$850,000

1045 Paynes Creek Rd Hartwell, GA 30643

Estimated payment $4,806/month

Total Views 297
4 Beds
3.5 Baths
3,030 Sq Ft
$281 Price per Sq Ft

Highlights

  • Lake Front
  • Community Lake
  • Family Room with Fireplace
  • 1 Boat Dock
  • Deck
  • Vaulted Ceiling

About This Home

This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.

Listing Agent

Spot On The Lake

Keller Williams Lake Hartwell License #278239 Listed on: 09/11/2025

Keller Williams Lake Hartwell

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,325

Year Built

  • Built in 2006

Lot Details

  • 0.53 Acre Lot
  • Lake Front
  • Cleared Lot
  • Partially Wooded Lot
  • Grass Covered Lot

Home Design

  • Traditional Architecture
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 3-Story Property
  • Bookcases
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Combination Dining and Living Room
  • Game Room
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Built-In Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main

Laundry

  • Laundry in Hall
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • 2 Parking Spaces
  • Parking Pad

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Dock Rights
  • Deck
  • Patio
  • Outdoor Fireplace

Schools

  • Hartwell Elementary School
  • Hart County Middle School
  • Hart County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • The Waterfront Subdivision
  • Community Lake

Listing and Financial Details

  • Tax Lot 1

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,325

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Levels: Three Or More
  • Lot Size Acres: .53
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 3030
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Oven (Wall), Refrigerator, Washer
  • Bedrooms: 4
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 1199
  • Total Finished Sq Ft: 1831
  • Above Grade Finished Sq Ft: 1831
  • Interior Amenities: Bookcases, High Ceilings, Master On Main Level, Pulldown Attic Stairs, Vaulted Ceiling(s)
  • Feature Name: Lake Hartwell
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Outside
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Bar, Pantry, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 280.528

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Concrete
  • Lot Features: Other
  • Patio And Porch Features: Deck, Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Parking Pad
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Hall, Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Lake

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Hartwell
  • High School: Hart County
  • Middle School: Hart County
  • Elementary School: Hartwell
  • Middle School: Hart County
  • High School: Hart County

Lot Info

  • Lot: 1

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3325.29

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,637 $235,553 $124,000 $111,553
2023 $3,653 $219,371 $124,000 $95,371
2022 $3,172 $190,504 $106,000 $84,504
2021 $2,767 $149,176 $74,000 $75,176
2020 $2,690 $138,894 $68,000 $70,894
2019 $2,567 $131,323 $64,000 $67,323
2018 $2,585 $130,716 $64,000 $66,716
2016 $2,598 $126,659 $61,200 $65,459
2015 $2,551 $131,021 $61,200 $69,821
2014 $2,687 $135,266 $68,000 $67,266
2013 -- $136,133 $68,000 $68,133
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 For Sale $850,000 -- $281 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $489,000 --
Deed $684,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $375,115 New Conventional
Closed $389,000 New Conventional
Closed $389,000 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10602761

Georgia MLS

APN: C52-010-001