$359,900
$15K PRICE DROP

105 Highland Place Cibolo, TX 78108

Cibolo Neighborhood

Estimated payment $2,573/month

Total Views 140,364
4 Beds
3 Baths
2,429 Sq Ft
$148 Price per Sq Ft

Highlights

  • Popular Property
  • Clubhouse
  • Solid Surface Countertops
  • Dobie J High School Rated A-
  • Deck
  • Two Living Areas

About This Home

VA Loan at 2.375%! Qualified buyers can sidestep the typical mortgage process and assume the seller's existing loan-saving thousands annually! Welcome to 105 Highland Pl in Cibolo's sought-after Saddle Creek Ranch! This 4-bed, 3-bath home backs to a greenbelt and is loaded with updates and modern touches. Inside, you'll love the tile floors downstairs and luxury vinyl upstairs-no carpet in sight. The kitchen boasts granite countertops and opens to a spacious living area and formal dining room, making it perfect for entertaining. A downstairs bedroom and full bath are ideal for guests. Head upstairs to a loft-style living space and three more bedrooms, including a roomy primary suite with a barn door entry, soaking tub, walk-in shower, dual vanities, and a custom closet. Other highlights include updated lighting, a refreshed laundry room, and a partially renovated upstairs bath. Outside, enjoy an extended patio, a storage shed, and greenbelt privacy. Major updates: 2024 Trane HVAC, newer water heater and softener, and a 2022 roof. The community features a pool, clubhouse, trails, fitness stations, and more-all just minutes from Steele HS, FM 1103, and JBSA Randolph.

Listing Agent

Sebastiano Formica

eXp Realty Listed on: 06/25/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,816

Year Built

  • Built in 2013

Lot Details

  • 7,492 Sq Ft Lot
  • Fenced
  • Sprinkler System

HOA Fees

  • $44 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 2,429 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Two Living Areas

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer Hookup

Attic

  • Permanent Attic Stairs
  • 12 Inch+ Attic Insulation

Home Security

  • Prewired Security
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Cibolovalley Elementary School
  • Dobie J Middle School
  • Byron Stee High School

Utilities

  • Central Heating and Cooling System
  • SEER Rated 13-15 Air Conditioning Units
  • Programmable Thermostat
  • Electric Water Heater
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 5 / 7
  • Assessor Parcel Number 1G3900300700500000
  • Seller Concessions Offered

Community Details

Overview

  • $200 HOA Transfer Fee
  • Saddle Creek Ranch HOA
  • Built by Armadillo
  • Saddle Creek Ranch Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,816

