NOT LISTED FOR SALE

10451 Cottage Grove Dr Middlebury, IN 46540

Estimated Value: $413,000 - $522,000

5 Beds
3.5 Baths
3,638 Sq Ft
$133/Sq Ft Est. Value

Last Sold June 21, 2023

Last sale price $475,000 $131 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,162/month

330 Days on Market

Highlights

  • Pier or Dock
  • Open Floorplan
  • Lake Property
  • Primary Bedroom Suite
  • Home fronts a canal
  • Living Room with Fireplace

About This Home

As of June 2023

Fabulous Executive home on waterfront channel at Hunter Lake. Vacation or work from home all year long. Beautiful wooded lot over 1 acre with sprinkling system. Large 2 Story entry, living/great room with fireplace, eat in gourmet kitchen, and dining room. Main floor master suite with whirlpool tub. Main floor laundry, upper level with 3 bedrooms and full bath. Walk out lower level with entertainment area, bar, and second fireplace.. Possible in law suite with 2nd kitchen and egress window. Surround sound system. Storage area. Radon system has been installed. No assn. fees, boat doc. Home built by Team construction. NO TAX EXEMPTIONS FILED, 3 car garage. Buyer to verify schools, taxes, room sizes and total square footage. AHS WARRANTY Water softener new 2023.

Last Agent to Sell the Property

Jan Cawley

RE/MAX Oak Crest - Elkhart Listed on: 07/05/2022

RE/MAX Oak Crest - Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,600

Year Built

  • Built in 2001

Lot Details

  • 0.95 Acre Lot
  • Lot Dimensions are 131 x 315
  • Home fronts a canal
  • Backs to Open Ground
  • Landscaped
  • Irrigation
  • Partially Wooded Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Laminate Countertops
  • Built-In or Custom Kitchen Cabinets
  • Utility Sink
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Laundry Chute

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement
  • Natural lighting in basement

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Lake Property
  • Lake, Pond or Stream
  • Balcony

Schools

  • York Elementary School
  • Northridge Middle School
  • Northridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available
  • TV Antenna

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 20-04-25-401-025.000-032

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,600

Year Built

Built in 2001

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2001
  • Age: 22
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Keils Hunter Lake Retreat Lot 4
  • Parcel Number ID: 20-04-25-401-025.000-032
  • Platted: Yes
  • Amenities: Alarm System-Security, Antenna, Balcony, Bar, Breakfast Bar, Built-In Speaker System, Built-in Desk, Cable Available, Cable Ready, Ceiling-9+, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Detector-Carbon Monoxide, Detector-Smoke, Disposal, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Irrigation System, Kitchen Island, Landscaped, Laundry-Chute, Open Floor Plan, Utility Sink, Wet Bar, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Custom Cabinetry
  • Location: Lake
  • Number Below Grade Bedrooms: 1
  • Sp Lp Percent: 95.02
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4006
  • Total Finished Sq Ft: 3638
  • Above Grade Finished Sq Ft: 2360
  • Below Grade Finished Sq Ft: 1278
  • Below Grade Sq Ft: 368
  • Price Per Sq Ft: 201.27
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Walk-Out Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Ceramic Tile
  • Living Great Room: Dimensions: 15x23, On Level: Main
  • Kitchen: Dimensions: 21x14, On Level: Main
  • Dining Room: Dimensions: 11x13, On Level: Main
  • Family Room: Dimensions: 41x14, On Level: Lower
  • Bedroom 1: Dimensions: 15x13, On Level: Main
  • Bedroom 2: Dimensions: 11x14, On Level: Upper
  • Bedroom 3: Dimensions: 11x14, On Level: Upper
  • Bedroom 4: Dimensions: 11x14, On Level: Upper
  • Bedroom 5: Dimensions: 12x12, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1646

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Water Features: Pier/Dock
  • Water Name: Hunter Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Conventional, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx8, On Level: 6
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Middlebury Community Schools
  • Elementary School: York
  • Middle School: Northridge
  • High School: Northridge
  • Elementary School: York

Lot Info

  • Lot Description: Partially Wooded, Waterfront
  • Lot Dimensions: 131 x 315
  • Estimated Lot Sq Ft: 41382
  • Estimated Lot Size Acres: 0.95

Tax Info

  • Annual Taxes: 6600

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Northridge
  • Middle School: Northridge
  • School District: Middlebury Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2022
Closed on
Jul 12, 2023
Sold by
Sipla Joint Revocable Trust
Bought by
Lackey Jason E and Lackey Jodi M
Seller's Agent
Jan Cawley
RE/MAX Oak Crest - Elkhart
List Price
$499,900
Sold Price
$475,000
Premium/Discount to List
-$24,900
-4.98%
Views
98
Current Estimated Value
$484,646

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,646
Avg. Annual Appreciation
0.15%
Original Mortgage
$475,000
Interest Rate
6.79%
Mortgage Type
VA

Purchase Details

Closed on
May 23, 2022
Sold by
Sipla Dale E and Sipla Janiece A
Bought by
Sipla Dale E and Sipla Dale E

Purchase Details

Closed on
Dec 23, 2008
Sold by
Kussow Lisa and Bowman Lisa C
Bought by
Sipla Dale E and Sipla Janiece A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,000
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 23, 2003
Sold by
Landamerica Onestop Inc
Bought by
Bowman Lisa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 2, 2003
Sold by
Eldridge Bradd P and Eldridge Diane M
Bought by
Land America One Stop Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lackey Jason E $475,000 Fidelity National Title Compan
Lackey Jason E $475,000 Fidelity National Title Compan
Sipla Dale E -- Anderson & Anderson Pc
Sipla Dale E -- Lawyers Title
Bowman Lisa C -- --
Land America One Stop Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lackey Jason E $481,644
Closed Lackey Jason E $475,000
Previous Owner Sipla Dale E $165,000
Previous Owner Sipla Dale E $167,000
Previous Owner Bowman Lisa C $195,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/21/2023 06/21/23 Sold $475,000 -5.0% $131 / Sq Ft
05/31/2023 05/31/23 Pending -- -- --
05/15/2023 05/15/23 For Sale $499,900 +5.2% $137 / Sq Ft
11/10/2022 11/10/22 Off Market $475,000 -- --
09/19/2022 09/19/22 Price Changed $499,900 -3.8% $137 / Sq Ft
07/05/2022 07/05/22 For Sale $519,900 -- $143 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $460,200 $64,400 $395,800
2022 $3,703 $386,700 $64,400 $322,300
2021 $6,331 $360,700 $64,400 $296,300
2020 $6,051 $343,100 $64,400 $278,700
2019 $5,405 $313,400 $64,400 $249,000
2018 $5,116 $294,700 $64,400 $230,300
2017 $5,197 $290,500 $64,400 $226,100
2016 $4,773 $285,200 $64,400 $220,800
2014 $4,651 $267,900 $64,400 $203,500
2013 $5,171 $267,900 $64,400 $203,500
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2023

    Jan Cawley

    RE/MAX

    (574) 266-7861

    27 Total Sales

    Jan Cawley
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202227328

Indiana Regional MLS

APN: 20-04-25-401-025.000-032

Indiana Elkhart County Middlebury 46540

10451 Cottage Grove Dr, Middlebury, IN

This home is located at 10451 Cottage Grove Dr, Middlebury, IN 46540 since 05 July 2022 and is currently estimated at $484,646, approximately $133 per square foot. This property was built in 2001. 10451 Cottage Grove Dr is a home located in Elkhart County with nearby schools including York Elementary School, Heritage Intermediate School, and Northridge Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes