NOT LISTED FOR SALE

105 Gardner St Waterloo, IL 62298

Waterloo Area

Estimated Value: $205,000 - $223,000

2 Beds
1.5 Baths
1,316 Sq Ft
$163/Sq Ft Est. Value

Sale Details

Date Sold: August 15, 2025

Last sale price $220,000 $167 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,394 / mo

3 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Eat-In Kitchen
  • Private Yard
  • Stainless Steel Appliances
  • Living Room

About This Home

As of August 2025

Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!

Last Agent to Sell the Property

Christine Lavalle

eXp Realty License #475.115737 Listed on: 07/10/2025

eXp Realty

Co-Listed By

Kaitlyn Posey

eXp Realty License #475.210131

Last Buyer's Agent

Lauren Luke

eXp Realty License #IL248965

eXp Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,427

Year Built

  • Built in 1961

Lot Details

  • 4,953 Sq Ft Lot
  • Property is Fully Fenced
  • Landscaped
  • Level Lot
  • Private Yard
  • Back and Front Yard

Parking

  • 2 Carport Spaces

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,316 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room
  • Storage Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Stainless Steel Appliances

Flooring

  • Laminate
  • Concrete
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Laundry in Basement
  • Basement Storage

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-25-284-011-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,427

Year Built

Built in 1961

Lot Details

4,953 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1961
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement
  • ResoLotFeatures: Back Yard, Front Yard, Landscaped, Level
  • Lot Size Acres: 0.1137
  • Co List Office Mls Id: MISERTY01
  • Co List Office Phone: 888-574-9405
  • Co List Office Phone: 888-574-9405
  • MLS Status: Closed
  • Subdivision Name: Fred Cawis Add
  • Above Grade Finished Sq Ft: 816
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_AboveGradeFinishedAreaSrchSqFt: 816.00
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Concrete
  • PreviousStatus: Active Under Contract
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Concrete
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Concrete, Partially Finished, Full, Storage Space, Sump Pump
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Pantry
  • Appliances: Stainless Steel Appliance(s), Range, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Laminate
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Fenced, Full
  • Disclosures: Lead Paint
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard

Garage/Parking

  • Carport Spaces: 2
  • Attached Garage: No
  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: IRR
  • Parcel Number: 07-25-284-011-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2427

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2025 08/15/25 Sold $220,000 +2.3% $167 / Sq Ft
07/10/2025 07/10/25 For Sale $215,000 +55.8% $163 / Sq Ft
08/01/2019 08/01/19 Sold $138,000 0.0% $105 / Sq Ft View Prior Sale
07/25/2019 07/25/19 Pending -- -- --
05/28/2019 05/28/19 For Sale $138,000 -- $105 / Sq Ft
Source: MARIS MLS

Agents Affiliated with this Home

  • Christine Lavalle Real Estate Agent - eXp Realty

    Seller's Agent in 2025

    Christine Lavalle

    eXp Realty

    (618) 920-8885

    208 Total Sales

    Christine Lavalle
    Section Image

  • K

    Seller Co-Listing Agent in 2025

    Kaitlyn Posey

    eXp Realty

  • L

    Buyer's Agent in 2025

    Lauren Luke

    eXp Realty

    (618) 593-7358

    38 Total Sales

    Lauren Luke
    Section Image
  • Mandy McGuire Real Estate Agent - Keller Williams Pinnacle

    Seller's Agent in 2019

    Mandy McGuire

    Keller Williams Pinnacle

    (618) 558-1350

    560 Total Sales

    Mandy McGuire
    Section Image
  • Tammy Hines Real Estate Agent - Tammy Mitchell Hines & Co.

    Buyer's Agent in 2019

    Tammy Hines

    Tammy Mitchell Hines & Co.

    (618) 698-9199

    743 Total Sales

    Tammy Hines
    Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS25046039

MARIS MLS

APN: 07-25-284-011-000

Illinois Monroe County Waterloo 62298

105 Gardner St, Waterloo, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MARIS MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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