$649,000

1044 Fogg Rd Sparta, KY 41086

Estimated payment $3,759/month

Total Views 31,640
2 Beds
2 Baths
1,162 Sq Ft
$559 Price per Sq Ft

Highlights

  • Docks
  • Waterfront
  • Deck
  • Barn
  • Open Floorplan
  • Wooded Lot

About This Home

This beautiful waterfront home on Craig's Creek with direct Ohio River access was built to last! New construction in 2022, this home is a successful AirBNB or wonderful second home. Hardie board and batten exterior with sleek metal roof. The double front door invites you into the open living/dining/kitchen spaces with vaulted ceiling and luxury vinyl plank flooring throughout. White shaker kitchen cabinetry with huge island and granite countertops. Craftsman style millwork throughout. The primary bedroom features a luxurious ensuite bathroom with tile flooring, double vanity, and walk in shower. Amazing outdoor living space with large composite deck, partially covered. This home sits on almost 1 acre of land with a private dock, featuring two boat slips and large rooftop deck. Large barn on property is perfect for boat storage and/or additional rental income. Schedule your private showing today!

Listing Agent

Shane Reno

Huff Realty - Florence License #271357 Listed on: 06/30/2025

Huff Realty - Florence

Co-Listing Agent

Deron Schell

Huff Realty - Florence License #231105

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,616

Year Built

  • Built in 2022

Lot Details

  • 0.99 Acre Lot
  • Waterfront
  • Wooded Lot
  • Private Yard

Home Design

  • Ranch Style House
  • Poured Concrete
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,162 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room
  • Dining Room
  • Luxury Vinyl Tile Flooring
  • Smart Thermostat

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Docks
  • Deck
  • Covered Patio or Porch

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Farming

  • Barn

Utilities

  • Forced Air Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 8-BS-12-&-13

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,616

Year Built

Built in 2022

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.99
  • Year Built: 2022
  • Lot Size: irregular
  • Co List Office Mls Id: o432500054
  • Co List Office Phone: 859-525-7900
  • Ownership: LLC
  • Directions: I-71 to Sparta exit. Turn right on Sparta Pike. Turn left on Fogg Road.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 1162.0
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: Gallatin County Water Dis
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.99
  • General Property Description:Lot Size Square Feet: 43124.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 8-BS-12-&-13
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Metal3: Yes
  • Other Structures:Barn(s): Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Smart Thermostat, Open Floorplan, Granite Counters, Double Vanity, Chandelier, Ceiling Fan(s), High Ceilings, Recessed Lighting, Master Downstairs
  • Heating: Forced Air, Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • Roof: Metal
  • Lot Features: Waterfront, Wooded
  • Construction Type: HardiPlank Type, Fiber Cement
  • Exterior Features: Private Yard, Dock
  • Foundation Details: Poured Concrete
  • Other Structures: Barn(s)
  • Patio And Porch Features: Covered, Deck, Porch
  • Construction Materials:HardiPlank Type: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 43124.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,616 $300,000 $42,000 $258,000
2023 $2,557 $198,945 $42,000 $156,945
2022 $2,665 $198,945 $42,000 $156,945
2021 $2,050 $150,000 $42,000 $108,000
2020 $1,595 $0 $0 $0
2019 $1,602 $105,500 $42,000 $63,500
2018 $1,602 $105,500 $42,000 $63,500
2017 $1,602 $105,500 $42,000 $63,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 For Sale $649,000 +515.2% $559 / Sq Ft
11/16/2017 11/16/17 Sold $105,500 +5.5% $134 / Sq Ft
10/24/2017 10/24/17 Price Changed $100,000 -33.3% $127 / Sq Ft
10/12/2017 10/12/17 For Sale $150,000 0.0% $191 / Sq Ft
09/27/2017 09/27/17 Pending -- -- --
09/12/2017 09/12/17 For Sale $150,000 -- $191 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 None Listed On Document
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $198,945 None Listed On Document
Interfamily Deed Transfer -- None Available
Deed $150,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,000 New Conventional
Previous Owner $211,500 Commercial
Source: Public Records

About the Listing Agent

Shane Reno

Huff Realty - Florence

(859) 636-6551

Section Image

Shane Reno is a dedicated and results-driven real estate professional specializing in the Northern Kentucky market. Known for his commitment to excellence and client-first approach, Shane has built a strong reputation for delivering smooth, successful transactions—whether representing first-time buyers, seasoned investors, or homeowners looking to sell.
With deep knowledge of Boone, Kenton, and Campbell counties, Shane leverages market insights, cutting-edge marketing strategies, and strong

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 633927

Northern Kentucky Multiple Listing Service

APN: 8-BS-12 & 13