Seller's Agent in 2025
Christine Lavalle
eXp Realty
(618) 920-8885
200 Total Sales
105 Gardner St Waterloo, IL 62298
Estimated Value: $202,000 - $226,000
2
Beds
1.5
Baths
1,316
Sq Ft
$162/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Private Yard
- Stainless Steel Appliances
- Rogers Elementary School Rated A-
- No HOA
- Eat-In Kitchen
About This Home
As of August 2025Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!
Last Agent to Sell the Property
eXp Realty License #475.115737 Listed on: 07/10/2025
Co-Listed By
Kaitlyn Posey
eXp Realty License #475.210131
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,427
Year Built
- Built in 1961
Lot Details
- 4,953 Sq Ft Lot
- Property is Fully Fenced
- Landscaped
- Level Lot
- Private Yard
- Back and Front Yard
Parking
- 2 Carport Spaces
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 1,316 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Family Room
- Living Room
- Storage Room
Kitchen
- Eat-In Kitchen
- Range
- Stainless Steel Appliances
Flooring
- Laminate
- Concrete
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-284-011-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Aug 15, 2025
Sold by
Bought by
Seller's Agent
Christine Lavalle
eXp Realty
Buyer's Agent
Lauren Luke
eXp Realty
List Price
$215,000
Sold Price
$220,000
Premium/Discount to List
$5,000
2.33%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,799
Avg. Annual Appreciation
-3.63%
Original Mortgage
$227,260
Outstanding Balance
$227,055
Interest Rate
6.5%
Mortgage Type
VA
Estimated Equity
-$13,854
Purchase Details
Listed on
May 28, 2019
Closed on
Aug 1, 2019
Sold by
Bought by
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$138,000
Sold Price
$138,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$139,393
Interest Rate
3.8%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $220,000 | None Listed On Document | ||
| $138,000 | Accent Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $227,260 | ||
| Previous Owner | $139,393 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $220,000 | +2.3% | $167 / Sq Ft | |
| 07/10/2025 07/10/25 | For Sale | $215,000 | +55.8% | $163 / Sq Ft | |
| 08/01/2019 08/01/19 | Sold | $138,000 | 0.0% | $105 / Sq Ft | View Prior Sale |
| 07/25/2019 07/25/19 | Pending | -- | -- | -- | |
| 05/28/2019 05/28/19 | For Sale | $138,000 | -- | $105 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,877 | $54,611 | $15,493 | $39,118 |
| 2023 | -- | $44,540 | $14,450 | $30,090 |
| 2022 | $0 | $43,750 | $14,720 | $29,030 |
| 2021 | $2,011 | $36,880 | $7,830 | $29,050 |
| 2020 | $1,932 | $34,840 | $7,830 | $27,010 |
| 2019 | $1,877 | $33,630 | $7,830 | $25,800 |
| 2018 | $1,772 | $31,250 | $6,370 | $24,880 |
| 2017 | $1,713 | $31,823 | $6,485 | $25,338 |
| 2016 | $0 | $30,330 | $4,680 | $25,650 |
| 2015 | $1,574 | $29,720 | $5,380 | $24,340 |
| 2014 | $1,488 | $29,310 | $5,380 | $23,930 |
| 2012 | -- | $28,330 | $7,450 | $20,880 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Lavalle
-
K
Seller Co-Listing Agent in 2025
Kaitlyn Posey
eXp Realty
-
Lauren Luke
L
Buyer's Agent in 2025
Lauren Luke
eXp Realty
(618) 593-7358
35 Total Sales
-
Mandy McGuire
Seller's Agent in 2019
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
580 Total Sales
-
Tammy Hines
Buyer's Agent in 2019
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
753 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25046039
APN: 07-25-284-011-000
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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