$388,000

1049 S 4th St Cottonwood, AZ 86326

Estimated payment $2,224/month

Total Views 789
3 Beds
2 Baths
1,316 Sq Ft
$295 Price per Sq Ft

Highlights

  • RV Access or Parking
  • Ranch Style House
  • Covered patio or porch
  • Mountain View
  • Great Room
  • Double Pane Windows

About This Home

Tucked-away treasure alert! This charming 3-bedroom, 2-bath home is sitting on a spacious lot right in the heart of town. The open-concept kitchen and oversized family room are ready for hosting!Need space? You've got it. There's tons of parking, and a generous carport. Out back, you will find two beautiful large shade trees, a huge covered patio, a fully fenced yard, and a storage shed.This home is just minutes from local shops, schools, parks, and more. If you've been looking for that just-right home with space to breathe and room to grow -- this might be the one.This home also has an assumable FHA loan with an interest rate in the low 5's! Be sure inquire about eligibility!

Listing Agent

Bailey Chavez

Coldwell Banker Northland License #SA677632000 Listed on: 07/10/2025

Coldwell Banker Northland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $900

Year Built

  • Built in 1974

Lot Details

  • 8,712 Sq Ft Lot
  • South Facing Home
  • Back Yard Fenced
  • Landscaped

Home Design

  • Ranch Style House
  • Slab Foundation
  • Wood Frame Construction
  • Composition Shingle Roof

Interior Spaces

  • 1,316 Sq Ft Home
  • Ceiling Fan
  • Double Pane Windows
  • Vertical Blinds
  • Great Room
  • Combination Dining and Living Room
  • Storage Room
  • Mountain Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • RV Access or Parking

Outdoor Features

  • Covered patio or porch
  • Shed

Utilities

  • Refrigerated Cooling System
  • Natural Gas Water Heater
  • Water Softener

Community Details

  • Verde Palisades North Subdivision

Listing and Financial Details

  • Assessor Parcel Number 40605145

Home Details

Home Type

Single Family

Est. Annual Taxes

$900

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Style: Ranch
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Cooling: Ceiling Fan(s), Refrigeration/Centrl
  • External Amenities: Covered Patio(s), Fenced Backyard, Gutters, Landscaping
  • Floor Plan: Conventional
  • Floors: Carpet, Laminate, Tile
  • Internal Amenities: Smoke Detector
  • Pet Privileges: Domestics
  • Roof Materials: Comp Shingle
  • Total Number Of Rooms: 5
  • Utilities Included: Electricity, Natural Gas, Public Water, Sewer (Public)
  • Property Sub Type: Single Family Residence
  • Assessor Parcel Number: 40605145
  • Amount of Taxes: 900.00
  • Estimated Total Sq Ft: 1316.00
  • Total Bathrooms: 2.00
  • Lot Acreage: 0.20
  • Year Built: 1974
  • House Faces: S
  • Directions: Fir to right on 4th to sign on right.
  • Special Features: None

Interior Features

  • Master Bed.: With Bath
  • Basement YN: No
  • Building: Shed
  • Construction: Frame - Wood
  • Dining Room Features: Living/Dining Combo
  • Flood Zone: Verify
  • Foundation: Slab
  • Kitchen Features: Breakfast Bar, Electric, Island, Pantry
  • Levels: Single Level
  • Living Room Features: Ceiling Fan, Great Room
  • Location: Mountain Views
  • Other Rooms: Storage
  • Parking: 3 or More, RV Access/Parking
  • Property Type: Residential
  • Road Access: City, Paved
  • Road Maintenance: City Maintained
  • Views: Mountains
  • Water Heater: Natural Gas
  • Window Coverings: Horizontal Blinds, Vertical Blinds
  • Subdivision: Verde Palisades North

Exterior Features

  • Windows: Double Glaze

Lot Info

  • LANDLEASE: No

Tax Info

  • Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $900 $29,204 -- --
2024 $882 $29,013 -- --
2023 $882 $24,401 $8,327 $16,074
2022 $880 $20,238 $6,964 $13,274
2021 $956 $18,497 $6,124 $12,373
2020 $950 $0 $0 $0
2019 $944 $0 $0 $0
2018 $907 $0 $0 $0
2017 $869 $0 $0 $0
2016 $1,035 $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 For Sale $388,000 +0.8% $295 / Sq Ft
06/29/2022 06/29/22 Sold $385,000 0.0% $293 / Sq Ft
05/17/2022 05/17/22 Pending -- -- --
05/14/2022 05/14/22 For Sale $385,000 +127.1% $293 / Sq Ft
11/04/2016 11/04/16 Sold $169,500 -2.0% $129 / Sq Ft
10/03/2016 10/03/16 Pending -- -- --
09/22/2016 09/22/16 For Sale $173,000 0.0% $131 / Sq Ft
09/02/2016 09/02/16 Pending -- -- --
08/15/2016 08/15/16 For Sale $173,000 +57.3% $131 / Sq Ft
11/07/2012 11/07/12 Sold $110,000 -45.0% $72 / Sq Ft
11/07/2012 11/07/12 Pending -- -- --
07/12/2012 07/12/12 For Sale $199,900 -- $130 / Sq Ft
Source: Sedona Verde Valley Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 Yavapai Title Agency
Warranty Deed $171,000 Lawyers Title Yavapai
Warranty Deed $110,000 Yavapai Title Agency Sedona
Special Warranty Deed $54,175 Lsi Title Agency
Trustee Deed $74,250 First American Title Ndts
Interfamily Deed Transfer -- Chicago Title Ins Co
Interfamily Deed Transfer -- Transnation Title Insurance
Warranty Deed $95,500 Transnation Title Insurance
Warranty Deed -- First American Title
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,000 FHA
Previous Owner $161,000 New Conventional
Previous Owner $88,000 New Conventional
Previous Owner $63,000 New Conventional
Previous Owner $174,400 New Conventional
Previous Owner $43,600 Stand Alone Second
Previous Owner $124,800 Unknown
Previous Owner $31,200 Stand Alone Second
Previous Owner $27,685 Credit Line Revolving
Previous Owner $94,400 Purchase Money Mortgage
Previous Owner $95,166 FHA
Closed $14,000 No Value Available
Source: Public Records

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Source: Sedona Verde Valley Association of REALTORS®

MLS Number: 539585

Sedona Verde Valley Association of REALTORS®

APN: 406-05-145