$674,999

Estimated payment $4,085/month

Total Views 10,909
3 Beds
2.5 Baths
2,551 Sq Ft
$265 Price per Sq Ft

Highlights

  • Hot Property
  • Lake Front
  • Golf Course Community
  • James E. Plew Elementary School Rated A-
  • Boat Dock
  • Recreation Room

About This Home

Bienvenue to your own slice of lakeside charm on Lake Henderson! This beautifully maintained villa exudes a French New Orleans flair, blending timeless elegance with effortless comfort. Thoughtful updates throughout, the home offers peaceful water views from the primary bedroom, family room, dining area, and expansive rec room—perfect for both quiet mornings and vibrant gatherings.

Step outside to enjoy covered decks that overlook the serene lake, a large private courtyard ideal for entertaining, and a shared dock that invites endless waterfront enjoyment. Indoors, there's ample storage, an oversized 2-car garage, and the security of a whole-house generator and transferrable termite bond.

The 2025 4-point inspection notes 22 years of useful life remaining on the durable metal roof, giving you peace of mind for years to come. Located directly across the street from the popular Rocky Bayou Golf Course, and with lawn care conveniently handled by the HOA, this villa combines luxury, low-maintenance living, and enviable location in one exquisite package.

Whether you're entertaining guests or enjoying a private lakeside retreat, this is Florida living at its finest.

Listing Agent

Cindy Zimmermann

Coldwell Banker Realty License #3482218 Listed on: 06/28/2025

Coldwell Banker Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,464

Year Built

  • Built in 1986

Lot Details

  • 4,356 Sq Ft Lot
  • Lake Front
  • Property fronts a county road
  • Cul-De-Sac
  • Lawn Pump

HOA Fees

  • $185 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener

Home Design

  • Villa
  • Property Attached
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,551 Sq Ft Home
  • 3-Story Property
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Family Room
  • Dining Area
  • Recreation Room
  • Lake Views

Kitchen

  • Self-Cleaning Oven
  • Cooktop
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Outdoor Features

  • Docks
  • Covered Patio or Porch

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Multiple cooling system units
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 04-1S-22-141A-0000-1058

Community Details

Overview

  • Association fees include ground keeping
  • Lake Way Villas 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Boat Dock
  • Golf Course Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,464

Year Built

Built in 1986

Lot Details

0

HOA Fees

$185 per month

Parking

2

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Lot Size: Irregular
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: LAKE WAY VILLAS 1
  • Directions: Heading north on Forest Rd, turn left onto Ruckel Dr, turn right onto Lake Way Dr, house will be on the right
  • Architectural Style: Villa
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1986
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Lake: Yes
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Oven Self Cleaning, Refrigerator W/IceMk, Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Ceiling Vaulted
  • Window Features: Skylight(s)
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Skylight(s): Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Dock, Lawn Pump
  • Patio And Porch Features: Patio Covered, Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Dock, Golf
  • Association #2 Fee: 185.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Parcel #: 04-1S-22-141A-0000-1058
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2464.04
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,391 $249,972 -- --
2023 $2,391 $242,691 $0 $0
2022 $2,348 $233,195 $0 $0
2021 $2,265 $226,403 $0 $0
2020 $2,242 $223,277 $0 $0
2019 $2,209 $218,257 $0 $0
2018 $2,376 $214,187 $0 $0
2017 $2,326 $207,412 $0 $0
2016 $2,263 $203,146 $0 $0
2015 $2,261 $201,734 $0 $0
2014 $2,230 $200,133 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2025 06/28/25 For Sale $674,999 -- $265 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $266,800 First National Land Title Co
Warranty Deed $199,000 Lawyers Title Agency Of The
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Previous Owner $40,000 Credit Line Revolving
Previous Owner $194,000 Unknown
Previous Owner $159,200 No Value Available
Closed $29,850 No Value Available
Source: Public Records

About the Listing Agent

Cindy Zimmermann

Coldwell Banker Realty

(877) 684-3790

Section Image

Hello!  Please allow me to introduce myself.  My name is Cindy Zimmermann.   My husband and I moved to the area in 1999 when he was assigned to Eglin Air Force Base as an Internal Medicine Physician.  We fell in love with this beautiful community and decided to raise our family here. 

I am a Commercial and Residential Real Estate Professional with Coldwell Banker Realty.  Before entering the world of Real Estate, I was putting my Mechanical Engineering degree to good use at General

Cindy's Other Listings

  • 1056 Lake Way Dr, Niceville, FL 32578

    $719,000

    • 3 Beds
    • 3 Baths
    • 2,727 Sq Ft
    • 1056 Lake Way Dr
    • Niceville, FL

    Seller is offering $5,000 for Buyer Closing Costs. Lakefront Luxury Awaits at Rocky Bayou Country Club Estates. Discover the perfect blend of elegance and tranquility in this stunning end-unit villa on Lake Henderson. Enter the home through your own private courtyard. Tucked away in a quiet cul-de-sac, this home offers tranquil water views from the main living area and master bedroom, creating

    Cindy Zimmermann Coldwell Banker Realty

    Section Image
  • 107 Raiders Trail, Valparaiso, FL 32580

    $639,999

    • 4 Beds
    • 3 Baths
    • 2,250 Sq Ft
    • 107 Raiders Trail
    • Valparaiso, FL

