NOT LISTED FOR SALE

10546 E 640 S Hudson, IN 46747

Estimated Value: $244,000

2 Beds
1 Bath
1,100 Sq Ft
$222/Sq Ft Est. Value

Last Sold January 23, 2025

Last sale price $470,000 $427 Per Sq Ft

Est. 48% decrease in value since last sale

Current estimated payment $1,281/month

159 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Lake, Pond or Stream
  • Forced Air Heating System
  • Prairie Heights Senior High School Rated 9+
  • 1-Story Property
  • Waterski or Wakeboard

About This Home

As of January 2025

Looking for an amazing view on Big Long Lake with a Sandy Beach? Look no further! This cute 2-bedroom cottage that sits on a 60x118 lot has breath-taking views of the lake. It also has a 15x30 guest cottage with its’ own bathroom on the lot for your guests to stay. New kitchen appliances and granite countertop and soft close cabinets and drawers. Kitchen island sits nicely between the kitchen and the living room. The living room has a gorgeous view of the lake. The main bedroom is on the main floor. The full bathroom has utility closet for the water heater. No need to winterize this lake home it has a heat pump. Walking outside the deck with a bar top wraps about halfway around the home for plenty of room to entertain. There is also a circle deck between some of the trees. Walking down the stairs to the water you have 60 feet of water frontage. A wooden dock. It is roughly 5 feet deep at the end of the dock. There is power down at the beach area. Storage for canoes and kayaks is underneath the deck. There are plenty of fish beds and fish nurseries swimming around. On the 55x125 back lot there is a 10x12 shed with a loft that also has electric.

Last Agent to Sell the Property

Patti Couperthwaite

Coldwell Banker Real Estate Group Brokerage Phone: 260-243-1466 Listed on: 08/15/2024

Coldwell Banker Real Estate Group

Last Buyer's Agent

Danielle Jackson

Century 21 Bradley-Lake Group

Century 21 Bradley-Lake Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,781

Year Built

  • Built in 1959

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 40x129 55x125 20x119
  • 60 Feet of Waterfront
  • Lake Front
  • Irregular Lot

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 1,100 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Waterski or Wakeboard
  • Lake, Pond or Stream

Schools

  • Prairie Heights Elementary And Middle School
  • Prairie Heights High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Private Water Source

Listing and Financial Details

  • Assessor Parcel Number 44-09-26-200-000.004-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,781

Year Built

Built in 1959

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1959
  • Style: One Story
  • Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: GRAVEL BEACH, BIG LONG LAKE LOT 5 & E1/2 LOT 6, LOC. 10546 E 640 S 2ND ADD TO GRAVEL BEACH LOT 1 LOC. 10546 E 640 S
  • Parcel Number ID: 44-09-26-200-000.004-013
  • Platted: Yes
  • Parcel Id2: 44-09-26-200-010.001-013
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1100
  • Total Finished Sq Ft: 1100
  • Above Grade Finished Sq Ft: 1100
  • Basement Foundation: Crawl
  • Kitchen: Dimensions: 9x19, On Level: Main
  • Family Room: Dimensions: 14x19, On Level: Main
  • Bedroom 1: Dimensions: 11x13, On Level: Main
  • Bedroom 2: Dimensions: 15x19, On Level: Upper
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: Shed, Dimensions: 10x12
  • Lake Type: Ski Lake
  • Outbuilding2: Outbuilding, Dimensions: 15x30, 450
  • Water Frontage: 60
  • Water Name: Big Long Lake

Utilities

  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Private
  • Water Type: Lake

Schools

  • Elementary School: Prairie Heights

Lot Info

  • Lot Description: Irregular, 0-2.9999
  • Lot Dimensions: 40x129 55x125 20x119
  • Estimated Lot Sq Ft: 17206
  • Estimated Lot Size Acres: 0.395

Tax Info

  • Annual Taxes: 2781.46

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Prairie Heights
  • Middle School: Prairie Heights
  • School District: Prairie Heights Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2024
Closed on
Jan 21, 2025
Sold by
Jernigan Marc and Jernigan Wendy
Bought by
Poetter Thomas S and Poetter Christine C
Seller's Agent
Patti Couperthwaite
Coldwell Banker Real Estate Group
Buyer's Agent
Danielle Jackson
Century 21 Bradley-Lake Group
List Price
$495,000
Sold Price
$470,000
Premium/Discount to List
-$25,000
-5.05%
Views
125
Current Estimated Value
$244,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$226,000
Avg. Annual Appreciation
-48.09%
Original Mortgage
$376,000
Outstanding Balance
$373,409
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
-$129,409

Purchase Details

Closed on
Jul 16, 2010
Sold by
James Olmor Estate
Bought by
Marc Jernigan and Wendy Jernigan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Poetter Thomas S $27,450 Fidelity National Title
Marc Jernigan $18,200 Lakeview Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Poetter Thomas S $376,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2025 01/23/25 Sold $470,000 -5.1% $427 / Sq Ft
01/21/2025 01/21/25 Pending -- -- --
08/15/2024 08/15/24 For Sale $495,000 -- $450 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $165 $17,100 $16,800 $300
2023 $162 $16,600 $16,300 $300
2022 $144 $13,900 $13,600 $300
2021 $156 $13,900 $13,600 $300
2020 $163 $13,900 $13,600 $300
2019 $164 $13,900 $13,600 $300
2018 $161 $13,400 $13,100 $300
2017 $134 $13,400 $13,100 $300
2016 $131 $13,400 $13,100 $300
2014 $132 $13,100 $13,100 $0
2013 $132 $13,100 $13,100 $0
Source: Public Records

Agents Affiliated with this Home

  • Patti Couperthwaite

    Seller's Agent in 2025

    Patti Couperthwaite

    Coldwell Banker Real Estate Group

    (260) 243-1466

    154 Total Sales

    Patti Couperthwaite
    Section Image
  • Danielle Jackson

    Buyer's Agent in 2025

    Danielle Jackson

    Century 21 Bradley-Lake Group

    (260) 243-8821

    72 Total Sales

    Danielle Jackson
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202431039

Indiana Regional MLS

APN: 44-09-26-200-010.001-013

Indiana LaGrange County Hudson 46747

10546 E 640 S, Hudson, IN

Not Listed for Sale

Detached

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