422 Summit St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $2,262/month
Highlights
- Mature Trees
- Recreation Room
- Wood Flooring
- Deck
- American Four Square Style
- Main Floor Bedroom
About This Home
Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.
Listing Agent
@properties Christie's International Real Estate License #475168409 Listed on: 07/18/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,639
Year Built
- Built in 1900
Lot Details
- 11,352 Sq Ft Lot
- Lot Dimensions are 86x132
- Paved or Partially Paved Lot
- Mature Trees
- Wooded Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- American Four Square Style
- Block Foundation
- Frame Construction
- Asphalt Roof
- Wood Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,998 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Window Screens
- Family Room Downstairs
- Sitting Room
- Living Room
- Formal Dining Room
- Recreation Room
- Game Room
- Storage Room
- Carbon Monoxide Detectors
Kitchen
- Electric Oven
- Gas Cooktop
- Range Hood
- Dishwasher
- Stainless Steel Appliances
- ENERGY STAR Qualified Appliances
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Block Basement Construction
- Recreation or Family Area in Basement
- Basement Storage
Outdoor Features
- Balcony
- Deck
- Patio
- Exterior Lighting
- Porch
Schools
- Mckinley Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Partial Air Conditioning Available
- Cooling System Mounted In Outer Wall Opening
- Forced Air Zoned Cooling and Heating System
- Heating System Uses Natural Gas
- Lake Michigan Water
- The lake is a source of water for the property
- Gas Water Heater
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,639 | $95,022 | $18,821 | $76,201 |
| 2024 | $6,639 | $87,521 | $17,335 | $70,186 |
| 2023 | $6,058 | $79,069 | $15,661 | $63,408 |
| 2022 | $6,252 | $72,097 | $14,280 | $57,817 |
| 2021 | $6,014 | $67,406 | $13,351 | $54,055 |
| 2020 | $5,869 | $64,350 | $12,746 | $51,604 |
| 2019 | $5,725 | $61,297 | $12,141 | $49,156 |
| 2018 | $5,165 | $52,242 | $11,438 | $40,804 |
| 2017 | $5,080 | $49,387 | $10,813 | $38,574 |
| 2016 | $4,887 | $45,818 | $10,032 | $35,786 |
| 2015 | -- | $41,996 | $9,195 | $32,801 |
| 2014 | -- | $41,477 | $9,081 | $32,396 |
| 2013 | -- | $48,440 | $9,321 | $39,119 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/19/2026 08/19/26 | Pending | -- | -- | -- | |
| 08/07/2026 08/07/26 | For Sale | $309,900 | +26.5% | $155 / Sq Ft | |
| 06/10/2022 06/10/22 | Sold | $244,900 | 0.0% | $127 / Sq Ft | View Prior Sale |
| 05/15/2022 05/15/22 | Pending | -- | -- | -- | |
| 05/06/2022 05/06/22 | For Sale | $244,900 | -- | $127 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Absolute Title | |
| Warranty Deed | $138,000 | -- | |
| Warranty Deed | $97,000 | Chicago Title Insurance Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $195,920 | New Conventional | |
| Previous Owner | $141,000 | New Conventional | |
| Previous Owner | $138,649 | FHA | |
| Previous Owner | $136,060 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12709302
APN: 06-12-381-018
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Ask me questions while you tour the home.