$705,000
SOLD JUN 12, 2026

Emerald Towers 1044 Highway 98 E Unit 405 Destin, FL 32541

Destin Area
2 Beds
2 Baths
1,126 Sq Ft
1983 Built

Sale Details

Date Sold: June 12, 2026

$626 Per Sq Ft

6% Below List Price

8 Days on Market

Highlights

  • Beach Front
  • Beach
  • Screened Pool
  • Destin Elementary School Rated A-
  • Fitness Center
  • Fishing

About This Home

As of June 2026

Buyer defaulted on the contract - their loss is your rare second chance! Back on the market just in time for Memorial Day! Sold fully furnished, turnkey, and ready for immediate summer enjoyment and/or rental income. Experience breathtaking Gulf-front living in this beautiful condominium at gated and fenced Emerald Towers. The open-concept living area flows seamlessly onto a private beachfront balcony, creating the perfect setting for relaxing mornings and unforgettable Destin sunsets. The well-appointed kitchen features quality GE appliances, along with a wet bar and built-in ice maker, perfect for entertaining. Additional conveniences include a dedicated laundry closet and a utility/storage closet. Wake up to panoramic Gulf views from the spacious primary bedroom, complete with a king bed and direct balcony access. The recently renovated en-suite bath offers new floors, new walk-in shower, new dual vanities and cabinet, and a built-in linen closet with generous storage. The guest bedroom is spacious and functional, featuring two closets, including one ideal for an owner's private storage lockout. Recent Upgrades & Turnkey Features: Upgraded $20,000 high-impact balcony sliding door assemblies in the living room and primary bedroom New $8,500 Bryant 2.5-ton heating and cooling system installed in June 2025 Fresh Snowbound White interior paint completed in July 2025, which included white cabinets, doors and trim These items save you $37,000 in repair cost! Emerald Towers Amenities: Gulf-front seasonally heated pool Stainless steel gas grills overlooking the beach Tennis and pickleball courts scheduled for renovation very soon Fitness center including sauna, steam/shower, and workout equipment Gated community with direct beach access Updated photos coming 5/23/2026 Agents - See Agent to Agent Remarks.

Last Agent to Sell the Property

Kenneth Frizzell

Keller Williams Realty Destin License #3545867 Listed on: 05/23/2026

Keller Williams Realty Destin

Last Buyer's Agent

Katie Atwater

The Premier Property Group License #3182770

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,209

Year Built

  • Built in 1983

Lot Details

  • Property is Fully Fenced
  • Privacy Fence
  • Sprinkler System

Parking

  • 120 Parking Spaces

Home Design

  • Newly Painted Property
  • Flat Roof Shape
  • Off Grade Structure
  • Slab Foundation
  • Mirrored Walls
  • Floor Insulation
  • Pitched Roof
  • Membrane Roofing
  • Concrete Roof
  • Metal Roof
  • Concrete Siding
  • Steel Siding
  • Aluminum Trim
  • Stucco Exterior Insulation and Finish Systems

Interior Spaces

  • 1,126 Sq Ft Home
  • Wet Bar
  • Furnished
  • Shelving
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Tinted Windows
  • Insulated Doors
  • Entrance Foyer
  • Living Room
  • Dining Area
  • Sauna

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Home Security

Eco-Friendly Details

  • Energy-Efficient Doors

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Deck
  • Open Patio
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Electric Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Short Term Rentals Allowed
  • Assessor Parcel Number 00-2S-22-1011-0000-0405

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, ground keeping, internet service, legal, management, master, recreational faclty, repairs/maintenance, security, sewer, water, cable TV, trash
  • 83 Units
  • Emerald Towers Unit 405 Subdivision
  • Handicap Modified Features In Community
  • 15-Story Property

Amenities

  • Community Barbecue Grill
  • Sauna
  • Elevator

Recreation

  • Beach
  • Fitness Center
  • Exercise Course
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,209

