$158,080
SOLD JUL 30, 2025

10403 County Road 813 Cullman, AL 35057

3 Beds
2 Baths
1,997 Sq Ft
1 Acres

Recently Sold

$79 Per Sq Ft

10% Below List Price

129 Days on Market

Highlights

  • Deck
  • Attic
  • Solid Surface Countertops
  • Good Hope Middle School Rated 9+
  • Great Room
  • Porch

About This Home

As of July 2025

This home is close to Smith Lake and features 3 bedrooms 2 bath with a large family room for gathering. 1 Acre Lot, Right of redemption may apply. Case 011-013-021649- Insured. Property is owned by US Department of HUD. HUD homes are sold As is. Subject to appraisal. The seller makes no representation or warranties as to the property condition. Equal Housing Opportunity. The seller may contribute up to 3% for the buyers closing cost upon buyers request. No keys will be given to the buyers at closing. Buyers must change locks after closing.

Last Agent to Sell the Property

Jason Mitchell

HUD Home Network Listed on: 02/07/2025

Last Buyer's Agent

MLS Non-member Company

Birmingham Non-Member Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1970

Lot Details

  • 1 Acre Lot

Parking

  • Driveway

Interior Spaces

  • 1,997 Sq Ft Home
  • 1-Story Property
  • Smooth Ceilings
  • Great Room
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Stove
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Good Hope Elementary And Middle School
  • Good Hope High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Home Details

Home Type

Single Family

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21408919?w=PubMLS
  • Living Area: 1997
  • Legal Description: 1.0 AC - COMM SE COR NW1/4 SE1/4 N 300, W 207.24 TO POB, CONT W 393.50 TO RD, SE ALG RD 131.81, E 359.47, N 122.96 TO POB
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1970
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached
  • Year Built: 1970

Interior Features

  • Interior Amenities: Split Bedroom
  • Floors: Carpet, Tile Floor, Vinyl
  • Bedroom/Bathroom Features: Separate Shower, Shared Bath, Split Bedrooms, Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |MasterBR1|Bedroom1|Bedroom1|GreatRoom1|Kitchen1|
  • Room 1: Master Bedroom, On Level: 1
  • Room 2: Bedroom, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Great Room, On Level: 1
  • Room 5: Kitchen, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Great Room (LVL 1), Kitchen (LVL 1), Master Bedroom (LVL 1)
  • Kitchen Countertops: Solid Surface
  • Kitchen Equipment: Dishwasher Built-In, Stove-Electric
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Attic: Yes
  • Attic Type: Pull-Down
  • Main Level Sq Ft: 1997

Exterior Features

  • Patio: Yes
  • Construction: Wood
  • Decks: Yes
  • Decks Type: Open (DECK)
  • Exterior Features: Porch
  • Foundation: Crawl Space
  • Patio Type: Open (PATIO)
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Parking Features: Driveway Parking

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1997
  • Internet Service Availability: Unknown

Lot Info

  • Assessor Parcel Number: 21-06-23-0-001-025.016
  • Number Acres: 1

Tax Info

  • Tax District: CULLMAN

MLS Schools

  • Elementary School: GOOD HOPE
  • High School: GOOD HOPE
  • Jr Middle School: GOOD HOPE

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Jul 25, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Howard Christopher D and Adams Kayla D
Seller's Agent
Jason Mitchell
HUD Home Network
Buyer's Agent
MLS Non-member Company
Birmingham Non-Member Office
List Price
$174,720
Sold Price
$158,080
Premium/Discount to List
-$16,640
-9.52%
Views
260
Current Estimated Value
$170,007

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,927
Avg. Annual Appreciation
15.66%
Original Mortgage
$159,676
Outstanding Balance
$159,113
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$10,894

Purchase Details

Closed on
Dec 21, 2024
Sold by
Amerihome Mortgage Company Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Sep 25, 2024
Sold by
Amerihome Mortgage Company Llc
Bought by
Amerihome Mortgage Company Llc

