Seller's Agent in 2026
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
(305) 797-1221
570 Total Sales
1044 Lagoon Dr Summerland Key, FL 33042
Summerland Key Area
4
Beds
2
Baths
1,917
Sq Ft
0.46
Acre Lot
Highlights
- Boat Lift
- Home fronts a canal
- Quartz Countertops
- 0.46 Acre Lot
- Cathedral Ceiling
- Stainless Steel Appliances
About This Home
As of July 2026Welcome to an exceptional waterfront property on Summerland Key, where 2.5 contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 180' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 180' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.
Last Agent to Sell the Property
Coldwell Banker Schmitt Real Estate Co License #605677 Listed on: 07/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,523
Year Built
- Built in 1979
Lot Details
- 20,200 Sq Ft Lot
- Home fronts a canal
- Fenced
- Property is zoned IS - Improved Subivision District
Home Design
- Tile Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 1,917 Sq Ft Home
- Bar
- Cathedral Ceiling
- Sliding Doors
- Storage
- Canal Views
- Impact Glass
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Attached Garage
- Carport
- Guest Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Seawall
- Boat Lift
- Tiki or Chickee Hut
Utilities
- Central Air
- Ductless Heating Or Cooling System
Community Details
- Summerland Cove Isle Subdivision
Listing and Financial Details
- Assessor Parcel Number 00198932-002100
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 27, 2024
Sold by
Bought by
Purchase Details
Listed on
Sep 28, 2012
Closed on
May 17, 2013
Sold by
Bought by
Seller's Agent
Fred Mullins
Coldwell Banker Schmitt Real Estate Co. (KW)
Buyer's Agent
Fred Mullins
Another Real Estate Company
List Price
$1,200,000
Sold Price
$1,050,000
Premium/Discount to List
-$150,000
-12.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.32%
Original Mortgage
$787,500
Interest Rate
2.64%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 27, 2012
Sold by
Bought by
Purchase Details
Closed on
Nov 1, 1991
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $1,050,000 | True Title Agency Inc | |
| Warranty Deed | $500,000 | Attorney | |
| Warranty Deed | $372,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $787,500 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/28/2026 07/28/26 | Sold | $2,750,000 | -5.2% | $1,435 / Sq Ft | |
| 07/17/2026 07/17/26 | Pending | -- | -- | -- | |
| 07/15/2026 07/15/26 | For Sale | $2,900,000 | +176.2% | $1,513 / Sq Ft | |
| 05/17/2013 05/17/13 | Sold | $1,050,000 | -12.5% | $645 / Sq Ft | View Prior Sale |
| 04/30/2013 04/30/13 | Pending | -- | -- | -- | |
| 09/28/2012 09/28/12 | For Sale | $1,200,000 | -- | $737 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,523 | $1,373,900 | $777,619 | $596,281 |
| 2024 | $10,880 | $1,687,528 | $1,085,952 | $601,576 |
| 2023 | $10,880 | $1,376,608 | $783,437 | $593,171 |
| 2022 | $9,622 | $1,127,186 | $529,402 | $597,784 |
| 2021 | $9,052 | $919,596 | $364,570 | $555,026 |
| 2020 | $8,342 | $828,013 | $349,056 | $478,957 |
| 2019 | $7,945 | $804,393 | $321,907 | $482,486 |
| 2018 | $7,664 | $787,838 | $306,394 | $481,444 |
| 2017 | $7,269 | $804,357 | $0 | $0 |
| 2016 | $6,324 | $577,756 | $0 | $0 |
| 2015 | $6,164 | $588,926 | $0 | $0 |
| 2014 | $5,640 | $466,914 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Ferringo
-
Jennifer Sylvia
Buyer's Agent in 2026
Jennifer Sylvia
Keller Williams Key West Compass Realty
(252) 202-3003
8 Total Sales
-
F
Seller's Agent in 2013
Fred Mullins
Coldwell Banker Schmitt Real Estate Co. (KW)
-
F
Buyer's Agent in 2013
Fred Mullins, PA
Coldwell Banker Schmitt RE Co.
Map
Source: Key West Association of REALTORS®
MLS Number: 620644
APN: 00198932-002200
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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