$299,900

10731 SE 174th Loop Summerfield, FL 34491

Summerfield Area

Estimated payment $2,060/month

2 Beds
2 Baths
1,736 Sq Ft
$173 Price per Sq Ft

Highlights

  • Golf Course Community
  • Active Adult
  • Open Floorplan
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

Virtually Staged. Prepare to fall in LOVE with this exceptional one-of-a-kind home in the sought-after 55+ Golf Community of SPRUCE CREEK SOUTH, where comfort, style, and the carefree Florida lifestyle come together beautifully! With 1,736 square feet under air, this spacious 2 Bedroom, 2 Bath home offers an inviting split-bedroom floor plan designed for both privacy and effortless entertaining, along with an INDOOR LAUNDRY room and not one, but TWO comfortable living areas. From the moment you arrive, the FRESH NEW LANDSCAPING and NEWER SCREENED FRONT PORCH create a warm and welcoming first impression. Inside, the home continues to impress with thoughtful updates to include Chair Rail Molding in Living and Dining rooms, NEW UPSCALE CEILING FANS AND LIGHTING. The spacious Primary suite is a true retreat, Featuring a large bedroom and an incredible 12 x 17 WALK IN CLOSET with plenty of room to organize everything with ease. Both bathrooms Feature convenient UPDATED WALK IN SHOWERS, adding comfort and accessibility to this beautifully maintained home. The updated galley Kitchen is sure to delight, with beautiful UPDATED CABINETRY, TWO PANTRY CABINETS with convenient PULL-OUT SHELVING, a gorgeous GLASS BACKSPLASH, upgraded Laminate countertops, updated appliances, and a cozy breakfast nook that is perfect for morning coffee. WHOLE HOUSE WATER SOFTENER SYSTEM! French doors from the family room open to your own private outdoor oasis—an oversized screened lanai where you can relax, entertain, or simply enjoy the beautiful Florida weather. MOTORIZED HURRICANE SHUTTERS provide added peace of mind. Also room to park a golf cart, motorcycle, etc through the side entry. And when Florida weather takes a turn, you'll be prepared with a WHOLE HOUSE GENERAC GENERATOR. The extended two-car garage provides additional space for vehicles, golf carts, hobbies, and storage, while the large corner lot gives the property an extra sense of openness and privacy, while the Dusk to Dawn lights surrounding the home add to the ambience. Major updates include a NEW ROOF 2022 and HVAC 2018, making this home as practical as it is beautiful. Best of all, this wonderful home is located in SPRUCE CREEK SOUTH, a vibrant 55+ Gated Golf Community adjacent to THE VILLAGES, Florida off Hwy 441/US 27. Here, every day can feel like a vacation, with an array of amenities, activities, social clubs, recreation, and golf right outside your door. Whether you're looking to spend your days on the golf course, meeting friends, enjoying community activities, or simply relaxing on your screened lanai, this is Florida living at its finest. Come discover your own little piece of paradise, you may never want to leave!

Listing Agent

Cindy Schutte

KELLER WILLIAMS CORNERSTONE RE Brokerage Phone: 352-233-2200 License #3254248 Listed on: 08/25/2026

KELLER WILLIAMS CORNERSTONE RE

Co-Listing Agent

Richard Lutz

KELLER WILLIAMS CORNERSTONE RE Brokerage Phone: 352-233-2200 License #3237056

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,837

Year Built

  • Built in 1994

Lot Details

  • 8,712 Sq Ft Lot
  • North Facing Home
  • Irrigation Equipment
  • Private Yard
  • Property is zoned PUD

HOA Fees

  • $179 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Golf Cart Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,736 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Family Room
  • Combination Dining and Living Room
  • Bonus Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Water Softener

Listing and Financial Details

  • Legal Lot and Block 1 / B
  • Assessor Parcel Number 6013-002-001

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, pool, private road, security, trash
  • Jeanette Morgan Association, Phone Number (352) 862-3817
  • Spruce Creek South Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Dog Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,837

Year Built

Built in 1994

Lot Details

8,712 Sq Ft Lot

HOA Fees

$179 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Private Road, Security, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1736
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2957
  • Lot Size Sq Ft: 8712
  • Status: Active
  • Street Direction: SE
  • Co List Office Mls Id: MFR271501748
  • Co List Office Phone: 352-233-2200
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 274.71
  • Escrow City: Summerfield
  • Escrow State: FL
  • Escrow Street Name: SE 177th Place Ste 302
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 172.75
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • Amenities Additional Fees: Golf is additional if you chose to join or play.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-233-2200
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment, Private Yard
  • Additional Rooms: Bonus Room,Family Room
  • Living Area Meters: 161.28