Purchase Details

Listed on
Jun 20, 2022
Closed on
Apr 14, 2023
Sold by
Taylor Kay E
Bought by
Moore Damien Shane and Preston-Moore Brooklyn Leigh
Seller's Agent
TEAM MARTINEZ
Cullman Elite Realty,LLC
Buyer's Agent
AGENT NON-MEMBER
CULLMAN ASSOCIATION OF REALTORS
List Price
$249,900
Sold Price
$210,000
Premium/Discount to List
-$39,900
-15.97%
Views
217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.27%
Original Mortgage
$206,196
Interest Rate
6.25%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 20, 2022
Closed on
Apr 5, 2023
Sold by
Taylor Kay E
Bought by
Moore Damien Shane and Preston-Moore Brooklyn Leigh
Seller's Agent
TEAM MARTINEZ
Cullman Elite Realty,LLC
Buyer's Agent
AGENT NON-MEMBER
CULLMAN ASSOCIATION OF REALTORS
List Price
$249,900
Sold Price
$210,000
Premium/Discount to List
-$39,900
-15.97%
Views
217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
6.25%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $158,080 None Listed On Document
Special Warranty Deed $193,200 None Listed On Document
Special Warranty Deed $193,200 None Listed On Document
Trustee Deed $193,200 None Listed On Document
Warranty Deed $210,000 None Listed On Document
Warranty Deed $210,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $159,676 New Conventional
Previous Owner $206,196 FHA
Previous Owner $206,196 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2025 07/30/25 Sold $158,080 0.0% $79 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/10/2025 06/10/25 Price Changed $158,080 -9.5% $79 / Sq Ft
05/16/2025 05/16/25 For Sale $174,720 0.0% $87 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/25/2025 04/25/25 Price Changed $174,720 -8.7% $87 / Sq Ft
03/26/2025 03/26/25 Price Changed $191,360 -8.0% $96 / Sq Ft
02/07/2025 02/07/25 For Sale $208,000 -1.0% $104 / Sq Ft
04/14/2023 04/14/23 Sold $210,000 0.0% $108 / Sq Ft View Prior Sale
03/12/2023 03/12/23 Pending -- -- --
01/18/2023 01/18/23 Price Changed $209,900 -4.5% $108 / Sq Ft
10/25/2022 10/25/22 Price Changed $219,900 -6.4% $113 / Sq Ft
07/12/2022 07/12/22 Price Changed $234,900 -2.1% $121 / Sq Ft
06/28/2022 06/28/22 Price Changed $239,900 -4.0% $123 / Sq Ft
06/20/2022 06/20/22 For Sale $249,900 +936.9% $129 / Sq Ft
06/15/2012 06/15/12 Sold $24,100 -19.7% $12 / Sq Ft View Prior Sale
05/16/2012 05/16/12 Pending -- -- --
02/27/2012 02/27/12 For Sale $30,000 -- $15 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $803 $30,880 $0 $0
2024 $337 $14,680 $0 $0
2023 $455 $17,500 $0 $0
2022 $431 $16,580 $0 $0
2021 $391 $15,020 $0 $0
2020 $379 $14,560 $0 $0
2019 $379 $14,560 $0 $0
2018 $376 $14,460 $0 $0
2017 $359 $13,820 $0 $0
2016 $359 $13,820 $0 $0
2014 $359 $13,820 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jason Mitchell

    HUD Home Network

    (205) 807-9005

    17 Total Sales

    Jason Mitchell
    Section Image

  • M

    Buyer's Agent in 2025

    MLS Non-member Company

    Birmingham Non-Member Office

  • T

    Seller's Agent in 2023

    TEAM MARTINEZ

    Cullman Elite Realty,LLC

    (256) 338-1258

    125 Total Sales

    TEAM MARTINEZ
    Section Image

  • A

    Buyer's Agent in 2023

    AGENT NON-MEMBER

    CULLMAN ASSOCIATION OF REALTORS

  • Mark Caudell

    Seller's Agent in 2012

    Mark Caudell

    South Towne REALTORS

    (256) 673-0062

    128 Total Sales

    Mark Caudell
    Section Image
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Map

Source: Greater Alabama MLS

MLS Number: 21408919

Greater Alabama MLS

APN: 21-06-23-0-001-025.016

Alabama Cullman County Cullman 35057

10403 County Road 813, Cullman, AL

Sold

Detached

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