$560,000
SOLD JAN 30, 2025

1057 Old Garden Creek Rd Mathews, VA 23109

Mathews Neighborhood
3 Beds
3 Baths
3,480 Sq Ft
17 Acres

Recently Sold

$161 Per Sq Ft

7% Below List Price

120 Days on Market

Highlights

  • Docks
  • 17 Acre Lot
  • Wood Flooring
  • Home fronts a creek
  • Colonial Architecture
  • Main Floor Bedroom

About This Home

As of January 2025

1900's beautiful renovated Colonial home on Garden Creek out to Chesapeake Bay! This property has 17 private Acres with a pier and a fenced in garden area. The home offers on first floor a large family room with pine floors, brick fireplace, beautiful exposed beams, a large great room that allows for a large kitchen with plenty of counter space for entertaining, a large dining area, and sitting area which is great for family cards, games, and puzzles. You have a first floor bedroom and full bathroom on the first floor also. There is a wrap around sunroom that is heated and cooled with windows all giving you an awesome view out to the Bay! This sunroom opens to a screened porch that you will enjoy your Summer Nights on listening to the wildlife. The second floor offers 2 bedrooms, 2 full bathrooms, and another large family room with built in cabinets allowing for a great library area. There is another enclosed sunroom with endless waterfront views as well on the 2nd floor. The home features: 2 zone HVAC, pine floors, replacement windows, recess lighting, security system, & many upgrades as this home was elevated, and had the addition added in 2008 with new roof, and siding, electrical, plumbing at that time. There is an outside shower, a deck walk way to the pier, and an enclosed crawl space allowing for additional storage. You don't want to miss this home and property! A must see!

Last Agent to Sell the Property

Renee Edwards

Morgan & Edwards Real Estate License #0225045109 Listed on: 08/20/2024

Last Buyer's Agent

Rosemary Griffith

Isabell K. Horsley Real Estate License #0225215844

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,784

Year Built

  • Built in 1900

Lot Details

  • 17 Acre Lot
  • Home fronts a creek

Home Design

  • Colonial Architecture
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 3,480 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Features Masonry
  • Thermal Windows
  • Insulated Doors
  • Dining Area
  • Screened Porch
  • Wood Flooring
  • Crawl Space
  • Home Security System
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 3 Full Bathrooms

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • Docks

Schools

  • Mathews Elementary School
  • Thomas Hunter Middle School
  • Mathews High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Water Heater
  • Water Softener
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 31 A 187

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,784

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1900
  • Property Attached Yn: No
  • Lot Size Acres: 17.0
  • Water Body Name: Garden Creek
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Colonial, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Approximate
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Wood
  • Basement: Crawl Space
  • Appliances: Washer/Dryer Stacked, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Refrigerator, Water Softener
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, Laminate Counters, Recessed Lighting
  • Living Area: 3480.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Waterfront
  • Waterfront: Yes
  • Disclosures: First Right of Refusal
  • Construction Type: Drywall, Frame, Vinyl Siding, Wood Siding
  • Exterior Features: Dock, Porch, Unpaved Driveway
  • Patio And Porch Features: Rear Porch, Screened, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Thomas Hunter

Lot Info

  • Parcel Number: 31 A 187
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2784.0

MLS Schools

  • Elementary School: Mathews
  • High School: Mathews

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2024
Closed on
Jan 27, 2025
Sold by
Cross Anne Geddy
Bought by
Carpenter Mark Elwood and Carpenter Vivian Elizabeth
Seller's Agent
Renee Edwards
Morgan & Edwards Real Estate
Buyer's Agent
Rosemary Griffith
Isabell K. Horsley Real Estate
List Price
$599,900
Sold Price
$560,000
Premium/Discount to List
-$39,900
-6.65%
Views
454
Current Estimated Value
$553,581

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,419
Avg. Annual Appreciation
1.63%
Original Mortgage
$489,900
Outstanding Balance
$488,189
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$76,162

Purchase Details

Closed on
Jun 13, 2007
Sold by
Ware Alandus Jermaine
Bought by
Cross Anne Geddy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
8%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 23, 2007
Sold by
Cullison David E
Bought by
Ware Alandus Jermaine
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $560,000 Old Republic National Title
Deed $145,000 None Available
Deed $68,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $489,900 New Conventional
Previous Owner $150,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2025 01/30/25 Sold $560,000 -2.6% $161 / Sq Ft
12/18/2024 12/18/24 Pending -- -- --
10/24/2024 10/24/24 Price Changed $575,000 -4.2% $165 / Sq Ft
08/20/2024 08/20/24 For Sale $599,900 -- $172 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,686 $447,600 $80,500 $367,100
2024 $2,435 $434,900 $80,500 $354,400
2023 $2,435 $434,900 $80,500 $354,400
2022 $2,579 $403,000 $60,500 $342,500
2021 $2,599 $403,000 $60,500 $342,500
2020 $2,599 $403,000 $60,500 $342,500
2019 $2,599 $403,000 $60,500 $342,500
2018 $2,317 $403,000 $60,500 $342,500
2017 $2,317 $403,000 $60,500 $342,500
2015 $18,846 $0 $0 $0
2014 $18,846 $349,000 $75,500 $273,500
2013 $1,640 $349,000 $75,500 $273,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2421852

Chesapeake Bay & Rivers Association of REALTORS®

APN: 31-A-187