NOT LISTED FOR SALE

105 Pirates Cove Dr Marathon, FL 33050

Estimated Value: $2,017,000 - $2,265,367

4 Beds
2.5 Baths
2,720 Sq Ft
$775/Sq Ft Est. Value

Last Sold December 19, 2024

Last sale price $1,976,212 $727 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $11,846/month

443 Days on Market

Highlights

  • Airstrip
  • Lake Front
  • Beach
  • Coral Shores High School Rated A
  • Boat Ramp
  • Boat Lift

About This Home

As of December 2024

Paradise found in the coveted gated community of Stirrup Key where there are NO transient rentals!! This one is a boater's and fisherman's dream where you can pull right up in your back yard on a beautiful private lagoon, where dolphins and manatees are often spotted! Dock your vessel easily as there is 104' of water frontage & a 4 poster 20#+ lift, as well as, a double Jet Ski dock. Store all your gear in the abundant storage this stunning concrete block home with/metal roof and impact windows has to offer! In addition to the two car garage there is a workshop an envy for car enthusiasts! Enjoy your catch by the pool under the tiki hut or covered patio area, or take the elevator to the third floor where you can take in stunning water views while you cook dine or entertain in the beautiful island kitchen with granite countertops and stainless appliances and open living area!! 2nd & 3rd floors have screened in patios! Wonderful for relaxing on breezy afternoons without the annoyance of insects. Lots of rooms for guests, office or hobby room. Easy access to the gulf and the Atlantic!! Hurry this one will not last long and this beautiful home can be offered turn key!!

Last Agent to Sell the Property

Sam Williams

Coldwell Banker Schmitt Real Estate Co. License #3186658 Listed on: 07/10/2023

Coldwell Banker Schmitt Real Estate Co.

Last Buyer's Agent

outside of mls

Outside Of MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,681

Year Built

  • Built in 1988

Lot Details

  • 10,420 Sq Ft Lot
  • Lake Front
  • Property Fronts a Bay or Harbor
  • Home fronts a canal
  • Fenced
  • Fruit Trees
  • Property is zoned RM - Residential Medium

HOA Fees

  • $100 Monthly HOA Fees

Property Views

  • Gulf
  • Lake

Home Design

  • Metal Roof

Interior Spaces

  • 2,720 Sq Ft Home
  • Elevator
  • Furnished
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Utility Room
  • Laundry Room
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 4 Car Garage
  • Automatic Garage Door Opener
  • Electric Gate
  • Off-Street Parking

Outdoor Features

  • In Ground Pool
  • Airstrip
  • Seawall
  • Boat Lift
  • Boat Ramp
  • Dock made with Composite Material
  • Screened Balcony
  • Deck
  • Screened Patio
  • Lanai
  • Shed
  • Tiki or Chickee Hut

Utilities

  • Central Air
  • Separate Meters
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 365
  • Assessor Parcel Number 00333641-004300

Community Details

Overview

  • Association fees include common area mnt, security
  • Stirrup Key Sub Subdivision
  • Rental Restrictions

Recreation

  • Boat Ramp
  • Beach
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,681

Year Built

Built in 1988

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 1200.00
  • Mandatory HOA: No
  • Dockage Dock: Composite
  • Dockage Seawall: Concrete
  • Fee Includes: Common Area Mnt, Security
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Marathon
  • Limited Representation: No
  • Marathon Neighborhood: Behind the Airport
  • Mile Marker: 52.50
  • Min Rental Days: 365.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Bike Paths, Airstrip, Beach
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 8680.89
  • Vehicle Storage: Garage, Trailer Storage, Off Street Parking, Auto Door Opener, Attached
  • Vehicle Storage Cars: 4+
  • Year Built: 1988
  • Alternate Key Number: 1410136
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 10420.00
  • Pool Info: In Ground
  • Porch Balcony: Open Porch/Balcony, Deck, Screened Patio, Patio, Screened P/B
  • Association Maintenance Fee Per: Yearly
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 2720.00
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Granite Counter Top, Window Treatments, Elevator, Entrance Foyer
  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator
  • Floor: Tile, Concrete, Carpet
  • Half Bathrooms: 1
  • Specialty Rooms: Laundry Room, Utility Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window
  • Total Bedrooms: 4

Exterior Features

  • Dockage: Boat Lift, Boat Ramp
  • Waterfront: Bay Front, Lake Front, Canal Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Chickee Hut, Shed, Lanai, Fruit Tree(s), Fencing
  • Roof: Metal Roof
  • Waterview: Bay/Gulf View, Lake View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Water Separate Meter, Elect Separate Meter, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE-10
  • Parcel Number: 00333641-004300
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.24

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2023
Closed on
Dec 19, 2024
Sold by
Hetrick Randal A and Hetrick Marcella A
Bought by
Michael L Radford And Brenda S Radford Joint and Radford
Seller's Agent
Sam Williams
Coldwell Banker Schmitt Real Estate Co.
Buyer's Agent
outside of mls
Outside Of MLS
List Price
$3,450,000
Sold Price
$1,976,212
Premium/Discount to List
-$1,473,788
-42.72%
Views
230
Current Estimated Value
$2,106,842

