$402,500
$17K PRICE DROP

1042 Creekside Dr Waterloo, IL 62298

Estimated payment $2,712/month

Total Views 10,551
4 Beds
3 Baths
2,046 Sq Ft
$197 Price per Sq Ft

Highlights

  • Community Lake
  • Vaulted Ceiling
  • 3 Car Attached Garage
  • Rogers Elementary School Rated A-
  • Ranch Style House
  • Brick Veneer

About This Home

Welcome to this beautiful Craftsman-style ranch in the welcoming Creekside Estates neighborhood! Built in 2020, this 4-bedroom, 3-bath home offers 2,046 sq ft of comfortable living space with a partially finished walkout basement that’s perfect for a playroom, home office, or cozy movie room. You’ll love the open floor plan with vaulted ceilings, a bright kitchen with modern appliances, and a dining area that’s ideal for family meals and get-togethers. The spacious primary suite offers a walk-in closet and private bath, creating the perfect retreat at the end of the day. Outside, enjoy a quiet street, friendly neighbors, and easy access to downtown Waterloo, schools, and parks. The oversized 3-car garage gives you plenty of space for vehicles, hobbies, or storage. With thoughtful design and a warm, inviting feel, this home is truly move-in ready and waiting for you! ** Some photos virtually staged to show homes full potential.

Listing Agent

Amanda Luebbers

Keller Williams Pinnacle License #475.197236 Listed on: 09/13/2025

Keller Williams Pinnacle

Co-Listing Agent

Samuel Row

Keller Williams Pinnacle License #471.020755

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,878

Year Built

  • Built in 2021

Lot Details

  • 10,454 Sq Ft Lot

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Veneer

Interior Spaces

  • Vaulted Ceiling
  • Living Room
  • Partial Basement
  • Washer

Kitchen

  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Central Heating and Cooling System
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number 07-26-249-079-000

Community Details

Overview

  • Community Lake

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,878

Year Built

Built in 2021

Lot Details

0

HOA Fees

$3 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2021
  • Directions: GPS Friendly! :)
  • Property Sub-Type: Single Family Residence
  • Lot Size Acres: 0.24
  • Reso Association Amenities: Lake, Park
  • Co List Office Mls Id: MISKWPN06
  • Co List Office Phone: 618-208-6692
  • Co List Office Phone: 618-208-6692
  • MLS Status: Active
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 1700
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Other
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1700.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 346.00
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 346
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Lead Paint, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Electric
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 40
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: na

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel Number: 07-26-249-079-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 6878

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,221 $121,990 $16,190 $105,800
2023 $6,879 $109,740 $15,020 $94,720
2022 $6,155 $96,580 $15,230 $81,350
2021 $815 $12,510 $12,510 $0
2020 $23 $350 $350 $0
2019 $24 $350 $350 $0
2018 $24 $350 $350 $0
2017 $24 $356 $356 $0
2016 $0 $350 $350 $0
2015 $23 $350 $350 $0
2014 $22 $350 $350 $0
2012 -- $350 $350 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/13/2025 10/13/25 Price Changed $402,500 -3.0% $197 / Sq Ft
09/20/2025 09/20/25 Price Changed $414,900 -1.2% $203 / Sq Ft
09/13/2025 09/13/25 For Sale $419,900 +42.8% $205 / Sq Ft
01/29/2021 01/29/21 Sold $294,000 0.0% $173 / Sq Ft View Prior Sale
01/27/2021 01/27/21 Pending -- -- --
09/25/2020 09/25/20 For Sale $294,000 -- $173 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $294,000 Mct Title
Warranty Deed $294,000 Mct Title
Warranty Deed $44,500 First American Title
Warranty Deed $44,500 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $304,584 VA
Closed $304,584 VA
Previous Owner $200,000 Construction
Previous Owner $200,000 Construction
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25059582

MARIS MLS

APN: 07-26-249-079-000