$550,000
SOLD AUG 13, 2025

10431 Pine Ln Saint John, IN 46373

3 Beds
3 Baths
3,965 Sq Ft
12,266 Sq Ft Lot

Recently Sold

$139 Per Sq Ft

3% Below List Price

2 Days on Market

Highlights

  • Neighborhood Views
  • Patio
  • Landscaped
  • Lincoln Elementary School Rated A
  • 1-Story Property
  • Forced Air Heating and Cooling System

About This Home

As of August 2025

A Place to Call Home in The Gates of St. John If you've been searching for a home that feels both fresh and lived-in with love, this is the one. Built in 2020 and carefully upgraded by its owners, this charming ranch in The Gates of St. John blends modern convenience with thoughtful, personal touches throughout. Step inside and you're greeted by an open layout that invites you to relax and stay awhile. The kitchen is the heart of the home, with a large center island (complete with sink) that's perfect for entertaining or enjoying a quiet cup of coffee. Just off the main living area is a bright and peaceful sunroom -- ideal for reading, working from home, or simply soaking in the natural light. With 3 spacious bedrooms and 2 full baths on the main floor, there's plenty of room for family or guests. But the real bonus? A nearly finished basement that includes a 3/4 bath, a dedicated storage area, and even a crawl space for extra seasonal items. Outside, the backyard is your private retreat. Imagine summer evenings gathered around the custom-built brick fireplace on a beautiful stone patio. The yard is fully fenced and thoughtfully landscaped -- complete with a garden and even a peach tree. This brick and vinyl ranch isn't just move-in ready -- it's better than new. Full of warmth, upgrades, and character, it's a home waiting for the right buyers to fall in love.

Last Agent to Sell the Property

Roman Sawczak

HomeSmart Realty Group License #RB15001379 Listed on: 07/05/2025

HomeSmart Realty Group

Last Buyer's Agent

Robin Porter

Porter's Real Estate Solutions License #RB14040200

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,086

Year Built

  • Built in 2020

Lot Details

  • 0.28 Acre Lot
  • Back Yard Fenced
  • Landscaped

HOA Fees

  • $37 Monthly HOA Fees

Parking

  • 3 Car Garage

Interior Spaces

  • 1-Story Property
  • Electric Fireplace
  • Family Room with Fireplace
  • Dining Room
  • Neighborhood Views
  • Basement

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Dryer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include ground maintenance
  • The Gates Of St. John Association, Phone Number (219) 464-3536
  • The Gates Of St John Subdivision

Listing and Financial Details

  • Assessor Parcel Number 451503159008000015

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,086

Year Built

Built in 2020

Lot Details

0.28 Acres

HOA Fees

$37 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2020
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Back Yard, Paved, Landscaped, Front Yard
  • Reso View: Neighborhood
  • Reso Association Amenities: Management
  • Reso Association Fee Includes: Maintenance Grounds
  • Co List Office Mls Id: NRA1906
  • Subdivision Name: THE GATES OF ST JOHN
  • Above Grade Finished Sq Ft: 2369
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • AuctionYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Gas Range, Dishwasher
  • Interior Amenities: Entrance Foyer, Kitchen Island, Eat-in Kitchen
  • Basement: Crawl Space, Storage Space, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1596
  • Fireplace Features: Electric, Family Room
  • Fireplaces: 1

Exterior Features

  • Exterior Features: Fire Pit, Rain Gutters, Private Yard
  • Fencing: Back Yard
  • Acres: 0.2816
  • Waterfront: No
  • Patio And Porch Features: Patio
  • Reso Roof: Asphalt, Shingle

Garage/Parking

  • Garage Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Available, Water Connected, Sewer Connected, Natural Gas Connected, Electricity Connected, Electricity Available
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 440
  • Association Fee Frequency: Annually
  • Association Name: The Gates of St. John
  • Phone: 2194643536
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 12267
  • Parcel #: 451503159008000015

Tax Info

  • Year: 2023
  • Tax Annual Amount: 5086

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 2, 2020
Sold by
Lennar Homes Of Indiana Inc
Bought by
Kowalik Andrezej and Kowalik Beata Wladyslawa
Current Estimated Value
$544,534

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Outstanding Balance
$151,547
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$395,047
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed -- Lennar Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/13/2025 08/13/25 Sold $550,000 -2.6% $139 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
07/05/2025 07/05/25 For Sale $564,900 -- $142 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,227 $499,400 $79,400 $420,000
2024 $10,958 $471,800 $84,400 $387,400
2023 $5,086 $461,900 $84,400 $377,500
2022 $4,751 $394,400 $76,700 $317,700
2021 $4,294 $355,600 $59,700 $295,900
2020 $7 $600 $600 $0
2019 $59 $600 $600 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 823725

Northwest Indiana Association of REALTORS®

APN: 45-15-03-159-008.000-015

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