$795,000

Emerald Towers 1044 Highway 98 E Unit 405 Destin, FL 32541

Estimated payment $5,684/month

Total Views 4,462
2 Beds
2 Baths
1,126 Sq Ft
$706 Price per Sq Ft

Highlights

  • Beach Front
  • Beach
  • Fishing
  • Destin Elementary School Rated A-
  • Heated In Ground Pool
  • Sauna

About This Home

Price Reduced $30,000!
Highly Sought-After Gulf-Front Condo in Emerald Towers.
Experience breathtaking views of the Gulf from this beautifully updated 4th-floor condo in the prestigious Emerald Towers. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience.
Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry, and plush new carpeting in both the living room and primary suite. The open-concept living area flows effortlessly into the private Gulf-front balcony with new sliding door assemblies in 2022. Ideal for morning coffee or sunset cocktails. The well-appointed kitchen features quality Frigidaire and GE appliances in white to brighten the kitchen area, a wet bar with built-in ice maker, and a dedicated laundry closet with stacked LG washer and dryer for added convenience.
Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage.
The spacious guest bedroom has two closets and one can be used for the owners closet.
Sold fully furnished and ready for immediate enjoyment or rental except for 4 items in documents.
Recent Upgrades:
"New Sliding door complete assemblies in Living room and Master Bedroom.
"New Heating and Cooling system in June 2025
"New Paint July 2025
"New Carpet in Dining/Living area and Master Bedroom July 2025
"New Wet Bar Ice Maker in July 2025

Emerald Towers amenities include:
"Gulf-front, seasonally heated pool
"Stainless gas grills at pool overlooking the ocean.
"Tennis/pickleball courts
"Fitness center with sauna and steam room
"Gated community with direct beach access

A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value.
Whether you're searching for a vacation retreat, investment property, or primary residence, this Gulf-front gem is a must-see.
Contact Ken Frizzell 615-390-6932 for showings and more details.

Listing Agent

Kenneth Frizzell

Keller Williams Realty Destin License #3545867 Listed on: 07/05/2025

Keller Williams Realty Destin

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,600

Year Built

  • Built in 1983

Lot Details

  • Beach Front
  • Property fronts gulf or ocean
  • Property is Fully Fenced
  • Privacy Fence
  • Sprinkler System

HOA Fees

  • $919 Monthly HOA Fees

Home Design

  • Newly Painted Property
  • Flat Roof Shape
  • Off Grade Structure
  • Slab Foundation
  • Mirrored Walls
  • Stucco Exterior Insulation and Finish Systems
  • Floor Insulation
  • Pitched Roof
  • Membrane Roofing
  • Concrete Roof
  • Metal Roof
  • Concrete Siding
  • Steel Siding
  • Aluminum Trim

Interior Spaces

  • 1,126 Sq Ft Home
  • Wet Bar
  • Furnished
  • Shelving
  • Crown Molding
  • Recessed Lighting
  • Track Lighting
  • Tinted Windows
  • Insulated Doors
  • Entrance Foyer
  • Living Room
  • Dining Area
  • Sauna

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Home Security

Eco-Friendly Details

  • Energy-Efficient Doors

Pool

  • Heated In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Covered Deck
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating
  • Air Source Heat Pump
  • Electric Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1011-0000-0405

Community Details

Overview

  • Association fees include accounting, ground keeping, internet service, management, master, recreational faclty, repairs/maintenance, security, sewer, water, cable TV, trash
  • 83 Buildings
  • 83 Units
  • Emerald Towers Unit 405 Subdivision
  • Handicap Modified Features In Community
  • 15-Story Property

Amenities

  • Community Barbecue Grill
  • Sauna
  • Elevator

Recreation

  • Beach
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,600

Year Built

Built in 1983

Lot Details

0

HOA Fees

$919 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: EMERALD TOWERS UNIT 405
  • Directions: From FL-293 (Bay Bridge & Destin Commons, travel west on US 98 W 2.6 miles to Emerald Towers on the left, just past Airport Road and Silber Beach towers. Fom McGuire's Irish Pub at the Destin Bridge and Harborwalk, travel east on Hwy 98 E 3 miles to Emerald Towers on the right, just past Sundestin
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Year Built: 1983
  • Utilities Electric: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Foyer: Yes
  • Rooms:Balcony2: Yes
  • Waterfront:Unit Waterfront: Yes
  • Rooms:Dining Area: Yes
  • Energy:Storm Windows: Yes
  • Energy:Tinted Windows: Yes
  • Waterfront:Shore - Beach: Yes
  • Energy:Storm Doors: Yes
  • Energy:Insulated Floors: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 83
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Flooring: Floor Tile, Floor WW Carpet, Floor WW Carpet New
  • Interior Amenities: Ceiling Crwn Molding, Elevator, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Walls Mirrored, Washer/Dryer Hookup, Wet Bar
  • Stories: 15
  • Window Features: Window Treatmnt Some, Storm Windows, Tinted Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Elevator: Yes
  • Interior:Floor Tile: Yes
  • Interior:Lighting Track: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Newly Painted: Yes
  • Interior:Shelving: Yes
  • Interior:Wet Bar: Yes
  • Interior:Floor WW Carpet New: Yes
  • Interior:Walls Mirrored: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Gulf
  • Waterfront Features: Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
  • Waterfront: Yes
  • Construction Type: Concrete, Foundation Off Grade, Roof Pitched, Siding EIFS, Steel, Trim Aluminum
  • Exterior Features: Balcony, BBQ Pit/Grill, Sauna/Steam, Shower, Sprinkler System, Tennis Court
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Covered
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Steel: Yes
  • ConstructionSiding:Trim Aluminum: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:SaunaSteam: Yes
  • ConstructionSiding:Roof Membrane: Yes
  • ConstructionSiding:Siding EIFS: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Tennis Court: Yes
  • ConstructionSiding:Roof Flat: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • Exterior:Fenced Lot-All: Yes
  • ConstructionSiding:Roof Concrete: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Security: Fire Alarm/Sprinkler
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Sewer: Community Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Handicap Provisions, Pets Allowed, Pool, Sauna/Steam Room, Tennis, Waterfront
  • Association #2 Fee: 2757.84
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Internet Service, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-1011-0000-0405

Multi Family

  • Number Of Units In Community: 83

Tax Info

  • Tax Annual Amount: 6600.12
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,635 $654,000 -- $654,000
2023 $6,635 $654,000 $0 $654,000
2022 $5,259 $445,000 $0 $445,000
2021 $4,843 $390,000 $0 $390,000
2020 $4,504 $360,000 $0 $360,000
2019 $4,350 $345,000 $0 $345,000
2018 $3,981 $310,000 $0 $0
2017 $3,934 $301,000 $0 $0
2016 $3,910 $301,000 $0 $0
2015 $3,951 $301,000 $0 $0
2014 $3,594 $268,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Price Changed $795,000 -3.6% $706 / Sq Ft
07/05/2025 07/05/25 For Sale $825,000 -- $733 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 980259

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1011-0000-0405