$289,900
$5K PRICE DROP

9498 SE 174th Loop Summerfield, FL 34491

Summerfield Area

Estimated payment $2,001/month

Total Views 18,419
2 Beds
2 Baths
1,884 Sq Ft
$154 Price per Sq Ft

Highlights

  • Very Popular Property
  • Fitness Center
  • Gated Community
  • Golf Course Community
  • Active Adult
  • Open Floorplan

About This Home

NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2024), and PROFESSIONALLY CLEANED AIR DUCTS (2024). Welcome to your own private oasis in the Beautiful Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida and surrounded by everything that makes Central Florida living so desirable. Known for its active lifestyle, friendly atmosphere, and exceptional amenities. Nestled on a desirable CORNER LOT, this meticulously maintained PALM III Model built in 2003 with over 1,880 square feet under air invites you to enjoy easy Florida living with 2 Bedrooms, 2 Bathrooms, and a BRIGHT FLORIDA ROOM that serves as the perfect space to unwind with your morning coffee, entertain friends, or simply enjoy the sunshine year round. From the moment you step inside, you'll appreciate the SOARING CEILINGS AND NO POPCORN CEILINGS, open and airy feel, and stylish LUXURY VINYL PLANK FLOORING that flows throughout the home. The well-appointed kitchen is designed to please, Featuring newer appliances, NEW DEEP KITCHEN SINK, abundant cabinetry, generous counter space, and an adjacent INSIDE LAUNDRY ROOM for added convenience. Updates include NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2022), and PROFESSIONALLY CLEANED AIR DUCTS (2022). One of the many highlights of this location is LEGAL GOLF CART ACCESS, allowing you to easily reach nearby shopping, restaurants, banks, medical offices, and top-rated hospitals without ever needing to get in your car. Life in Spruce Creek South feels like a year round vacation. Residents enjoy pickleball, tennis, swimming, bocce ball, scenic walking trails, and an active community center complete with a fitness room, sauna, library, billiards room, craft spaces, games, and an endless variety of clubs and social activities. Golf enthusiasts will especially appreciate the community's popular 18 hole Links Golf Course, offering beautiful fairways just moments from your front door. With convenient access to I-75, exciting day trips, entertainment, and all that Central Florida has to offers are always within easy reach. Discover why so many are proud to call Spruce Creek South home and start living the vibrant Florida lifestyle you've always imagined! (Check out the Matterport virtual under Tour 2 tab.)

Listing Agent

Cindy Schutte

KELLER WILLIAMS CORNERSTONE RE Brokerage Phone: 352-233-2200 License #3254248 Listed on: 06/04/2026

KELLER WILLIAMS CORNERSTONE RE

Co-Listing Agent

Richard Lutz

KELLER WILLIAMS CORNERSTONE RE Brokerage Phone: 352-233-2200 License #3237056

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,902

Year Built

  • Built in 2003

Lot Details

  • 6,534 Sq Ft Lot
  • North Facing Home
  • Private Yard
  • Property is zoned PUD

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,884 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Luxury Vinyl Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, common area taxes, pool, private road, trash
  • Tracey Brown Association, Phone Number (352) 817-2460
  • Visit Association Website
  • Spruce Creek South Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Dog Park
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,902

Year Built

Built in 2003

Lot Details

6,534 Sq Ft Lot

HOA Fees

$180 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Common Area Taxes, Pool, Private Road, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1884
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 2404
  • Lot Size Sq Ft: 6534
  • Status: Active
  • Street Direction: SE
  • Co List Office Mls Id: MFR271501748
  • Co List Office Phone: 352-233-2200
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 223.34
  • Escrow City: Summerfield
  • Escrow State: FL
  • Escrow Street Name: SE 177th Place Ste 302
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 153.87
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • Amenities Additional Fees: Golf is an additional charge should you decide to join or pay as you play. Golf course is open to the public.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-233-2200
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Private Yard
  • Additional Rooms: Florida Room
  • Living Area Meters: 175.03

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Private Yard
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant, Tennis Court(s)
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 179.98
  • Association Fee Frequency: Monthly
  • Association Name: Tracey Brown
  • Phone: 352-817-2460
  • Association: Yes
  • Security: Gated Community
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Must be on leash.
  • Association Fee Requirement: Required
  • Association Email: Jeanette.Morgan@century.net
  • Association URL: scsoforyou@sentrylink.net

Fee Information

  • Total Annual Fees: 2159.76
  • Total Monthly Fees: 179.98
  • Monthly HOA Amount: 179.98

Lot Info

  • Zoning: PUD
  • Parcel Number: 6017-001-004
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: One household member must be 55 or older and no one under the age of 19 as a permanent resident.

Tax Info

  • Tax Annual Amount: 2902
  • Tax Block: A
  • Tax Book Number: 007-003SPRUCE
  • Tax Lot: 4

Multi Family

  • Approval Process: Must submit application, along with driver's license to HOA prior to closing. Application is attached under tab.

3D Interior and Exterior Tours

Floorplan

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,902 $195,695 $33,400 $162,295
2024 $3,532 $246,664 $33,400 $213,264
2023 $3,466 $240,804 $33,400 $207,404
2022 $1,520 $116,705 $0 $0
2021 $1,511 $113,306 $0 $0
2020 $1,496 $111,742 $0 $0
2019 $1,469 $109,230 $0 $0
2018 $1,397 $107,193 $0 $0
2017 $1,370 $104,988 $0 $0
2016 $1,335 $102,829 $0 $0
2015 $1,338 $102,114 $0 $0
2014 $1,259 $101,304 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/16/2026 06/16/26 Price Changed $289,900 -1.7% $154 / Sq Ft
06/04/2026 06/04/26 For Sale $295,000 +22.9% $157 / Sq Ft
07/15/2022 07/15/22 Sold $240,000 -4.0% $127 / Sq Ft View Prior Sale
06/07/2022 06/07/22 Price Changed $249,900 -5.7% $133 / Sq Ft
04/30/2022 04/30/22 For Sale $265,000 -- $141 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $240,000 Affiliated Title Of Central Fl
Warranty Deed $139,900 Tri County Land Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $25,000 Credit Line Revolving
Open $110,000 New Conventional
Previous Owner $111,900 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Cindy Schutte
Cindy Schutte

KELLER WILLIAMS CORNERSTONE RE

(352) 632-1228

Section Image

I’m proud to call The Villages, Florida my home—a vibrant, active retirement and golf cart community where life is as fun as it is fulfilling! My husband works as a golf course superintendent right here in The Villages, and together we’ve embraced the lifestyle that so many dream of.

With over 30 years of experience in both real estate and mortgage, I bring a deep understanding of the homebuying process from every angle. I began my real estate journey in Atlanta in the late 1980s, then

View Cindy's Profile

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Source: Stellar MLS

MLS Number: OM725767

Stellar MLS

APN: 6017-001-004

Florida Marion County Summerfield 34491

9498 SE 174th Loop, Summerfield, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Cindy Schutte
Cindy Schutte
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KELLER WILLIAMS CORNERSTONE RE
(352) 632-1228
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