1049 S 4th St Cottonwood, AZ 86326
3
Beds
2
Baths
1,316
Sq Ft
8,712
Sq Ft Lot
Highlights
- RV Access or Parking
- Ranch Style House
- Covered Patio or Porch
- Mountain View
- Great Room
- Double Pane Windows
About This Home
As of August 2025Tucked-away treasure alert! This charming 3-bedroom, 2-bath home is sitting on a spacious lot right in the heart of town. The open-concept kitchen and oversized family room are ready for hosting!Need space? You've got it. There's tons of parking, and a generous carport. Out back, you will find two beautiful large shade trees, a huge covered patio, a fully fenced yard, and a storage shed.This home is just minutes from local shops, schools, parks, and more. If you've been looking for that just-right home with space to breathe and room to grow -- this might be the one.This home also has an assumable FHA loan with an interest rate in the low 5's! Be sure inquire about eligibility!
Last Agent to Sell the Property
Coldwell Banker Northland License #SA677632000 Listed on: 07/10/2025
Last Buyer's Agent
Coldwell Banker Northland License #SA677632000 Listed on: 07/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $900
Year Built
- Built in 1974
Lot Details
- 8,712 Sq Ft Lot
- South Facing Home
- Back Yard Fenced
- Landscaped
Home Design
- Ranch Style House
- Slab Foundation
- Wood Frame Construction
- Composition Shingle Roof
Interior Spaces
- 1,316 Sq Ft Home
- Ceiling Fan
- Double Pane Windows
- Vertical Blinds
- Great Room
- Combination Dining and Living Room
- Storage Room
- Mountain Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Bathrooms
Laundry
- Dryer
- Washer
Parking
- 3 Parking Spaces
- RV Access or Parking
Outdoor Features
- Covered Patio or Porch
- Shed
Utilities
- Refrigerated Cooling System
- Natural Gas Water Heater
- Water Softener
Community Details
- Verde Palisades North Subdivision
Listing and Financial Details
- Assessor Parcel Number 40605145
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Aug 7, 2025
Sold by
Lopez-Oehler Daniel M and Williams Vivien R
Bought by
Gilbert Lauren and Gilbert Ian
Seller's Agent
Bailey Chavez
Coldwell Banker Northland
Buyer's Agent
Bailey Chavez
Coldwell Banker Northland
List Price
$388,000
Sold Price
$388,000
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-30.30%
Original Mortgage
$360,627
Outstanding Balance
$360,627
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$21,812
Purchase Details
Listed on
May 14, 2022
Closed on
May 24, 2022
Sold by
Gasparich Evan R and Gasparich Sara A
Bought by
Lopez-Oehler Daniel M and Williams Vivien R
Seller's Agent
Thomas Garrow
Coldwell Banker Realty
Buyer's Agent
Bailey Chavez
Coldwell Banker Northland
List Price
$385,000
Sold Price
$385,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.25%
Original Mortgage
$378,000
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Listed on
Aug 15, 2016
Closed on
Oct 7, 2016
Sold by
Liddell Bruce E and Liddell Nina S
Bought by
Gasparich Evan R and Gasprarich Sara A
Seller's Agent
Audra Stadelman
Coldwell Banker Northland
Buyer's Agent
Thomas Garrow
List Price
$173,000
Sold Price
$169,500
Premium/Discount to List
-$3,500
-2.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.63%
Original Mortgage
$161,000
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 12, 2012
Closed on
Oct 4, 2012
Sold by
Smith Dana R and Smith Susan M
Bought by
Liddell Bruce E and Liddell Nina S
Seller's Agent
Connie Bills
Coldwell Banker Realty
Buyer's Agent
Audra Stadelman
Coldwell Banker Northland
List Price
$199,900
Sold Price
$110,000
Premium/Discount to List
-$89,900
-44.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.45%
Original Mortgage
$88,000
Interest Rate
3.36%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 5, 2010
Sold by
U S Bank Ntional Association
Bought by
Smith Dana R and Smith Susan M
Purchase Details
Closed on
