$220,000
SOLD MAY 22, 2026

10475 SE 178th St Summerfield, FL 34491

2 Beds
2 Baths
1,248 Sq Ft
0.4 Acre Lot

Sale Details

Date Sold: May 22, 2026

$176 Per Sq Ft

2% Below List Price

29 Days on Market

Highlights

  • Golf Course Community
  • Active Adult
  • Florida Architecture
  • Fitness Center
  • Open Floorplan
  • Stone Countertops

About This Home

As of May 2026

This 2-bedroom, 2-bath, 2-car garage Chestnut model is move-in ready and waiting for its new owners. Located in the highly desirable Spruce Creek South, a 55+ gated golf course community just 2 miles north of The Villages, residents enjoy golf cart access to shopping, medical offices, pharmacies, and restaurants. Situated on nearly half an acre, this property offers plenty of space to add a pool and features no direct rear neighbors, providing extra privacy. The popular Chestnut model offers a split-bedroom floor plan with luxurious waterproof wood based vinyl throughout for easy maintenance. Both bedrooms being generously sized and featuring spacious walk-in closets. The home shows true ownership pride with additional features and updates include: Shingle roof 3/15/2023, new Water Heater 2025, Germicidal UV Lights 2025, Fan/Light installed 2024. As you enter the home, you’re welcomed by a bright and inviting open floor plan. The updated kitchen features granite countertops, tile backsplash, a large stainless-steel sink, and newer stainless-steel appliances. Just off the dining area, the enclosed lanai offers sliding glass windows and leads to an enclosed patio area, perfect for grilling and relaxing outdoors.

Last Agent to Sell the Property

Lance Andrew

KELLER WILLIAMS ELITE PARTNERS III REALTY Brokerage Email: murraycoleman@kw.com License #3553083 Listed on: 03/19/2026

KELLER WILLIAMS ELITE PARTNERS III REALTY

Co-Listed By

Rick Brown

KELLER WILLIAMS ADVANTAGE 2 REALTY Brokerage Email: murraycoleman@kw.com License #3322205

Last Buyer's Agent

Elaina Panesso

EXP REALTY LLC License #3474188

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,895

Year Built

  • Built in 1991

Lot Details

  • 17,424 Sq Ft Lot
  • Lot Dimensions are 80x220
  • South Facing Home
  • Metered Sprinkler System
  • Property is zoned R1

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Luxury Vinyl Tile Flooring
  • Laundry Room

Kitchen

  • Range
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters
  • Private Mailbox

Schools

  • Stanton-Weirsdale Elem. Elementary School
  • Lake Weir Middle School
  • Belleview High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, pool, recreational facilities
  • Diane Suchy Association, Phone Number (352) 347-4000
  • Spruce Creek South V Subdivision, Chestnut Floorplan
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Golf Course Community
  • Tennis Courts
  • Racquetball
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,895

Year Built

Built in 1991

Lot Details

0.4 Acres

HOA Fees

$180 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1248
  • Lot Size Acres: 0.4
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 1736
  • Lot Size Sq Ft: 17424
  • Status: Sold
  • Street Direction: SE
  • Co List Office Mls Id: MFR59638
  • Co List Office Phone: 407-393-5901
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 161.28
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Lake Underhill Road, Ste 111
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 176.28
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: murraycoleman@kw.com
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Range, Refrigerator, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Living Area Meters: 115.94

Exterior Features

  • Direction Faces: South
  • Exterior Features: Private Mailbox, Rain Gutters, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sprinkler Meter, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Park, Pool, Racquetball, Tennis Court(s), Street Lights
  • Association Fee: 179.99
  • Association Fee Frequency: Monthly
  • Association Name: DIANE SUCHY
  • Phone: 352-347-4000
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: SPRUCE CREEK SOUTH
  • Pet Restrictions: Please contact the HOA for pet requirements and restrictions.
  • Association Fee Requirement: Required
  • Association Email: DIANES@HERITAGEMANAGEMENT.NET

Fee Information

  • Total Annual Fees: 2159.88
  • Total Monthly Fees: 179.99
  • Monthly HOA Amount: 179.99

Schools

  • Elementary School: Stanton-Weirsdale Elem. School
  • High School: Belleview High School
  • Middle Or Junior School: Lake Weir Middle School

Lot Info

  • Zoning: R1
  • Parcel Number: 6005-005-019
  • Additional Parcels: No
  • Lot Dimensions: 80x220
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: SEE DEED RESTRICTIONS

Tax Info

  • Tax Annual Amount: 2894.63
  • Tax Block: E
  • Tax Book Number: 002-012
  • Tax Lot: 19

Multi Family

  • Approval Process: HOA APPLICATION AND APPROVED BY MANAGEMENT BEFORE CLOSING. Please contact the HOA for pet requirements and restrictions.

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Lance Andrew
KELLER WILLIAMS ELITE PARTNERS III REALTY
Buyer's Agent
Elaina Panesso
EXP REALTY LLC
List Price
$225,000
Sold Price
$220,000
Premium/Discount to List
-$5,000
-2.22%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.68%
Original Mortgage
$201,465
Outstanding Balance
$201,465
Interest Rate
6.23%
Mortgage Type
FHA
Estimated Equity
$22,718

Purchase Details

Listed on
Jun 16, 2023
Closed on
Aug 7, 2023
Sold by
Bought by
Seller's Agent
Tammy Luce
DALTON WADE INC
Buyer's Agent
Tammy Luce
DALTON WADE INC
List Price
$249,900
Sold Price
$246,000
Premium/Discount to List
-$3,900
-1.56%
Views
96

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.92%

Purchase Details

Listed on
Feb 13, 2018
Closed on
May 10, 2018
Sold by
Bought by
Seller's Agent
Tom Campbell
JUDY L. TROUT REALTY
List Price
$129,800
Sold Price
$122,000
Premium/Discount to List
-$7,800
-6.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.29%
Original Mortgage
$97,600
Interest Rate
4.44%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $220,000 None Listed On Document
Warranty Deed $246,000 Affiliated Title Of Central Fl
Warranty Deed $122,000 Freedom Title & Escrow Co Ll
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $201,465 FHA
Previous Owner $97,600 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2026 05/22/26 Sold $220,000 -2.2% $176 / Sq Ft
04/17/2026 04/17/26 Pending -- -- --
03/19/2026 03/19/26 For Sale $225,000 -8.5% $180 / Sq Ft
08/07/2023 08/07/23 Sold $246,000 -1.6% $197 / Sq Ft View Prior Sale
07/01/2023 07/01/23 Pending -- -- --
06/16/2023 06/16/23 For Sale $249,900 +104.8% $200 / Sq Ft
05/10/2018 05/10/18 Sold $122,000 -6.0% $98 / Sq Ft View Prior Sale
03/28/2018 03/28/18 Pending -- -- --
02/13/2018 02/13/18 For Sale $129,800 -- $104 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,015 $203,087 -- --
2024 $2,762 $197,363 $48,300 $149,063
2023 $1,387 $113,705 $0 $0
2022 $1,416 $110,393 $0 $0
2021 $1,406 $107,178 $0 $0
2020 $1,392 $105,698 $0 $0
2019 $1,366 $103,322 $13,300 $90,022
2018 $874 $74,714 $0 $0
2017 $869 $73,177 $0 $0
2016 $850 $71,672 $0 $0
2015 $852 $71,174 $0 $0
2014 $808 $70,609 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6390475

Stellar MLS

APN: 6005-005-019

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