Year Built

Built in 2013

Lot Details

0

HOA Fees

$44 per month

Listing Details

  • Year Built: 2013
  • Prop. Type: RE
  • Lot Size Acres: 0.172
  • Subdivision Name: SADDLE CREEK RANCH
  • Directions: Take Exit 178 from I-35, then head east on FM 1103. Turn left onto Saddle Creek, then right onto Cactus Flower. Continue down the street- the home is located on the knuckle on Highland Place.
  • Unit Levels: _2
  • SAB_EnergyEfficiency: SEERAX, PTHRM, _12_AI, DPWIN
  • SAB_Exterior_RR: BRICK, STONE, CMTFB
  • SAB_Fireplace_RR: NA
  • FoundationDetails_RR: SLAB
  • SAB_HeatingFuel_RR: ELEC
  • SAB_Inclusions_RR: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, PRWRD, ELWTR, GARDR, PLUMB, SLCNT
  • SAB_Interior_RR: _2LVAR, SPDIN, EATIN, ISLKT, UTINS, SCBED, OPEN, CABLE, INTRN, LDYMAIN, ATCPULLSTAIRS
  • PoolFeatures_RR: NONE
  • Roof_RR: COMP
  • SAB_WindowCoverings: ALL
  • SAB_Construction_RR: PRE_OWNED
  • SAB_HoaMandatory: MAND
  • SAB_AssocTransferFee: 200.0
  • SAB_Water_sewer_CM: WTRSY, SWRSY
  • SAB_Construction_RINC: PRE_OWNED
  • SAB_Exterior_RINC: BRICK, STONE, CMTFB
  • FoundationDetails_RINC: SLAB
  • SAB_HeatingFuel_RINC: ELEC
  • SAB_Exterior_RLSE: BRICK, STONE, CMTFB
  • SAB_Fireplace_RLSE: NA
  • FoundationDetails_RLSE: SLAB
  • SAB_Inclusions_RLSE: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, PRWRD, ELWTR, GARDR, PLUMB
  • SAB_Interior_RLSE: _2LVAR, SPDIN, EATIN, ISLKT, UTINS, SCBED, OPEN, CABLE, INTRN, LDYMAIN, ATCPULLSTAIRS
  • PoolFeatures_RLSE: NONE
  • Roof_RLSE: COMP
  • SAB_Water_sewer_RLSE: WTRSY, SWRSY
  • SAB_Construction_RLSE: PRE_OWNED
  • SAB_Exterior_CO: BRICK, STONE
  • SAB_HeatingFuel_CO: ELEC
  • SAB_Inclusions_CO: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, PRWRD, ELWTR, GARDR, PLUMB, SLCNT
  • SAB_Construction_CO: PRE_OWNED
  • SAB_Exterior_FR: BRICK, STONE, CMTFB
  • SAB_Water_sewer_FR: WTRSY, SWRSY
  • SAB_Exterior_RESI: BRICK, STONE, CMTFB
  • Flooring_RESI: CTILE, VINYL, LMNAT
  • FoundationDetails_RESI: SLAB
  • SAB_HeatingFuel_RESI: ELEC
  • SAB_Inclusions_RESI: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, PRWRD, ELWTR, GARDR, PLUMB, SLCNT
  • SAB_Interior_RESI: _2LVAR, SPDIN, EATIN, ISLKT, UTINS, SCBED, OPEN, CABLE, INTRN, LDYMAIN, ATCPULLSTAIRS
  • PoolFeatures_RESI: NONE
  • Roof_RESI: COMP
  • SAB_Water_sewer_RESI: WTRSY, SWRSY
  • SAB_Construction_RESI: PRE_OWNED
  • SAB_AirConditioning: _1CNTR
  • SAB_Exterior_RE: BRICK, STONE, CMTFB
  • SAB_Fireplace: NA
  • Flooring_RE: CTILE, VINYL, LMNAT
  • FoundationDetails_RE: SLAB
  • SAB_HeatingFuel_RE: ELEC
  • SAB_Heating: CNTRL
  • SAB_Inclusions_RE: CLFNS, WSHCN, DRYCN, SCOVN, MCOVN, STVRN, DISPL, DSHWR, ICMKR, SFOWN, SMKAL, PRWRD, ELWTR, GARDR, PLUMB, SLCNT
  • SAB_Interior_RE: _2LVAR, SPDIN, EATIN, ISLKT, UTINS, SCBED, OPEN, CABLE, INTRN, LDYMAIN, ATCPULLSTAIRS
  • PoolFeatures_RE: NONE
  • Roof_RE: COMP
  • SAB_Water_sewer_RE: WTRSY, SWRSY
  • SAB_Construction_RE: PRE_OWNED
  • SAB_Exterior_FARM: BRICK, STONE, CMTFB
  • SAB_Water_sewer_FARM: WTRSY, SWRSY
  • SAB_Construction_MF: PRE_OWNED
  • SAB_Exterior_MF: BRICK, STONE, CMTFB
  • FoundationDetails_MF: SLAB
  • SAB_HeatingFuel_MF: ELEC
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: NA
  • Living Area: 2429.0
  • Window Features: ALL
  • RoomLivingLength: 16.0
  • RoomLivingWidth: 18

