NOT LISTED FOR SALE

1043 Bedford St Cumberland, MD 21502

Estimated Value: $124,000 - $167,000

3 Beds
1 Bath
1,125 Sq Ft
$130/Sq Ft Est. Value

Last Sold March 22, 2024

Last sale price $150,000 $133 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $830/month

9 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • 2 Attached Carport Spaces
  • Cash Valley Elementary School Rated 9+
  • Additional Land
  • 90% Forced Air Heating and Cooling System

About This Home

As of March 2024

Cozy Cape Cod with 3 Bedrooms , 1 full bath, a 2 car Covered Parking Pad and on street parking. Nestled on Historic Bedford St, this property has 0.62 acres of land and large spacing between nearby homes... Updates include New floors 2023, HVAC 2019, Water Heater 2017, Furnace 2008, Stainless Fridge 2019, Washer 2018, Dryer 2022 and New Windows 2004.
* A one year home warranty will be included with accepted offer at list price or higher.

Last Agent to Sell the Property

Donald White

(410) 515-5300 belair@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #5004953 Listed on: 02/05/2024

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Jordan Anderson

(301) 689-0100 info@carterandroque.com Better Homes & Gardens Real Estate Old Line Group License #5400174

Better Homes & Gardens Real Estate Old Line Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,689

Year Built

  • Built in 1948

Lot Details

  • 0.62 Acre Lot
  • Additional Land
  • Property is in very good condition
  • Property is zoned RESIDNETIAL

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Unfinished Basement

Bedrooms and Bathrooms

  • 1 Full Bathroom

Parking

  • 2 Parking Spaces
  • 2 Attached Carport Spaces
  • On-Street Parking

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • North End Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0123005778

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,689

Year Built

Built in 1948

Lot Details

0.62 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: check MLS docs.
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2024-02-09
  • Year Built: 1948
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 2064
  • Living Area Sq Ft: 1125
  • Price Per Sq Ft: 137.78
  • Above Grade Finished Sq Ft: 1125
  • Below Grade Sq Ft: 939
  • Total Below Grade Sq Ft: 939
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Attached Carport Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Carport, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Additional Lot(s)
  • Lot Size Acres: 0.62
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 27007.20
  • Property Condition: Very Good
  • Zoning: RESIDNETIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1689.00
  • Assessor Parcel Number: 0123005778
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2024
Closed on
Apr 26, 2024
Sold by
Malloy Amy M
Bought by
Aurigemma Sean Joseph and Mackereth Ivy Grace
Seller's Agent
Donald White
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Jordan Anderson
Better Homes & Gardens Real Estate Old Line Group
List Price
$155,000
Sold Price
$150,000
Premium/Discount to List
-$5,000
-3.23%
Views
130
Current Estimated Value
$146,785

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,215
Avg. Annual Appreciation
-1.13%
Original Mortgage
$147,283
Outstanding Balance
$145,162
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
$1,623

Purchase Details

Closed on
May 22, 2022
Sold by
Campbell Amy M
Bought by
Malloy Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,800
Interest Rate
5.25%
Mortgage Type
Balloon

Purchase Details

Closed on
Apr 14, 2022
Sold by
Campbell John F
Bought by
Campbell Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,800
Interest Rate
5.25%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 28, 2002
Sold by
Eichner Charles F and Eichner Gail Bennett
Bought by
Campbell John F and Campbell Amy M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Aurigemma Sean Joseph $150,000 None Listed On Document
Aurigemma Sean Joseph $150,000 None Listed On Document
Malloy Amy M -- None Listed On Document
Malloy Amy M -- None Listed On Document
Campbell Amy M -- None Listed On Document
Campbell Amy M -- None Listed On Document
Campbell John F $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Aurigemma Sean Joseph $147,283
Closed Aurigemma Sean Joseph $147,283
Previous Owner Malloy Amy M $110,800
Closed Campbell John F --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/22/2024 03/22/24 Sold $150,000 -3.2% $133 / Sq Ft
02/14/2024 02/14/24 Pending -- -- --
02/05/2024 02/05/24 For Sale $155,000 -- $138 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $907 $104,100 $0 $0
2024 $885 $94,500 $0 $0
2023 $790 $84,900 $13,300 $71,600
2022 $777 $83,733 $0 $0
2021 $772 $82,567 $0 $0
2020 $756 $81,400 $13,300 $68,100
2019 $761 $81,400 $13,300 $68,100
2018 $774 $81,400 $13,300 $68,100
2017 $789 $83,200 $0 $0
2016 $398 $83,200 $0 $0
2015 $855 $83,200 $0 $0
2014 $855 $88,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2008100

Bright MLS

APN: 23-005778

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