$238,500
SOLD MAY 8, 2026

105 E Main St Saint Charles, IA 50240

3 Beds
1.5 Baths
1,324 Sq Ft
8,712 Sq Ft Lot

Sale Details

Date Sold: May 8, 2026

$180 Per Sq Ft

3% Below List Price

8 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • No HOA
  • Ranch Style House
  • 2 Fireplaces
  • 4-minute walk to St Charles Old Settlers Park

About This Home

As of May 2026

Updated 3-bedroom, 1.5 bath home offering space, comfort and an easy commute. Major updates are already done, so unpack and enjoy! Inside, you'll love the spacious layout with the large kitchen, generous bedrooms, hardwood floors, plus a welcoming family room with a cozy fireplace. The main floor has everything you need, including laundry. The partially finished lower level/rec room provides extra space to spread out and grow and a 2nd fireplace. Step outside to the flat and usable backyard with room for play, or gatherings on the HUGE deck. Along with the oversized 2-car detached garage, you will want for nothing. Located just minutes from the interstate, this home offers a quick drive to the metro while enjoying the benefits of a thriving community and great schools.

Last Agent to Sell the Property

Tanner Loyd

Iowa Realty Indianola Listed on: 04/02/2026

Iowa Realty Indianola

Last Buyer's Agent

Roger Queck

Pro Team Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,143

Year Built

  • Built in 1966

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • 1,324 Sq Ft Home
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Family Room
  • Laundry on main level
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Parking

  • 2 Car Detached Garage
  • Gravel Driveway

Additional Features

  • Deck
  • 8,712 Sq Ft Lot
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 870000100050000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,143

Year Built

Built in 1966

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Subtype: Residential
  • Style: Ranch
  • Architecture: Traditional
  • Lp Amt Sq Ft: 185.05
  • Natl Assocof Home Builders: No
  • Sp Amt Sq Ft: 180.14
  • Termite: Follow Showing Instructions
  • Year Built: 1966
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Wood
  • Fireplaces: 2
  • Interior Amenities: 1st Flr Laundry, Hardwood Floors, Tile Floors
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • First Floor Full Bathrooms: 1
  • Half Bathrooms: 1
  • Lower Level Half Bathrooms: 1
  • Basement Description: Unfinished
  • Dining Room: Eat In Kitchen
  • Family Room: 1st Floor
  • Included Items: Dishwasher, Refrigerator, Stove
  • Living Area Sq Ft: 1324
  • Total Sq Ft: 1324

Exterior Features

  • Exterior: Brick, Wood
  • Exterior Features: Deck
  • Foundation: Poured
  • Roof: Asphalt Shingle
  • Street Feature: Concrete
  • Trim: Mahogany

Garage/Parking

  • Driveway: Gravel
  • Garage Sq Ft: 621
  • Garage: 2 Detached
  • Garage Parking Stalls: 2

Utilities

  • Sewer: City
  • Water: City
  • Air Conditioner: Central
  • Heat: Gas Forced Air

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Acres: 0.2000
  • Lot S F: 8712
  • Lot Shape: Regular
  • Assessor Parcel Number: 870000100050000
  • Zoning: Res

Green Features

  • Additional Green Features: No
  • ENERGYSTAR qualified New Home: No
  • HERS Rating: No
  • Leed For Homes: No
  • Solar: No

Multi Family

  • Geo Solar Thermal: No

Tax Info

  • Gross Taxes: 4143.00
  • Net Taxes: 4074.00

MLS Schools

  • School District: Interstate 35

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2026
Closed on
May 5, 2026
Sold by
Bought by
Seller's Agent
Tanner Loyd
Iowa Realty Indianola
Buyer's Agent
Roger Queck
Pro Team Realty
List Price
$245,000
Sold Price
$238,500
Premium/Discount to List
-$6,500
-2.65%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.07%
Original Mortgage
$11,925
Outstanding Balance
$11,925
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$231,867

Purchase Details

Listed on
Aug 7, 2017
Closed on
Sep 28, 2017
Sold by
Bought by
Seller's Agent
Kristin Flaherty
Stoney Oak Properties LLC
Buyer's Agent
Kristin Flaherty
Stoney Oak Properties LLC
List Price
$159,900
Sold Price
$159,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.75%
Original Mortgage
$157,003
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 2, 2013
Closed on
Sep 12, 2013
Sold by
Bought by
Seller's Agent
Coe Davis
Iowa Realty Jordan Grove
Buyer's Agent
Julie Egli
RE/MAX Precision
List Price
$132,900
Sold Price
$128,000
Premium/Discount to List
-$4,900
-3.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.66%
Original Mortgage
$121,600
Interest Rate
4.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $238,500 First American Mortgage Soluti
Warranty Deed -- None Available
Warranty Deed $128,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $11,925 New Conventional
Open $234,179 FHA
Previous Owner $157,003 FHA
Previous Owner $121,600 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/08/2026 05/08/26 Sold $238,500 -2.7% $180 / Sq Ft
04/10/2026 04/10/26 Pending -- -- --
04/02/2026 04/02/26 For Sale $245,000 +53.2% $185 / Sq Ft
09/29/2017 09/29/17 Sold $159,900 0.0% $121 / Sq Ft View Prior Sale
08/22/2017 08/22/17 Pending -- -- --
08/07/2017 08/07/17 For Sale $159,900 +24.9% $121 / Sq Ft
09/16/2013 09/16/13 Sold $128,000 -3.7% $98 / Sq Ft View Prior Sale
09/16/2013 09/16/13 Pending -- -- --
04/02/2013 04/02/13 For Sale $132,900 -- $101 / Sq Ft
Source: Des Moines Area Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,074 $243,000 $16,300 $226,700
2024 $4,144 $227,400 $7,300 $220,100
2023 $3,706 $227,400 $7,300 $220,100
2022 $3,584 $171,900 $7,300 $164,600
2021 $3,584 $171,900 $7,300 $164,600
2020 $3,658 $161,400 $6,600 $154,800
2019 $3,556 $151,300 $0 $0
2018 $2,834 $130,900 $0 $0
2017 $2,636 $119,100 $0 $0
2016 $2,574 $119,100 $0 $0
2015 $2,486 $117,300 $0 $0
2014 $2,622 $117,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Des Moines Area Association of REALTORS®

MLS Number: 737580

Des Moines Area Association of REALTORS®

APN: 870-00-01-00050000

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