Seller's Agent in 2025
Samuel Row
Keller Williams Pinnacle
(618) 972-6030
428 Total Sales
1042 Creekside Dr Waterloo, IL 62298
Estimated Value: $389,000 - $417,000
4
Beds
3
Baths
2,046
Sq Ft
$196/Sq Ft
Est. Value
Highlights
- Community Lake
- Vaulted Ceiling
- 3 Car Attached Garage
- Rogers Elementary School Rated A-
- Ranch Style House
- Brick Veneer
About This Home
As of December 2025Welcome to this beautiful Craftsman-style ranch in the welcoming Creekside Estates neighborhood! Built in 2020, this 4-bedroom, 3-bath home offers 2,046 sq ft of comfortable living space with a partially finished walkout basement that’s perfect for a playroom, home office, or cozy movie room. You’ll love the open floor plan with vaulted ceilings, a bright kitchen with modern appliances, and a dining area that’s ideal for family meals and get-togethers. The spacious primary suite offers a walk-in closet and private bath, creating the perfect retreat at the end of the day. Outside, enjoy a quiet street, friendly neighbors, and easy access to downtown Waterloo, schools, and parks. The oversized 3-car garage gives you plenty of space for vehicles, hobbies, or storage. With thoughtful design and a warm, inviting feel, this home is truly move-in ready and waiting for you! ** Some photos virtually staged to show homes full potential.
Last Agent to Sell the Property
Keller Williams Pinnacle License #471.020755 Listed on: 09/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,878
Year Built
- Built in 2021
Lot Details
- 10,454 Sq Ft Lot
HOA Fees
- $3 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Ranch Style House
- Brick Veneer
Interior Spaces
- Vaulted Ceiling
- Living Room
- Partial Basement
- Washer
Kitchen
- Recirculated Exhaust Fan
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Central Heating and Cooling System
- Water Heater
Listing and Financial Details
- Assessor Parcel Number 07-26-249-079-000
Community Details
Overview
- Community Lake
Recreation
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 13, 2025
Closed on
Dec 12, 2025
Sold by
Bought by
Seller's Agent
Samuel Row
Keller Williams Pinnacle
Buyer's Agent
Karen Luster
360 Prime Realty Group, LLC
List Price
$419,900
Sold Price
$392,500
Premium/Discount to List
-$27,400
-6.53%
Views
97
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,458
Avg. Annual Appreciation
4.19%
Original Mortgage
$292,500
Outstanding Balance
$292,500
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$108,458
Purchase Details
Listed on
Sep 25, 2020
Closed on
Feb 1, 2021
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Amy Hank
Keller Williams Pinnacle
List Price
$294,000
Sold Price
$294,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.11%
Original Mortgage
$304,584
Interest Rate
2.38%
Mortgage Type
VA
Purchase Details
Listed on
Sep 25, 2020
Closed on
Jan 29, 2021
Sold by
Bought by
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Amy Hank
Keller Williams Pinnacle
List Price
$294,000
Sold Price
$294,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,584
Interest Rate
2.38%
Mortgage Type
VA
Purchase Details
Closed on
Jun 11, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.2%
Mortgage Type
Construction
Purchase Details
Closed on
Jun 9, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.2%
Mortgage Type
Construction
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $196,250 | Pinnacle Title Services | ||
| $294,000 | Mct Title | ||
| $294,000 | Mct Title | ||
| $44,500 | First American Title | ||
| $44,500 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $292,500 | ||
| Previous Owner | $304,584 | ||
| Previous Owner | $304,584 | ||
| Previous Owner | $200,000 | ||
| Previous Owner | $200,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/12/2025 12/12/25 | Sold | $392,500 | -2.5% | $192 / Sq Ft | |
| 11/19/2025 11/19/25 | Pending | -- | -- | -- | |
| 10/13/2025 10/13/25 | Price Changed | $402,500 | -3.0% | $197 / Sq Ft | |
| 09/20/2025 09/20/25 | Price Changed | $414,900 | -1.2% | $203 / Sq Ft | |
| 09/13/2025 09/13/25 | For Sale | $419,900 | +42.8% | $205 / Sq Ft | |
| 01/29/2021 01/29/21 | Sold | $294,000 | 0.0% | $173 / Sq Ft | View Prior Sale |
| 01/27/2021 01/27/21 | Pending | -- | -- | -- | |
| 09/25/2020 09/25/20 | For Sale | $294,000 | -- | $173 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,221 | $121,990 | $16,190 | $105,800 |
| 2023 | -- | $109,740 | $15,020 | $94,720 |
| 2022 | $6,155 | $96,580 | $15,230 | $81,350 |
| 2021 | $815 | $12,510 | $12,510 | $0 |
| 2020 | $23 | $350 | $350 | $0 |
| 2019 | $24 | $350 | $350 | $0 |
| 2018 | $24 | $350 | $350 | $0 |
| 2017 | $24 | $356 | $356 | $0 |
| 2016 | $0 | $350 | $350 | $0 |
| 2015 | $23 | $350 | $350 | $0 |
| 2014 | $22 | $350 | $350 | $0 |
| 2012 | -- | $350 | $350 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Samuel Row
-
Karen Luster
Buyer's Agent in 2025
Karen Luster
360 Prime Realty Group, LLC
(618) 920-2348
68 Total Sales
-
Amy Hank
Seller's Agent in 2021
Amy Hank
Keller Williams Pinnacle
(618) 593-7358
210 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25059582
APN: 07-26-249-079-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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