Year Built

Built in 1983

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: EMERALD TOWERS UNIT 405
  • Directions: From FL-293 (Bay Bridge & Destin Commons, travel west on US 98 W 2.6 miles to Emerald Towers on the left, just past Airport Road and Silber Beach towers. Fom McGuire's Irish Pub at the Marler Bridge and Harborwalk, travel east on Hwy 98 E 3 miles to Emerald Towers on the right, just past Sundestin
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Year Built: 1983
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Utilities:Community Water: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Foyer: Yes
  • Rooms:Balcony2: Yes
  • Waterfront:Unit Waterfront: Yes
  • Rooms:Dining Area: Yes
  • Energy:Storm Windows: Yes
  • Energy:Tinted Windows: Yes
  • Waterfront:Shore - Beach: Yes
  • Energy:Storm Doors: Yes
  • Energy:Insulated Floors: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Flooring: Floor Tile, Floor WW Carpet New
  • Interior Amenities: Ceiling Crwn Molding, Elevator, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Walls Mirrored, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Stories: 15
  • Window Features: Window Treatmnt Some, Storm Windows, Tinted Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Elevator: Yes
  • Interior:Floor Tile: Yes
  • Interior:Lighting Track: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Shelving: Yes
  • Interior:Wet Bar: Yes
  • Interior:Floor WW Carpet New: Yes
  • Interior:Walls Mirrored: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Gulf
  • Waterfront Features: Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
  • Waterfront: Yes
  • Construction Type: Concrete, Foundation Off Grade, Roof Pitched, Siding EIFS, Steel, Stucco, Trim Aluminum
  • Exterior Features: Balcony, BBQ Pit/Grill, Pool - Enclosed, Sauna/Steam, Shower, Sprinkler System, Tennis Court
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open, Patio Open
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Steel: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Trim Aluminum: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:SaunaSteam: Yes
  • ConstructionSiding:Roof Membrane: Yes
  • ConstructionSiding:Siding EIFS: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Tennis Court: Yes
  • ConstructionSiding:Roof Flat: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • Exterior:Fenced Lot-All: Yes
  • ConstructionSiding:Roof Concrete: Yes

Garage/Parking

  • Total Parking Spaces: 120.0
  • General Property Info:Garage2: No

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Sewer: Community Sewer, Public Sewer
  • Utilities: Community Water, Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Handicap Provisions, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Internet Service, Legal, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-1011-0000-0405

Multi Family

  • Number Of Units In Community: 83

Tax Info

  • Tax Annual Amount: 7208.92
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2026
Closed on
Jun 12, 2026
Sold by
Bought by
Seller's Agent
Kenneth Frizzell
Keller Williams Realty Destin
Buyer's Agent
Katie Atwater
The Premier Property Group
List Price
$749,500
Sold Price
$705,000
Premium/Discount to List
-$44,500
-5.94%
Views
74

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.47%

Purchase Details

Closed on
Feb 25, 2004
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $705,000 Stewart Lender Services
Interfamily Deed Transfer -- --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/12/2026 06/12/26 Sold $705,000 -5.9% $626 / Sq Ft
05/31/2026 05/31/26 Pending -- -- --
05/23/2026 05/23/26 For Sale $749,500 0.0% $666 / Sq Ft
04/16/2026 04/16/26 Pending -- -- --
03/14/2026 03/14/26 Price Changed $749,500 -0.1% $666 / Sq Ft
03/13/2026 03/13/26 Price Changed $750,000 -2.0% $666 / Sq Ft
02/13/2026 02/13/26 Price Changed $765,000 -1.9% $679 / Sq Ft
10/30/2025 10/30/25 Price Changed $780,000 -1.9% $693 / Sq Ft
07/25/2025 07/25/25 Price Changed $795,000 -3.6% $706 / Sq Ft
07/05/2025 07/05/25 For Sale $825,000 -- $733 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,209 $654,000 $654,000
2024 $6,635 $654,000 $654,000
2023 $6,635 $654,000 $0 $654,000
2022 $5,259 $445,000 $0 $445,000
2021 $4,843 $390,000 $0 $390,000
2020 $4,504 $360,000 $0 $360,000
2019 $4,350 $345,000 $0 $345,000
2018 $3,981 $310,000 $0 $0
2017 $3,934 $301,000 $0 $0
2016 $3,910 $301,000 $0 $0
2015 $3,951 $301,000 $0 $0
2014 $3,594 $268,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 980259

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1011-0000-0405

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