NOT LISTED FOR SALE

1042 Spinnaker St Elgin, IL 60123

Estimated Value: $439,000 - $474,833

4 Beds
3 Baths
2,288 Sq Ft
$199/Sq Ft Est. Value

Sale Details

Date Sold: August 8, 2018

Last sale price $295,000 $129 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $3,328 / mo

6 Days on Market

Highlights

  • Lake Front
  • Vaulted Ceiling
  • Stainless Steel Appliances
  • Contemporary Architecture
  • Wood Flooring
  • Fenced Yard

About This Home

As of August 2018

VACATION ALL YEAR ROUND ON THIS BEAUTY! RARE-ONE OF THE FEW 4 BD/2.1 BTH HOMES IN THIS SUBDIVISION TO BE ON THE LAKEFRONT. ENJOY GORGEOUS MORNINGS & SUNSETS ON YOUR NEW BRICK PAVER PATIO '17 & THAT PRICELESS VIEW OF THE WATER SO PERFECT FOR ENTERTAINING! OPEN FLOOR PLAN CONCEPT. ABSOLUTELY GLEAMING HARDWOOD FLOORS IN THE ENTIRE HOUSE! NEWLY PAINTED '17-'18 WITH A FRESH MODERN NEUTRAL COLOR PALETTE. LIVING/DINING ROOM MAKES A RICH STATEMENT WITH PILLAR COLUMN DETAIL. KITCHEN BOASTS NEWER STAINLESS STEEL APPLIANCES '14, NEW LIGHTING FIXTURES, FRESH WHITE OAK CABINETS, STUNNING HARDWARE, EAT IN AREA. FAMILY ROOM BOASTS A GAS START/ WOOD BURNING FIREPLACE WITH WAINSCOTING TRIM. MASTER BEDROOM WITH CURVED CATHEDRAL CEILINGS & FAN. MASTER BATH FEATURES SEPARATE SHOWER, HUGE SOAKING TUB, DOUBLE SINKS. MARBLE VANITY, WHITE OAK CABINETS & MASSIVE WALK IN CLOSET. CEDAR CLOSETS IN THE ENTIRE HOUSE!!! UNFINISHED BASEMENT FOR STORAGE.RADON MITIGATION SYSTEM '14 FURNACE '17, A/C '17. THIS IS HOME!

Last Agent to Sell the Property

Maria Devins

Baird & Warner License #475138525 Listed on: 06/15/2018

Baird & Warner

Last Buyer's Agent

Raymond Melencio

Keller Williams ONEChicago License #475181264

Keller Williams ONEChicago

Home Details

Home Type

  • Single Family

Year Built

  • 2000

Lot Details

  • Lake Front
  • Fenced Yard

HOA Fees

  • $13 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Dining Area
  • Wood Flooring
  • Water Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Brick Porch or Patio
  • Property is near bus stop

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $825 Seller Concession

Home Details

Home Type

Single Family

Year Built

2000

Lot Details

0.26 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Bus, Commuter Train
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Contemporary
  • Type Detached: 2 Stories
  • Estimated Year Built: 2000
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2000

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 9
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, TV-Cable, Ceiling Fan, Sump Pump, Radon Mitigation System(s)
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Full
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 8X6, On Level: Main Level, Flooring: Wood Laminate, Windows: None
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 13X11, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Eating Area, Foyer
  • Master Bedroom: Dimensions: 17X13, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Additional Room 1 Name: Eating Area, Dimensions: 12X8, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Additional Room 2 Name: Foyer, Dimensions: 8X8, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 3: Dimensions: 12X10, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Estimated Sq Ft: 2288
  • Dining Room Type: Separate
  • Family Room: Dimensions: 18X15, On Level: Main Level, Flooring: Hardwood, Windows: None

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Brick Paver Patio, Storms/Screens
  • Acreage: 0.26

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 150
  • Management Contact Name: WILLOW BAY ACM
  • Management Phone: 630-620-1133

Fee Information

  • Management Company: SELF MANAGED

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 64X164X68X189
  • Lot Description: Fenced Yard, Lake Front, Water View
  • Parcel Identification Number: 0628455002

Tax Info

  • Taxes: 7867

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2018
Closed on
Aug 7, 2018
Sold by
Bought by
Seller's Agent
Maria Devins
Baird & Warner
Buyer's Agent
Raymond Melencio
Keller Williams ONEChicago
List Price
$300,000
Sold Price
$295,000
Premium/Discount to List
-$5,000
-1.67%
Current Estimated Value
$454,708

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$159,708
Avg. Annual Appreciation
5.62%
Original Mortgage
$279,812
Outstanding Balance
$244,941
Interest Rate
4.87%
Mortgage Type
FHA
Estimated Equity
$209,767

Purchase Details

Listed on
Aug 6, 2014
Closed on
Oct 30, 2014
Sold by
Bought by
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Maria Devins
Baird & Warner
List Price
$269,950
Sold Price
$264,000
Premium/Discount to List
-$5,950
-2.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.98%
Original Mortgage
$244,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 7, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,290
Interest Rate
8.22%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$295,000 Baird & Warner Title Svcvs I
$264,000 Chicago Title Insurance Co
$240,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $279,812
Previous Owner $244,000
Previous Owner $159,290
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/08/2018 08/08/18 Sold $295,000 -1.7% $129 / Sq Ft
06/21/2018 06/21/18 Pending -- -- --
06/15/2018 06/15/18 For Sale $300,000 +13.6% $131 / Sq Ft
10/30/2014 10/30/14 Sold $264,000 0.0% $115 / Sq Ft View Prior Sale
09/17/2014 09/17/14 Pending -- -- --
08/06/2014 08/06/14 Price Changed $264,000 -2.2% $115 / Sq Ft
08/06/2014 08/06/14 For Sale $269,950 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,493 $139,120 $28,317 $110,803
2023 $10,032 $125,684 $25,582 $100,102
2022 $9,417 $114,602 $23,326 $91,276
2021 $9,024 $107,145 $21,808 $85,337
2020 $8,696 $102,286 $20,819 $81,467
2019 $8,456 $97,433 $19,831 $77,602
2018 $8,399 $91,788 $18,682 $73,106
2017 $8,226 $86,772 $17,661 $69,111
2016 $7,867 $79,766 $16,385 $63,381
2015 -- $73,112 $15,018 $58,094
2014 -- $64,951 $14,833 $50,118
2013 -- $66,664 $15,224 $51,440
Source: Public Records

Agents Affiliated with this Home

  • Maria Devins

    Seller's Agent in 2018

    Maria Devins

    Baird Warner

    (847) 840-2520

    67 Total Sales

    Maria Devins
    Section Image

  • R

    Buyer's Agent in 2018

    Raymond Melencio

    Keller Williams ONEChicago

    (209) 679-4730

    41 Total Sales

    Raymond Melencio
    Section Image
  • Bob Wisdom

    Seller's Agent in 2014

    Bob Wisdom

    RE/MAX

    (847) 695-8348

    615 Total Sales

    Bob Wisdom
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09986459

Midwest Real Estate Data (MRED)

APN: 06-28-455-002

Illinois Kane County Elgin 60123

1042 Spinnaker St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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