Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
111 Total Sales
1 in Northeast Elgin
$210,000 Price
1040 Prospect St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $314,000 - $337,583
4
Beds
2
Baths
1,768
Sq Ft
$184/Sq Ft
Est. Value
Highlights
- Recreation Room
- Wood Flooring
- 2 Car Detached Garage
- American Four Square Style
- Formal Dining Room
- Patio
About This Home
As of May 2023Wow! Great Northeast end location! Quick access to bike path, I-90 and train station! Nice deep lot! This American 4-Square stands up tall! Awesome covered front porch perfect for summer nights! Convenient 1st floor den with crown molding and extra shelving! Large living room with crown molding and exposed original woodwork! Very functional kitchen with tile flooring and all appliances stay! Separate formal dining room with gorgeous built-in hutch! Spacious master bedroom with double closets! Gracious size secondary bedrooms! Full, partially finished basement with rec room, exercise area and full bath with shower! Roof/siding approximately 6 years old! Newer HVAC! Bring your little finishing touches and make this your grand home!
Last Buyer's Agent
Eddie Quintana-Garcia
Monarch Home Real Estate Assoc License #475176345
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,768
Year Built
- Built in 1920
Lot Details
- 9,714
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- American Four Square Style
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,768 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Recreation Room
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Lot Dimensions are 66x147x66x148
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 14, 2023
Closed on
May 12, 2023
Sold by
Cohen Michael
Bought by
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Eddie Quintana-Garcia
Monarch Home Real Estate Assoc
List Price
$249,900
Sold Price
$260,000
Premium/Discount to List
$10,100
4.04%
Views
94
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,262
Avg. Annual Appreciation
7.02%
Original Mortgage
$39,000
Interest Rate
8.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 14, 2005
Sold by
Magee Harriette M
Bought by
Cohen Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,000
Interest Rate
5.89%
Mortgage Type
Fannie Mae Freddie Mac
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Northeast Elgin, IL
-
Cindy Schmalz
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,087 Total Sales
2 in Northeast Elgin
$375K - $482K Price Range
-
Haydee Rosas
Haydee Rosas
Coldwell Banker Realty
(708) 905-8427
123 Total Sales
1 in Northeast Elgin
$185,000 Price
-
Jen Coyte
Jen Coyte
Coyte Advantage Realty
(630) 349-4592
55 Total Sales
1 in Northeast Elgin
$295,000 Price
-
Johnny Rodogiannis
Johnny Rodogiannis
Fulton Grace Realty
(779) 939-0056
32 Total Sales
1 in Northeast Elgin
$405,000 Price
-
Courtney Caraway
Courtney Caraway
Gallery Realty Inc.
(773) 900-6135
206 Total Sales
1 in Northeast Elgin
$63,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $260,000 | None Listed On Document | ||
| Cohen Michael | $179,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $39,000 | ||
| Open | Mejia Anacaren Anselmo | $208,000 | |
| Previous Owner | Cohen Michael C | $169,900 | |
| Previous Owner | Cohen Michael | $173,900 | |
| Previous Owner | Cohen Michael | $187,976 | |
| Previous Owner | Cohen Michael | $207,313 | |
| Previous Owner | Cohen Michael | $205,436 | |
| Previous Owner | Cohen Michael | $179,000 | |
| Previous Owner | Magee Harriette M | $35,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2023 05/15/23 | Sold | $260,000 | +4.0% | $147 / Sq Ft |
| 04/17/2023 04/17/23 | Pending | -- | -- | -- |
| 04/14/2023 04/14/23 | For Sale | $249,900 | -- | $141 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,988 | $99,601 | $21,585 | $78,016 |
| 2024 | $6,988 | $91,739 | $19,881 | $71,858 |
| 2023 | $6,383 | $82,879 | $17,961 | $64,918 |
| 2022 | $6,033 | $75,571 | $16,377 | $59,194 |
| 2021 | $5,768 | $70,653 | $15,311 | $55,342 |
| 2020 | $5,604 | $67,449 | $14,617 | $52,832 |
| 2019 | $5,440 | $64,250 | $13,924 | $50,326 |
| 2018 | $5,268 | $59,282 | $13,117 | $46,165 |
| 2017 | $5,147 | $56,042 | $12,400 | $43,642 |
| 2016 | $4,905 | $51,992 | $11,504 | $40,488 |
| 2015 | -- | $47,655 | $10,544 | $37,111 |
| 2014 | -- | $47,067 | $10,414 | $36,653 |
| 2013 | -- | $48,309 | $10,689 | $37,620 |
Source: Public Records
Agents Affiliated with this Home
-
Bob Wisdom
Seller's Agent in 2023
Bob Wisdom
RE/MAX
(847) 695-8348
17 in this area
600 Total Sales
-
EQ
Buyer's Agent in 2023
Eddie Quintana-Garcia
Monarch Home Real Estate Assoc
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11759451
APN: 06-12-106-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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