$542,000
SOLD DEC 10, 2025

1044 Gibraltar Rd Key Largo, FL 33037

2 Beds
1 Bath
1,050 Sq Ft
5,250 Sq Ft Lot

Recently Sold

$516 Per Sq Ft

7% Below List Price

104 Days on Market

Highlights

  • Sun or Florida Room
  • No HOA
  • Screened Balcony
  • Coral Shores High School Rated A
  • Stainless Steel Appliances
  • 1-minute walk to Harry Harris Park

About This Home

As of December 2025

Welcome to 1044 Gibraltar Rd in Key Largo, FL. This single family home offers incredible privacy positioned at the end of the road so you don't have to worry about pass-through traffic and is right next to John Pennecamp State Park. The home is also located in an X Flood zone so flood insurance is not always required, but you get the ease of ground level living. As you enter the property you are greeted with an expansive screened porch that leads into the spacious open floor plan living area. Down the hall is the laundry, 2 large bedrooms and 1 full bath. The primary bedroom has sliding glass doors leading to the fully fenced back yard. New tile floors throughout. The metal roof was replaced in 2008, new HVAC in 2021 and a whole house dehumidifier. You really can't beat the privacy offered by this home in this price range, so call today for more information and to schedule a private viewing.

Last Agent to Sell the Property

Lynn Lucas

Berkshire Hathaway HomeServices Keys Real Estate License #653995 Listed on: 08/06/2025

Berkshire Hathaway HomeServices Keys Real Estate

Last Buyer's Agent

Strain-Pabotoy T Coldwell Banker Schmitt

Coldwell Banker Schmitt Key Largo

Coldwell Banker Schmitt Key Largo

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,858

Year Built

  • Built in 1988

Lot Details

  • 5,250 Sq Ft Lot
  • Fenced

Home Design

  • Metal Roof

Interior Spaces

  • 1,050 Sq Ft Home
  • Ceiling Fan
  • Awning
  • Blinds
  • Sliding Doors
  • Sun or Florida Room
  • Tile Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Complete Accordion Shutters
  • Impact Glass

Parking

  • 4 Parking Spaces
  • Open Parking

Outdoor Features

  • Screened Balcony
  • Shed

Location

  • Ground Level

Utilities

  • Central Air
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bahia Mar Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00545120-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,858

Year Built

Built in 1988

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: No
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 102.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 3857.88
  • Title: Title Ins - Buyer
  • Vehicle Storage: Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1988
  • Alternate Key Number: 1668630
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 5250.00
  • Porch Balcony: Screened P/B
  • Shutters: Accordion, Other
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1050.00
  • Pre Wired: Cable
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Pantry
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Specialty Rooms: Sun/Florida Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window, Awning Windows
  • Total Bedrooms: 2
  • Accessibility Features: None

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Fencing, Shed
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Security: No Security
  • Utilities: FKAA, Cable Available, Municipal Sewer

Lot Info

  • Deed Restrictions: No
  • Flood Zone: X
  • Parcel Number: 00545120-000000
  • Lot Size: 50 x 105
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.12

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Dec 10, 2025
Sold by
Simmons Dania Ellen and Simmons Shiela Talampas
Bought by
Poliakoff Dianne
Seller's Agent
Lynn Lucas
Berkshire Hathaway HomeServices Keys Real Estate
Buyer's Agent
Strain-Pabotoy T Coldwell Banker Schmitt
Coldwell Banker Schmitt Key Largo
List Price
$581,000
Sold Price
$542,000
Premium/Discount to List
-$39,000
-6.71%
Views
90

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.07%
Original Mortgage
$360,000
Outstanding Balance
$360,000
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$213,327

Purchase Details

Listed on
Dec 20, 2020
Closed on
Feb 16, 2021
Sold by
Barton Don B and Barton Kelse Jan
Bought by
Simmons Dania Ellen and Simmons Shiela Talampas
Seller's Agent
Connie Arrabal
Century 21 Circle
Buyer's Agent
Lynn Lucas
Berkshire Hathaway HomeServices Keys Real Estate
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.50%
Original Mortgage
$280,000
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 3, 2012
Closed on
Aug 14, 2013
Sold by
Oliphant Robalene
Bought by
Barton Don B and Barton Kelse Jan
Seller's Agent
Lowell Donofrio Sr.
Keys Country Realty & Dev. Inc
Buyer's Agent
Martha Carter, Broker Associate
International Keys Realty
List Price
$360,000
Sold Price
$190,000
Premium/Discount to List
-$170,000
-47.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$152,000
Interest Rate
4.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 1994
Sold by
Smith Kathryn Relston
Bought by
Slater Harold Hubert

Purchase Details

Closed on
Jul 1, 1988
Bought by
Barton Kimberly K

Purchase Details

Closed on
Oct 1, 1987
Bought by
Barton Kimberly K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $542,500 Coral Reef Title
Warranty Deed $350,000 Absolute First Title Llc
Warranty Deed $190,000 Sunbelt Title Agency
Quit Claim Deed -- --
Warranty Deed $67,500 --
Warranty Deed $11,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $152,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Sold $542,000 -6.7% $516 / Sq Ft
08/06/2025 08/06/25 For Sale $581,000 +66.0% $553 / Sq Ft
02/16/2021 02/16/21 Sold $350,000 0.0% $333 / Sq Ft View Prior Sale
12/20/2020 12/20/20 For Sale $350,000 +84.2% $333 / Sq Ft
08/15/2013 08/15/13 Sold $190,000 -47.2% $190 / Sq Ft View Prior Sale
11/27/2012 11/27/12 Pending -- -- --
05/03/2012 05/03/12 For Sale $360,000 -- $360 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,858 $438,447 -- --
2024 $3,696 $426,091 -- --
2023 $3,696 $413,681 $0 $0
2022 $3,497 $401,633 $199,500 $202,133
2021 $2,287 $242,284 $0 $0
2020 $2,148 $215,817 $0 $0
2019 $2,196 $224,513 $0 $0
2018 $2,105 $208,804 $0 $0
2017 $2,035 $207,873 $0 $0
2016 $1,942 $181,876 $0 $0
2015 $1,941 $176,636 $0 $0
2014 $1,945 $171,338 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 616092

APN: 00545120-000000