NOT LISTED FOR SALE

105 Ray St Schenectady, NY 12309

Estimated Value: $273,000 - $357,000

4 Beds
2 Baths
1,296 Sq Ft
$239/Sq Ft Est. Value

Last Sold January 12, 2017

Last sale price $148,520 $115 Per Sq Ft

Est. 108% increase in value since last sale

Current estimated payment $2,261/month

64 Days on Market

Highlights

  • Cape Cod Architecture
  • 1 Fireplace
  • No HOA
  • Hillside School Rated A
  • Corner Lot
  • 1 Car Attached Garage

About This Home

As of January 2017

Motivated Seller!!! Huge Cape home in the Niskayuna Schoold district. 4 bedrooms, 2 full baths and Formal Dining room!! Centrally located near KAPL, GE, restaurants, shopping and Interstate. New kitchen with new stainless appliances. New Roof, New windows, refinished hardwood floors, Garage, Fireplace, Central Air, Freshly Painted throughout, and very clean. All this on double corner lot. Vacant E-Z to show. Bring an offer!! Open House Sunday 10/16 from 1-3 -- Excellent Condition

Last Agent to Sell the Property

Anthony Nuzzi

Dream Street Properties Inc License #40NU1100257 Listed on: 09/12/2016

Last Buyer's Agent

Joanne Bongalo

KW Platform License #10301216639

KW Platform

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,500

Year Built

  • Built in 1950

Lot Details

  • Lot Dimensions are 122x135
  • Landscaped
  • Corner Lot

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,296 Sq Ft Home
  • 1 Fireplace
  • Ceramic Tile Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Additional Features

  • Accessible Parking
  • Patio

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 60 / 1
  • Assessor Parcel Number 422400 50-1-60

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,500

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Accessible Garage
  • Year Built: 1950
  • Directions: Balltown Rd to Ray St. (between Mohawk Commons and Niskayuna High)
  • Above Grade Finished Sq Ft: 1296.0
  • Architectural Style: Cape Cod
  • Lot Size: 122x135
  • New Construction: No
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Cape Cod: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Full
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Living Area: 1296.0
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Patio
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Accessibility Features:Accessible Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Niskayuna

Lot Info

  • Lot Features: Corner Lot, Landscaped
  • Parcel #: 422400 50-1-60

Tax Info

  • Tax Annual Amount: 5500.0
  • Tax Block: 1
  • Tax Lot: 60

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2016
Closed on
Jan 9, 2017
Sold by
Patel Ruchira S
Bought by
Gadia Gaspar and Gadia Primera R
Seller's Agent
Anthony Nuzzi
Dream Street Properties Inc
Buyer's Agent
Joanne Bongalo
KW Platform
List Price
$174,900
Sold Price
$148,520
Premium/Discount to List
-$26,380
-15.08%
Current Estimated Value
$309,617

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$161,097
Avg. Annual Appreciation
8.47%
Original Mortgage
$155,138
Outstanding Balance
$125,328
Interest Rate
3.62%
Mortgage Type
FHA
Estimated Equity
$184,289

Purchase Details

Closed on
Dec 4, 2015
Sold by
Desai Jitendra
Bought by
Patel Ruchira

Purchase Details

Closed on
Nov 11, 2015
Sold by
Desai Jitendra C and Desai Niranjana J
Bought by
Patel Ruchira S

Purchase Details

Closed on
Jun 19, 2015
Sold by
Desai Jitendra C
Bought by
Desai Jitendra C and Desai

Purchase Details

Closed on
Apr 30, 1997
Sold by
Estate Weisberg Lois R
Bought by
Fricke Russell and Fricke Sharon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gadia Gaspar $158,000 Sneeringer Monahan Provost R
Patel Ruchira $60,000 N/A
Patel Ruchira S $60,000 None Available
Desai Jitendra C -- Christopher Ulto
Desai Jitendra C -- None Available
Fricke Russell $69,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gadia Gaspar $155,138
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/12/2017 01/12/17 Sold $148,520 -11.5% $115 / Sq Ft
11/15/2016 11/15/16 Pending -- -- --
10/24/2016 10/24/16 Price Changed $167,900 -1.2% $130 / Sq Ft
09/26/2016 09/26/16 Price Changed $169,900 -2.9% $131 / Sq Ft
09/12/2016 09/12/16 For Sale $174,900 -- $135 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,853 $175,000 $43,200 $131,800
2023 $80 $175,000 $43,200 $131,800
2022 $7,779 $175,000 $43,200 $131,800
2021 $6,923 $175,000 $43,200 $131,800
2020 $6,144 $175,000 $43,200 $131,800
2019 $3,418 $175,000 $43,200 $131,800
2018 $6,091 $175,000 $43,200 $131,800
2017 $5,605 $175,000 $43,200 $131,800
2016 $6,708 $194,000 $43,200 $150,800
2015 -- $194,000 $43,200 $150,800
2014 -- $194,000 $43,200 $150,800
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2017

    Anthony Nuzzi

    Dream Street Properties Inc

    (518) 788-6381

    1 in this area

    11 Total Sales

    Anthony Nuzzi
    Section Image
  • Joanne Bongalo

    Buyer's Agent in 2017

    Joanne Bongalo

    KW Platform

    (518) 209-8004

    4 in this area

    69 Total Sales

    Joanne Bongalo
    Section Image
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Map

Source: Global MLS

MLS Number: 201618907

Global MLS

APN: 050-010-0001-060-000-0000

New York Schenectady County Schenectady 12309

105 Ray St, Schenectady, NY

Not Listed for Sale

Detached

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