Exterior Features

  • Builder Name: Armadillo
  • Pool Private: No
  • ExteriorFeatures_RR: CVPAT, DK_BL, PVFNC, SPSYS, DBLPN
  • LotFeatures_RR: GRNBL
  • LotFeatures_CM: GRNBL
  • ExteriorFeatures_RINC: CVPAT, DBLPN
  • ExteriorFeatures_RLSE: CVPAT, DK_BL, PVFNC, SPSYS, DBLPN
  • LotFeatures_RLSE: GRNBL
  • LotFeatures_COMS: GRNBL
  • ExteriorFeatures_RESI: CVPAT, DK_BL, PVFNC, SPSYS, DBLPN
  • LotFeatures_RESI: GRNBL
  • ExteriorFeatures_RE: CVPAT, DK_BL, PVFNC, SPSYS, DBLPN
  • LotFeatures_RE: GRNBL
  • LotFeatures_COML: GRNBL
  • ExteriorFeatures_MF: CVPAT, DBLPN

Garage/Parking

  • SAB_GarageParking: _2GAR

Utilities

  • Heating_RR: CNTRL
  • Heating_CM: CNTRL
  • Heating_RLSE: CNTRL
  • Heating_CO: CNTRL
  • Heating_COMS: CNTRL
  • Heating_RESI: CNTRL
  • Heating_COML: CNTRL

Condo/Co-op/Association

  • Amenities: POOL, CLBHS, PARK, BBALLCT
  • Association Fee: 133.24
  • Association Fee Frequency: Q
  • Association Name: SADDLE CREEK RANCH HOA

Schools

  • Elementary School: CIBOLOVALLEY
  • High School: BYRON_STEE
  • Middle Or Junior School: DOBIE_J

Lot Info

  • Parcel #: 1G3900300700500000

Tax Info

  • Tax Annual Amount: 6816.02
  • Tax Block: 7
  • Tax Lot: 5
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $347,569 $46,089 $301,480
2024 $5,425 $349,074 $44,036 $305,038
2023 $6,582 $340,647 $60,596 $337,699
2022 $6,664 $309,679 $45,677 $274,297
2021 $6,418 $281,526 $31,771 $249,755
2020 $6,280 $273,573 $37,548 $236,025
2019 $6,125 $261,851 $30,705 $231,146
2018 $6,220 $268,396 $25,200 $243,196
2017 $5,068 $251,988 $29,400 $222,588
2016 $5,456 $236,964 $25,286 $211,678
2015 $5,068 $224,137 $25,286 $198,851
2014 $4,665 $210,762 $21,000 $189,762
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Price Changed $359,900 0.0% $148 / Sq Ft
07/18/2025 07/18/25 Price Changed $360,000 -4.0% $148 / Sq Ft
06/25/2025 06/25/25 For Sale $375,000 +44.2% $154 / Sq Ft
06/10/2018 06/10/18 Off Market -- -- --
03/08/2018 03/08/18 Sold -- -- --
02/06/2018 02/06/18 Pending -- -- --
01/10/2018 01/10/18 For Sale $260,000 -- $107 / Sq Ft
Source: San Antonio Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Vendors Lien -- Fatico
Special Warranty Deed -- First American Title
Vendors Lien -- Alamo Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $56,750 Credit Line Revolving
Open $261,280 VA
Closed $265,590 VA
Previous Owner $223,271 VA
Previous Owner $5,000,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Sebastiano Formica

eXp Realty

(210) 625-4530

Section Image

Sebastiano Formica brings 7 years of industry knowledge to his clients. His interest in real estate began when he traveled around the country and the world. It was during these trips that he learned a lot about the needs of military families and people who are currently serving. Sebastiano is known for his attention to detail, quality service, negotiation skills, and ability to build strong relationships based on trust. He founded the Formica Group, a veteran-owned and operated, full-service

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Source: San Antonio Board of REALTORS®

MLS Number: 1878792

San Antonio Board of REALTORS®

APN: 1G3900-3007-00500-0-00