Emerald Towers 1044 Highway 98 E Unit 405 Destin, FL 32541
Estimated payment $5,321/month
Highlights
- Beach Front
- Beach
- Fishing
- Destin Elementary School Rated A-
- Screened Pool
- Sauna
About This Home
NEW PRICE ADJUSTMENT, LOWER INTEREST RATES, HOA fees reduced by 9.75% and Owner Financing* for qualified buyers, don't miss this incredible opportunity!!! Your dream investment/vacation beachfront property could be closer than you think! Experience breathtaking views of the Gulf from this beautifully updated 4th-floor Beachfront condo in Emerald Towers in Destin FL. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience.
Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry and a fully renovated primary bath, The open-concept living area flows effortlessly into the private Gulf-front balcony upgraded with new sliding door assemblies in 2022. Watch the dolphins swim by from your covered balcony or the privacy and comfort of your living room
The beachfront balcony is ideal for morning coffee or sunset cocktails and is accessible from both the Living areas and primary bedroom.
The well-appointed kitchen features quality Frigidaire and GE appliances in the kitchen area, a wet bar with built-in ice maker, a dedicated laundry closet with stacked LG washer and dryer for added convenience. and a utility closet.
Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The recently renovated en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage.
The spacious guest bedroom has two closets and one can be used for the owners closet.
Sold fully furnished and ready for immediate enjoyment or rental except for 4 items in documents.
Recent Upgrades:
"New upgraded balcony sliding door with complete assemblies in Living room and Primary Bedroom.
"New Heating and Cooling system in June 2025
"New Paint July 2025
"New Wet Bar Ice Maker in July 2025 Emerald Towers amenities include:
"Gulf-front, seasonally heated pool
"Stainless gas grills at pool overlooking the ocean.
"Tennis/pickleball courts
"Fitness center with sauna and steam room and workout equipment.
"Gated community with direct beach access A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value.
Whether you're searching for a vacation retreat, investment property, or primary residence, this Gulf-front gem is a must-see.
*Owner Financing terms are 1% above prime.
Contact Ken Frizzell 615-390-6932 for showings and more details.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,600
Year Built
- Built in 1983
Lot Details
- Beach Front
- Property fronts gulf or ocean
- Property is Fully Fenced
- Privacy Fence
- Sprinkler System
HOA Fees
- $830 Monthly HOA Fees
Home Design
- Newly Painted Property
- Flat Roof Shape
- Off Grade Structure
- Slab Foundation
- Mirrored Walls
- Floor Insulation
- Pitched Roof
- Membrane Roofing
- Concrete Roof
- Metal Roof
- Concrete Siding
- Steel Siding
- Aluminum Trim
- Stucco Exterior Insulation and Finish Systems
Interior Spaces
- 1,126 Sq Ft Home
- Wet Bar
- Furnished
- Shelving
- Woodwork
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Track Lighting
- Tinted Windows
- Insulated Doors
- Entrance Foyer
- Living Room
- Dining Area
- Sauna
- Gulf Views
Kitchen
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Painted or Stained Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Shower Only in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Laundry
- Dryer
- Washer
Home Security
Eco-Friendly Details
- Energy-Efficient Doors
Pool
- Screened Pool
- Heated In Ground Pool
- Outdoor Shower
Outdoor Features
- Balcony
- Deck
- Patio
- Built-In Barbecue
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- Central Heating and Cooling System
- Air Source Heat Pump
- Electric Water Heater
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-1011-0000-0405
Community Details
Overview
- Association fees include accounting, ground keeping, internet service, legal, management, master, recreational faclty, repairs/maintenance, security, sewer, water, cable TV, trash
- 83 Units
- Emerald Towers Unit 405 Subdivision
- Handicap Modified Features In Community
- 15-Story Property
Amenities
- Community Barbecue Grill
- Sauna
- Elevator
Recreation
- Beach
- Tennis Courts
- Fishing
Pet Policy
- Pets Allowed
Security
- Gated Community
- Storm Windows
- Storm Doors
- Fire and Smoke Detector
- Fire Sprinkler System
Map
About Emerald Towers
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,209 | $654,000 | -- | $654,000 |
| 2024 | $6,635 | $654,000 | -- | $654,000 |
| 2023 | $6,635 | $654,000 | $0 | $654,000 |
| 2022 | $5,259 | $445,000 | $0 | $445,000 |
| 2021 | $4,843 | $390,000 | $0 | $390,000 |
| 2020 | $4,504 | $360,000 | $0 | $360,000 |
| 2019 | $4,350 | $345,000 | $0 | $345,000 |
| 2018 | $3,981 | $310,000 | $0 | $0 |
| 2017 | $3,934 | $301,000 | $0 | $0 |
| 2016 | $3,910 | $301,000 | $0 | $0 |
| 2015 | $3,951 | $301,000 | $0 | $0 |
| 2014 | $3,594 | $268,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/13/2026 02/13/26 | Price Changed | $765,000 | -1.9% | $679 / Sq Ft |
| 10/30/2025 10/30/25 | Price Changed | $780,000 | -1.9% | $693 / Sq Ft |
| 07/25/2025 07/25/25 | Price Changed | $795,000 | -3.6% | $706 / Sq Ft |
| 07/05/2025 07/05/25 | For Sale | $825,000 | -- | $733 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | -- |
Source: Emerald Coast Association of REALTORS®
MLS Number: 980259
APN: 00-2S-22-1011-0000-0405
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Ask me questions while you tour the home.