Jun 7, 2010
Sold by
Sauder Susan E
Bought by
U S Bank National Association
Purchase Details
Closed on
Oct 22, 2003
Sold by
Sauder Susan E
Bought by
Sauder Susan E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
6.14%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 14, 2001
Sold by
Sauder Jerry Lee
Bought by
Sauder Susan E
Purchase Details
Closed on
Aug 9, 2001
Sold by
Elliott Nancy C
Bought by
Sauder Susan E
Purchase Details
Closed on
Feb 16, 2000
Sold by
Oneil Jack S and Oneil Rita T
Bought by
Elliott Stephen O
Purchase Details
Closed on
May 28, 1996
Sold by
Turano Martha M
Bought by
Oneil Jack S and Oneil Rita T
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $388,000 | Lawyers Title | |
| Warranty Deed | $385,000 | Yavapai Title Agency | |
| Warranty Deed | $171,000 | Lawyers Title Yavapai | |
| Warranty Deed | $110,000 | Yavapai Title Agency Sedona | |
| Special Warranty Deed | $54,175 | Lsi Title Agency | |
| Trustee Deed | $74,250 | First American Title Ndts | |
| Interfamily Deed Transfer | -- | Chicago Title Ins Co | |
| Interfamily Deed Transfer | -- | Transnation Title Insurance | |
| Warranty Deed | $95,500 | Transnation Title Insurance | |
| Warranty Deed | -- | First American Title | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $360,627 | FHA | |
| Previous Owner | $378,000 | FHA | |
| Previous Owner | $161,000 | New Conventional | |
| Previous Owner | $88,000 | New Conventional | |
| Previous Owner | $63,000 | New Conventional | |
| Previous Owner | $174,400 | New Conventional | |
| Previous Owner | $43,600 | Stand Alone Second | |
| Previous Owner | $124,800 | Unknown | |
| Previous Owner | $31,200 | Stand Alone Second | |
| Previous Owner | $27,685 | Credit Line Revolving | |
| Previous Owner | $94,400 | Purchase Money Mortgage | |
| Previous Owner | $95,166 | FHA | |
| Closed | $14,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $388,000 | 0.0% | $295 / Sq Ft |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $388,000 | +0.8% | $295 / Sq Ft |
| 06/29/2022 06/29/22 | Sold | $385,000 | 0.0% | $293 / Sq Ft |
| 05/17/2022 05/17/22 | Pending | -- | -- | -- |
| 05/14/2022 05/14/22 | For Sale | $385,000 | +127.1% | $293 / Sq Ft |
| 11/04/2016 11/04/16 | Sold | $169,500 | -2.0% | $129 / Sq Ft |
| 10/03/2016 10/03/16 | Pending | -- | -- | -- |
| 09/22/2016 09/22/16 | For Sale | $173,000 | 0.0% | $131 / Sq Ft |
| 09/02/2016 09/02/16 | Pending | -- | -- | -- |
| 08/15/2016 08/15/16 | For Sale | $173,000 | +57.3% | $131 / Sq Ft |
| 11/07/2012 11/07/12 | Sold | $110,000 | -45.0% | $72 / Sq Ft |
| 11/07/2012 11/07/12 | Pending | -- | -- | -- |
| 07/12/2012 07/12/12 | For Sale | $199,900 | -- | $130 / Sq Ft |
Source: Sedona Verde Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $900 | $29,204 | -- | -- |
| 2024 | $882 | $29,013 | -- | -- |
| 2023 | $882 | $24,401 | $8,327 | $16,074 |
| 2022 | $880 | $20,238 | $6,964 | $13,274 |
| 2021 | $956 | $18,497 | $6,124 | $12,373 |
| 2020 | $950 | $0 | $0 | $0 |
| 2019 | $944 | $0 | $0 | $0 |
| 2018 | $907 | $0 | $0 | $0 |
| 2017 | $869 | $0 | $0 | $0 |
| 2016 | $1,035 | $0 | $0 | $0 |
| 2015 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bailey Chavez
Seller's Agent in 2025
Bailey Chavez
Coldwell Banker Northland
(928) 554-5819
113 Total Sales
-
Thomas Garrow
Seller's Agent in 2022
Thomas Garrow
Coldwell Banker Realty
(928) 300-9096
269 Total Sales
-
Audra Stadelman
Seller's Agent in 2016
Audra Stadelman
Coldwell Banker Northland
(928) 239-0054
117 Total Sales
-
Connie Bills
Seller's Agent in 2012
Connie Bills
Coldwell Banker Realty
(928) 821-0771
193 Total Sales
-
Tahona Epperson
Seller Co-Listing Agent in 2012
Tahona Epperson
Coldwell Banker Realty
(928) 300-2123
182 Total Sales
Map
Source: Sedona Verde Valley Association of REALTORS®
MLS Number: 539585
APN: 406-05-145
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