloo with the many upgrades this home has for anywhere close to this price. As you step into the foyer, be wowed by the impeccable condition & soaring ceilings of the main common area! Featuring ample room for entertaining, you'll especially love the luxurious kitchen with solid surface counters, stainless appliances all anchored by a sprawling island! For the outdoor lovers, step through the dining area to your huge deck & calming views of your wood-lined backyard! The main level also showcases 3 spacious BR's (including the master suite), 2 full baths (w/ pristine tile work, & laundry. The finished lower level plays host to an enormous rec/family room, 4th BR, full bath, & loads of storage. Interior photos coming soon & showings start 03/15 at our open house!

Last Agent to Sell the Property

Samuel Row

Keller Williams Pinnacle License #471.020755 Listed on: 03/07/2024

Keller Williams Pinnacle

Last Buyer's Agent

Rebecca DeMond

RE/MAX Preferred License #475131653

RE/MAX Preferred

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,022

Year Built

  • Built in 2020

Lot Details

  • 22,651 Sq Ft Lot
  • Level Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Craftsman Architecture
  • Brick or Stone Veneer
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Tilt-In Windows
  • Panel Doors
  • Storm Doors

Kitchen

  • Gas Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 07-26-249-026-000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,022

Year Built

Built in 2020

Lot Details

0.52 Acres

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Creekside Dr
  • Year Built: 2020
  • Directions: GPS Friendly :)
  • Property Sub-Type: Residential
  • ResoLotFeatures: Level Lot, Streetlights, Terraced/Sloping
  • Lot Size Acres: 0.52
  • Reso Association Amenities: Underground Utilities
  • Co List Office Phone: 2086692
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 1690
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: One
  • Reso Window Features: Panel Door(s), Some Storm Doors, Some Tilt-In Windows
  • Age: 4
  • Special Areas: Entry Foyer,Main Floor Laundry
  • Style Description: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Concrete, Bathroom in LL, Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out Access
  • Interior Amenities: Open Floorplan, Vaulted Ceiling, Walk-in Closet(s)
  • Appliances: Dishwasher, Microwave, Range Hood, Gas Oven, Refrigerator, Stainless Steel Appliance(s)
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1100
  • Fireplace: No
  • Main Level Bathrooms: 2
  • Fireplace Location: None

Beds/Baths

  • Bedroom Description: Main Floor Master,Master Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Flood Plain No, Sellers Discl. Avail
  • Construction Type: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage, Garage Door Opener, Oversized
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: .52 acres
  • Lot Size Sq Ft: 22651
  • Parcel Number: 07-26-249-026-000

Rental Info

  • Sub Lease: 0

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 6022
  • Prop Asses Cty Tx: 0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 28, 2025
Sold by
Bought by
Current Estimated Value
$441,305

Purchase Details

Listed on
Mar 7, 2024
Closed on
Apr 12, 2024
Sold by
Bought by
Seller's Agent
Samuel Row
Keller Williams Pinnacle
Buyer's Agent
Rebecca DeMond
RE/MAX Preferred
List Price
$424,900
Sold Price
$425,000
Premium/Discount to List
$100
0.02%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.78%
Original Mortgage
$340,000
Interest Rate
6.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 9, 2020
Closed on
Jun 22, 2021
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$297,600
Sold Price
$317,310
Premium/Discount to List
$19,710
6.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.96%
Original Mortgage
$170,000
Interest Rate
2.38%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 9, 2020
Closed on
Jun 21, 2021
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$297,600
Sold Price
$317,310
Premium/Discount to List
$19,710
6.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
2.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2020
Sold by
Bought by

Purchase Details

Closed on
Nov 25, 2020
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- First American Title
$425,000 None Listed On Document
$317,310 Crowder & Scoggins Ltd
$317,310 Crowder & Scoggins Ltd
$317,310 Crowder & Scoggins Ltd
$52,500 First American Title
$52,500 First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $340,000
Previous Owner $170,000
Previous Owner $170,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/12/2024 04/12/24 Sold $425,000 0.0% $152 / Sq Ft
03/14/2024 03/14/24 For Sale $424,900 +33.9% $152 / Sq Ft
06/22/2021 06/22/21 Sold $317,310 +6.6% $188 / Sq Ft View Prior Sale
06/22/2021 06/22/21 Pending -- -- --
11/09/2020 11/09/20 For Sale $297,600 -- $176 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,233 $128,200 $17,785 $110,415
2023 -- $113,860 $16,310 $97,550
2022 $6,022 $100,490 $16,460 $84,030
2021 $910 $13,970 $13,970 $0
2020 $51 $760 $760 $0
2019 $51 $760 $760 $0
2018 $53 $760 $760 $0
2017 $51 $774 $774 $0
2016 $0 $760 $760 $0
2015 $50 $760 $760 $0
2014 $49 $760 $760 $0
2012 -- $760 $760 $0
Source: Public Records

Agents Affiliated with this Home

  • Samuel Row

    Seller's Agent in 2024

    Samuel Row

    Keller Williams Pinnacle

    (618) 972-6030

    426 Total Sales

    Samuel Row
    Section Image
  • Rebecca DeMond

    Buyer's Agent in 2024

    Rebecca DeMond

    RE/MAX Preferred

    (618) 779-3780

    439 Total Sales

    Rebecca DeMond
    Section Image
  • Amy Hank

    Seller's Agent in 2021

    Amy Hank

    Keller Williams Pinnacle

    (618) 593-7358

    212 Total Sales

    Amy Hank
    Section Image
  • Tammy Hines

    Buyer's Agent in 2021

    Tammy Hines

    Tammy Mitchell Hines & Co.

    (618) 698-9199

    758 Total Sales

    Tammy Hines
    Section Image
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Map

Source: MARIS MLS

MLS Number: MIS24014094

MARIS MLS

APN: 07-26-249-026-000

Illinois Monroe County Waterloo 62298

1040 Oak Creek Ln, Waterloo, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MARIS MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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