649 N Spring St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $2,588/month
Highlights
- Property is near park
- Main Floor Bedroom
- 2 Car Attached Garage
- Wood Flooring
- Porch
- 4-minute walk to St Francis Park
About This Home
Beautifully maintained and thoughtfully updated, this charming brick home offers 3 bedrooms, 2 baths, and approximately 2,544 total finished square feet, including the finished portion of the basement. Hardwood floors, arched openings, custom built ins, and a stone gas fireplace showcase its classic craftsmanship. The main level includes two bedrooms, including a primary with dual closets, a full bath, and a bright kitchen with abundant cabinetry and pantry storage. The heated four season room features a wood plank ceiling and plenty of natural light, with a rear sliding door opening to a covered brick paver patio. A separate fenced green space provides room for gardening, recreation, or pets. Upstairs, a generous loft/flex area leads to the third bedroom and offers attic storage on both sides. The partially finished basement adds a recreation room, bar area, full bathroom, and ample unfinished storage. Recent improvements include a new roof, gutters, and downspouts in 2024, upgraded PEX plumbing, a newer water heater, and a new A/C condenser and motor. The heated and insulated garage adds year round convenience. Located near schools, outdoor recreation, and everyday amenities, this inviting home offers lasting character and flexible spaces ready to be enjoyed.
Listing Agent
eXp Realty Brokerage Phone: (847) 606-8511 License #475217016 Listed on: 07/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,896
Year Built
- Built in 1955
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 54x132
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Heated Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Bungalow
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,957 Sq Ft Home
- 1.5-Story Property
- Built-In Features
- Bookcases
- Dry Bar
- Gas Log Fireplace
- Living Room with Fireplace
- Dining Room
- Open Floorplan
- Storm Doors
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
- Laundry Chute
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
- Breezeway
- Outdoor Grill
- Porch
Location
- Property is near park
Utilities
- Forced Air Heating and Cooling System
- Window Unit Cooling System
- Two Heating Systems
- Heating System Uses Natural Gas
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,896 | $111,498 | $16,529 | $94,969 |
| 2024 | $7,896 | $102,697 | $15,224 | $87,473 |
| 2023 | $7,227 | $92,779 | $13,754 | $79,025 |
| 2022 | $6,815 | $84,598 | $12,541 | $72,057 |
| 2021 | $6,521 | $79,093 | $11,725 | $67,368 |
| 2020 | $6,060 | $72,443 | $11,193 | $61,250 |
| 2019 | $5,885 | $69,006 | $10,662 | $58,344 |
| 2018 | $4,696 | $53,502 | $10,044 | $43,458 |
| 2017 | $4,585 | $50,578 | $9,495 | $41,083 |
| 2016 | $4,365 | $46,923 | $8,809 | $38,114 |
| 2015 | -- | $43,009 | $8,074 | $34,935 |
| 2014 | -- | $42,478 | $7,974 | $34,504 |
| 2013 | -- | $49,848 | $8,184 | $41,664 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/20/2026 08/20/26 | Pending | -- | -- | -- | |
| 08/06/2026 08/06/26 | Price Changed | $349,900 | -2.8% | $179 / Sq Ft | |
| 07/23/2026 07/23/26 | For Sale | $359,900 | +40.0% | $184 / Sq Ft | |
| 05/14/2021 05/14/21 | Sold | $257,000 | +2.8% | $125 / Sq Ft | View Prior Sale |
| 04/15/2021 04/15/21 | Pending | -- | -- | -- | |
| 04/10/2021 04/10/21 | For Sale | $249,900 | 0.0% | $122 / Sq Ft | |
| 05/06/2019 05/06/19 | Rented | $1,600 | 0.0% | -- | |
| 04/12/2019 04/12/19 | Under Contract | -- | -- | -- | |
| 04/10/2019 04/10/19 | For Rent | $1,600 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $257,000 | Chicago Title Insurance Co | |
| Warranty Deed | $151,500 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $189,500 | Nlt Title Llc | |
| Warranty Deed | $88,333 | Attorneys National Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $218,450 | New Conventional | |
| Previous Owner | $182,371 | VA | |
| Previous Owner | $189,039 | VA | |
| Previous Owner | $141,750 | New Conventional | |
| Previous Owner | $140,400 | New Conventional | |
| Previous Owner | $150,500 | Fannie Mae Freddie Mac | |
| Previous Owner | $151,600 | Purchase Money Mortgage | |
| Previous Owner | $43,000 | Credit Line Revolving | |
| Previous Owner | $130,000 | Unknown |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12706768
APN: 06-12-304-001
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Ask me questions while you tour the home.