NOT LISTED FOR SALE

104160 Overseas Hwy Key Largo, FL 33037

Estimated Value: $3,815,000 - $4,723,000

4 Beds
4.5 Baths
2,797 Sq Ft
$1,518/Sq Ft Est. Value

Last Sold March 28, 2024

Last sale price $4,300,000 $1,537 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $24,822/month

61 Days on Market

Highlights

  • Dock made with wood
  • Property Fronts a Bay or Harbor
  • Gulf View
  • Coral Shores High School Rated A
  • Heated In Ground Pool
  • No HOA

About This Home

As of March 2024

This exquisite newly built home in Key Largo, completed in 2018, offers unparalleled luxury and a quintessential Florida Keys lifestyle, just a 45-minute drive from the vibrant city of Miami. Nestled on a .65-acre lot with a long, elegant brick-paved driveway extending to US1 Highway, this solid concrete construction assures both quality and durability.Boasting four bedrooms and five bathrooms, this property is a haven of comfort and style. The presence of two gourmet chef's kitchens, equipped with the latest appliances and featuring high ceilings, elevates the culinary experience. These kitchens are strategically located on both floors, ensuring convenience and luxury living.The home's design focuses on maximizing the breathtaking views, with a stunning entrance that opens to immediate water views. Expansive bay-facing patios on both levels offer an ideal space for relaxation or entertaining, with 180 views of the bay and some of Key Largo's most spectacular sunsets.One of the crown jewels of this property is its private beach and cove, complemented by a 110-foot Brazilian hardwood dock, boasting excellent water depth for boating enthusiasts. The beautifully designed pool, complete with an integrated spa, adds to the allure of outdoor living.The house is not just aesthetically pleasing but also practical, featuring travertine flooring throughout and impact-resistant windows and doors with integrated shutters for added safety and peace of mind.This property, offering great privacy from neighbors, is a rare opportunity to own a piece of paradise in Key Largo, where luxury meets the laid-back charm of the Florida Keys, all within a short drive to Miami's urban offerings.Agent related to Owner

Last Agent to Sell the Property

Robert Prosek

Coastal Realty of the Florida Keys License #3588170 Listed on: 11/30/2023

Last Buyer's Agent

Robert Prosek

Coastal Realty of the Florida Keys License #3588170 Listed on: 11/30/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,148

Year Built

  • Built in 2018

Lot Details

  • 0.65 Acre Lot
  • Property Fronts a Bay or Harbor
  • Property is zoned DR - Destination Resort District

Home Design

  • Metal Roof

Interior Spaces

  • 2,797 Sq Ft Home
  • Bar
  • Tile Flooring
  • Gulf Views
  • Impact Glass

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • Garage
  • Guest Parking

Outdoor Features

  • Heated In Ground Pool
  • Dock made with wood
  • Balcony
  • Patio

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Baywood Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00439650-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,148

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 5
  • Dockage Dock: Wood
  • Dockage Dock Length: 110
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 104.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 15148.41
  • Vehicle Storage: Garage, Guest Parking
  • Year Built: 2018
  • Alternate Key Number: 1539341
  • Cooling Heating: Central Air
  • Lot Sq Ft: 28250.00
  • Pool Info: In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Open Porch/Balcony, Patio
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 2797.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Bar, Walk-in Closet(s)
  • Total Bathrooms: 5.00
  • Full Bathrooms: 4
  • Appliances: Washer, Microwave, Oven, Dishwasher, Dryer
  • Floor: Tile
  • Half Bathrooms: 1
  • Windows/Doors: Other Windows/Doors, Impact Rstnce Window
  • Total Bedrooms: 4

Exterior Features

  • Waterfront: Bay Front
  • Waterfront: Yes
  • Construction: CBS
  • Roof: Metal Roof
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Utilities: FKAA
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Flood Zone: X,AE,AE,VE,AE
  • Parcel Number: 00439650-000000
  • Land Size: 1/2 - Less Than 1 AC
  • Acres: 0.65

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 30, 2023
Closed on
Mar 28, 2024
Sold by
Gail Prosek Revocable Trust
Bought by
Ramos Leonides and Ramos Maylie
Seller's Agent
Robert Prosek
Coastal Realty of the Florida Keys
Buyer's Agent
Robert Prosek
Coastal Realty of the Florida Keys
List Price
$5,500,000
Sold Price
$4,300,000
Premium/Discount to List
-$1,200,000
-21.82%
Views
401
Current Estimated Value
$4,245,479

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$54,521
Avg. Annual Appreciation
-4.69%
Original Mortgage
$3,000,000
Outstanding Balance
$2,968,150
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$1,087,186

Purchase Details

Closed on
Sep 22, 2020
Sold by
Prosek Gail
Bought by
Prosek Gail and Gail Prosek Revocable Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,977,300
Interest Rate
2.9%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
Sep 1, 2016
Sold by
Mata Hector and Mata Vivian
Bought by
Prosek Frank and Prosek Gail

Purchase Details

Closed on
Mar 31, 2011
Sold by
Mata Hector and Mata Vivian
Bought by
Mata Hector and Mata Vivian

Purchase Details

Closed on
Jun 16, 2005
Sold by
L R J Realty Inc
Bought by
Mata Hector and Mata Vivian

Purchase Details

Closed on
Jun 17, 2004
Bought by
Prosek Frank and Prosek Gail

Purchase Details

Closed on
Jul 1, 1992
Bought by
Prosek Frank and Prosek Gail
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramos Leonides $4,300,000 Coral Reef Title
Prosek Gail -- Attorney
Prosek Frank $550,000 None Available
Mata Hector -- Attorney
Mata Hector -- --
Prosek Frank $575,000 --
Prosek Frank $630,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramos Leonides $3,000,000
Previous Owner Prosek Gail $1,977,300
Previous Owner Prosek Franstisek $155,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2024 03/28/24 Sold $4,300,000 -21.8% $1,537 / Sq Ft
01/30/2024 01/30/24 Pending -- -- --
11/30/2023 11/30/23 For Sale $5,500,000 0.0% $1,966 / Sq Ft
04/24/2020 04/24/20 Rented $3,500 0.0% --
02/19/2020 02/19/20 Under Contract -- -- --
02/01/2020 02/01/20 Price Changed $3,500 -30.0% $1 / Sq Ft
01/15/2020 01/15/20 Price Changed $5,000 -16.7% $2 / Sq Ft
08/05/2019 08/05/19 For Rent $6,000 -- --
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,148 $1,912,248 -- --
2023 $15,148 $1,856,552 $0 $0
2022 $14,218 $1,802,478 $0 $0
2021 $14,583 $1,749,979 $0 $0
2020 $14,484 $1,725,818 $1,003,864 $721,954
2019 $14,331 $1,723,156 $1,003,864 $719,292
2018 $5,146 $674,084 $669,243 $4,841
2017 $4,205 $465,560 $0 $0
2016 $2,036 $355,372 $0 $0
2015 $1,062 $82,678 $0 $0
2014 $1,052 $79,777 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 607635

Florida Keys Board of REALTORS®

APN: 00439650-000000