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,630
Avg. Annual Appreciation
6.29%
Original Mortgage
$1,580,970
Outstanding Balance
$1,565,686
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$541,156

Purchase Details

Listed on
May 8, 2018
Closed on
Aug 10, 2018
Sold by
Bumbaugh David M
Bought by
Hetrick Randal A and Hetrick Marcella A
Seller's Agent
Gidget Jackson
Nicklaus Vance
Buyer's Agent
outside of mls
Outside Of MLS
List Price
$1,150,000
Sold Price
$1,050,000
Premium/Discount to List
-$100,000
-8.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.45%
Original Mortgage
$840,000
Interest Rate
4.5%
Mortgage Type
Balloon

Purchase Details

Listed on
May 8, 2018
Closed on
Jul 26, 2018
Sold by
Bumbaugh David M and Bumbaugh Catherine M
Bought by
Bumbaugh David M
Seller's Agent
Gidget Jackson
Nicklaus Vance
Buyer's Agent
outside of mls
Outside Of MLS
List Price
$1,150,000
Sold Price
$1,050,000
Premium/Discount to List
-$100,000
-8.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$840,000
Interest Rate
4.5%
Mortgage Type
Balloon

Purchase Details

Closed on
May 2, 2018
Sold by
Bumbaugh David M and Bumbaugh Catherine M
Bought by
Bumbaugh David M

Purchase Details

Closed on
Mar 20, 2018
Sold by
Bumbaugh David M and Bumbaugh Catherine M
Bought by
Bumbaugh David M

Purchase Details

Closed on
Feb 20, 2018
Sold by
Bumbaugh David M and Bumbaugh Catherine M
Bought by
Bumbaugh David M

Purchase Details

Closed on
May 20, 2011
Sold by
Weiland Lyn E
Bought by
Bumbaugh David M and Bumbaugh Catherine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
4%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 20, 2011
Sold by
Helbig Jim D and Helbig Elizabeth B
Bought by
Weiland Lyn E

Purchase Details

Closed on
May 28, 1998
Sold by
Muise Robert E
Bought by
Helbig Jim D and Helbig Elizabeth B

Purchase Details

Closed on
May 1, 1986
Bought by
Bumbaugh David M and Bumbaugh Catherine M

Purchase Details

Closed on
Nov 1, 1980
Bought by
Bumbaugh David M and Bumbaugh Catherine M
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Michael L Radford And Brenda S Radford Joint $1,976,300 None Listed On Document
Michael L Radford And Brenda S Radford Joint $1,976,300 None Listed On Document
Hetrick Randal A $1,050,000 Attorney
Bumbaugh David M -- None Listed On Document
Bumbaugh David M $100 None Listed On Document
Bumbaugh David M $100 None Listed On Document
Bumbaugh David M $100 None Listed On Document
Bumbaugh David M $540,000 Attorney
Weiland Lyn E $600,000 Attorney
Helbig Jim D $365,000 --
Bumbaugh David M $52,000 --
Bumbaugh David M $28,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Michael L Radford And Brenda S Radford Joint $1,580,970
Closed Michael L Radford And Brenda S Radford Joint $1,580,970
Previous Owner Hetrick Randal A $840,000
Previous Owner Bumbaugh David M $140,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/19/2024 12/19/24 Sold $1,976,212 -15.9% $727 / Sq Ft
07/03/2024 07/03/24 Price Changed $2,350,000 -15.8% $864 / Sq Ft
03/15/2024 03/15/24 Price Changed $2,790,000 -3.8% $1,026 / Sq Ft
01/12/2024 01/12/24 Price Changed $2,900,000 -9.4% $1,066 / Sq Ft
10/13/2023 10/13/23 Price Changed $3,199,999 -7.2% $1,176 / Sq Ft
07/10/2023 07/10/23 For Sale $3,450,000 +228.6% $1,268 / Sq Ft
08/10/2018 08/10/18 Sold $1,050,000 -8.7% $469 / Sq Ft View Prior Sale
07/11/2018 07/11/18 Pending -- -- --
05/08/2018 05/08/18 For Sale $1,150,000 -- $513 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,893 $1,657,605 $906,905 $750,700
2024 $8,802 $961,476 -- --
2023 $8,802 $933,472 $0 $0
2022 $8,681 $906,284 $0 $0
2021 $8,823 $879,888 $0 $0
2020 $8,574 $867,740 $321,978 $545,762
2019 $8,551 $864,788 $305,879 $558,909
2018 $6,225 $649,113 $0 $0
2017 $6,106 $635,762 $0 $0
2016 $5,901 $595,648 $0 $0
2015 $5,856 $591,507 $0 $0
2014 $6,210 $612,401 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 605925

APN: 00333641-004300