    Discover unparalleled craftsmanship in this stunning home built by one of our area's premier builders. Perfectly situated just minutes from Eglin AFB, top-rated schools, and the world-class beaches of Destin, this property offers convenience and luxury in equal measure. Step inside this almost new home to an inviting open-concept floor plan, enhanced by 8' doorways that amplify the sense of space

    Cindy Zimmermann Coldwell Banker Realty

    Section Image
  • 19 Bayview Dr, Shalimar, FL 32579

    $335,000 Pending

    • 4 Beds
    • 3 Baths
    • 2,247 Sq Ft
    • 19 Bayview Dr
    • Shalimar, FL

    Calling all investors and visionaries! This spacious 4-bedroom, 3-bathroom vintage home is nestled in the heart of the highly desirable Longwood subdivision and sits on a generous 0.42-acre lot. With flexible living spaces and a classic layout, it's the perfect opportunity to bring new life to a home full of character.Inside, you'll find two adaptable living areas, including a cozy

    Cindy Zimmermann Coldwell Banker Realty

    Section Image
  • Lot 59 Muzzle St, Freeport, FL 32439

    $105,000

    • Land
    • 0.26 Acre
    • $403,846 per Acre
    • Lot 59 Muzzle St
    • Freeport, FL

    Come build your dream home in the thriving Freeport community of Bear Creek. This growing neighborhood offers a lifestyle of convenience and leisure, with amenities like a sparkling pool, state-of-the-art fitness center, walking trails, scenic ponds, a playground and courts for pickleball, tennis, and basketball. Coming spring 2025, a stunning resort-style pool, additional pickleball courts, and

    Cindy Zimmermann Coldwell Banker Realty

    Section Image
  • 1020 Lake Way Dr, Niceville, FL 32578

    $1,065,000 Sold Mar 18, 2025

    • 6 Beds
    • 4 Baths
    • 4,116 Sq Ft
    • 1020 Lake Way Dr
    • Niceville, FL

    Welcome to this exquisite 6-bedroom, 4-bathroom home nestled in the heart of Rocky Bayou Country Club Estates on the shores of Lake Henderson. This breathtaking home where tranquility meets modern luxury features 4,116 square feet of living space adorned with elegant finishes and an abundance of natural light.This is a home where you can both relax and entertain. The heart of the home

    Cindy Zimmermann Coldwell Banker Realty

  • 399 Ruckel Dr, Niceville, FL 32578

    $620,000 Sold Nov 08, 2024

    • 4 Beds
    • 2 Baths
    • 2,486 Sq Ft
    • 399 Ruckel Dr
    • Niceville, FL

    Sellers willing to assist with closing costs! This lovely brick home while located in the highly desirable Rocky Bayou Country Club Estates has NO HOA! This move-in ready brick home offers approximately 2,486 square feet of heated and cooled space and a view of Lake Henderson. The property features four bedrooms, allowing flexibility. The primary bedroom boasts two closets,

    Cindy Zimmermann Coldwell Banker Realty

  • 1716 19th St, Niceville, FL 32578

    $850,000 Sold Apr 14, 2025

    • 3 Beds
    • 2.5 Baths
    • 2,508 Sq Ft
    • 1716 19th St
    • Niceville, FL

    Currently priced $100,000 below appraisal! This lovely home has been featured on HGTV's 'My Lottery Dream Home'. Boater's & Nature Lover's Paradise in this New Orleans inspired waterfront home, nestled on the highly coveted Sarah Ann Bayou. This property boasts a protected deep-water bayou with access to the bay, making it a haven for boating enthusiasts and wildlife admirers. The family room

    Cindy Zimmermann Coldwell Banker Realty

  • 613 Birkdale Cir W, Niceville, FL 32578

    $627,000 Sold Apr 17, 2025

    • 4 Beds
    • 2 Baths
    • 2,521 Sq Ft
    • 613 Birkdale Cir W
    • Niceville, FL

    VA assumable mortgage at 3.125%. Discover this spacious home in the desirable Bluewater Bay community with no HOA! Enjoy cooking in your stunning new completely remodeled kitchen. With ample space to entertain, both indoors and outdoors, you'll love the screen-enclosed gunite pool. Situated on nearly half an acre, this home offers picturesque golf course views.The inviting great room

    Cindy Zimmermann Coldwell Banker Realty

  • 212 Mattie's Way, Destin, FL 32541

    $1,025,000 Sold May 22, 2025

    • 4 Beds
    • 3 Baths
    • 2,641 Sq Ft
    • 212 Mattie's Way
    • Destin, FL

    New Roof to be installed prior to closing with acceptable offer. Welcome to 212 Mattie's Way! This gorgeous one-story lakefront property offers 4 bedrooms, 3 full bathrooms, and approximately 2,641 square feet of luxurious living space. Nestled in a serene setting, the screened pool and tranquil backyard provide the perfect escape to enjoy breathtaking sunsets over the lake. The lush

    Cindy Zimmermann Coldwell Banker Realty

Source: Emerald Coast Association of REALTORS®

MLS Number: 979752

Emerald Coast Association of REALTORS®

APN: 04-1S-22-141A-0000-1058