Exterior Features

  • Direction Faces: North
  • Exterior Features: Lighting, Private Mailbox, Private Yard
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Golf Cart Garage, Oversized

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected, Underground Utilities
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
  • Association Fee: 179
  • Association Fee Frequency: Monthly
  • Association Name: Jeanette Morgan
  • Phone: 352-862-3817
  • Association: Yes
  • Security: Gated Community
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Must be on leash.
  • Association Fee Requirement: Required
  • Association Email: jeanette.morgan@sentury.net

Fee Information

  • Total Annual Fees: 2148.00
  • Total Monthly Fees: 179.00
  • Monthly HOA Amount: 179.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 6013-002-001
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 3 month minimum lease period.

Tax Info

  • Tax Annual Amount: 2837
  • Tax Block: B
  • Tax Book Number: 003-012SPRUCE
  • Tax Lot: 1

Multi Family

  • Approval Process: Must complete application process and submit along with drivers license for rental, or purchase.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,837 $191,485
2024 $2,586 $186,088
2023 $3,655 $252,839 $48,300 $204,539
2022 $297 $148,714 $0 $0
2021 $297 $144,383 $0 $0
2020 $297 $142,390 $0 $0
2019 $297 $139,189 $0 $0
2018 $468 $98,421 $13,300 $85,121
2017 $549 $96,517 $14,300 $82,217
2016 $1,796 $93,501 $0 $0
2015 $1,713 $87,217 $0 $0
2014 $1,379 $70,813 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/25/2026 08/25/26 For Sale $299,900 +2.9% $173 / Sq Ft
05/18/2023 05/18/23 Sold $291,500 +0.9% $173 / Sq Ft View Prior Sale
03/25/2023 03/25/23 Pending -- -- --
03/21/2023 03/21/23 Price Changed $289,000 -3.3% $171 / Sq Ft
03/10/2023 03/10/23 For Sale $299,000 +17.1% $177 / Sq Ft
02/11/2022 02/11/22 Sold $255,400 -11.9% $151 / Sq Ft View Prior Sale
12/18/2021 12/18/21 Pending -- -- --
11/06/2021 11/06/21 Price Changed $290,000 -3.0% $172 / Sq Ft
09/27/2021 09/27/21 Price Changed $299,000 +3.1% $177 / Sq Ft
09/14/2021 09/14/21 Price Changed $289,900 -7.4% $172 / Sq Ft
08/27/2021 08/27/21 Price Changed $312,900 -1.9% $185 / Sq Ft
08/19/2021 08/19/21 For Sale $319,000 +195.4% $189 / Sq Ft
05/10/2020 05/10/20 Off Market $108,000 -- --
02/29/2016 02/29/16 Sold $108,000 -4.3% $94 / Sq Ft View Prior Sale
12/11/2015 12/11/15 Pending -- -- --
11/20/2015 11/20/15 For Sale $112,900 -- $99 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $291,500 Affiliated Title Of Central Fl
Warranty Deed $108,000 Freedom Title & Escrow Co Ll
Interfamily Deed Transfer -- Attorney
Warranty Deed $85,000 Freedom Title & Escrow Compa
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $100,000 New Conventional
Previous Owner $108,000 VA
Previous Owner $68,000 New Conventional
Source: Public Records

About the Listing Agent

Cindy Schutte

KELLER WILLIAMS CORNERSTONE RE

(352) 517-7735

Section Image

I’m proud to call The Villages, Florida my home—a vibrant, active retirement and golf cart community where life is as fun as it is fulfilling! My husband works as a golf course superintendent right here in The Villages, and together we’ve embraced the lifestyle that so many dream of.

With over 30 years of experience in both real estate and mortgage, I bring a deep understanding of the homebuying process from every angle. I began my real estate journey in Atlanta in the late 1980s, then

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  • 17409 SE 111th Cir, Summerfield, FL 34491

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    • 3 Beds
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    Virtually Staged. CONCRETE/BLOCK/STUCCO with STEEL STUDS. NEW ROOF 2021, NEW HVAC 2018, NEW ACRYLIC WINDOWS IN LANAI 2022, NEW QUARTZ COUNTER TOP IN KITCHEN, NEW SS APPLIANCES, NEW LVP FLOORING, NEW INTERIOR PAINT, NEW COMFORT HEIGHT TOLIETS 2025. Located in the Exclusive 55+ Golf Community of STONECREST, with all the amenities, this home is bursting with NEW LIFE and ready for its next owner!

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Source: Stellar MLS

MLS Number: OM730787

Stellar MLS

APN: 6013-002-001

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