NOT LISTED FOR SALE

106 Beacon Point Ct Joppa, MD 21085

Estimated Value: $578,000 - $680,000

3 Beds
2.5 Baths
2,090 Sq Ft
$303/Sq Ft Est. Value

Last Sold July 02, 2024

Last sale price $615,000 $294 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,581/month

102 Days on Market

Highlights

  • 73 Feet of Waterfront
  • Parking available for a boat
  • Canal View
  • 4 Dock Slips
  • Fishing Allowed
  • Deck

About This Home

As of July 2024

Stunning waterfront home in sought after Rumsey Island! Main level features primary bedroom with private deck overlooking the water view and attached primary bath. Large 2nd bedroom with potential to add a 3rd bedroom and second full bath. Living room and updated kitchen with granite countertops with water view and huge island leading to screened in deck with sun shades. Lower level features 3rd bedroom, half bath, family room with gas fireplace, huge wet bar, and another living room. Walk out to entertainer's dream... newer outdoor bar with electric, newer patio with retaining wall and awning, another patio with pavilion and electric, fenced in rear yard. Private floating pier with 4 boat slips! (No Flood Insurance Required) Updates include new siding (2022), new roof (2018), new garage door opener (2023), Water Heater (2023), New Tubin Main Bath (2023) A must see!

Last Agent to Sell the Property

Christine Daffron

(443) 299-2237 Christy@mdhomeswithchristy.com Cummings & Co. Realtors License #RSR003547 Listed on: 02/17/2024

Cummings & Co. Realtors

Last Buyer's Agent

Lee Tessier

(410) 638-9555 lee@leetessier.com EXP Realty, LLC License #611586

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,632

Year Built

  • Built in 1977

Lot Details

  • 10,074 Sq Ft Lot
  • 73 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Vinyl Fence
  • Stone Retaining Walls
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Property is in excellent condition
  • Property is zoned R3

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat

Home Design

  • Split Foyer
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,090 Sq Ft Home
  • Property has 2 Levels
  • Bar
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Family Room Off Kitchen
  • Open Floorplan
  • Dining Area
  • Carpet
  • Canal Views
  • Flood Lights
  • Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Swimming Allowed
  • 4 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Gazebo
  • Shed
  • Playground

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 1301120123

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,632

Year Built

Built in 1977

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-02-17
  • Federal Flood Zone: No
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Refrigerator, Stove, Washer
  • Interior Amenities: Attic, Bar, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Crown Moldings, Dining Area, Family Room Off Kitchen, Kitchen - Island, Pantry, Primary Bath(s), Skylight(s), Bathroom - Tub Shower, Upgraded Countertops, Window Treatments, Bathroom - Soaking Tub
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Interior Access, Outside Entrance, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2090
  • Living Area Sq Ft: 2090
  • Price Per Sq Ft: 303.83
  • Above Grade Finished Sq Ft: 2090
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Gazebo, Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Extensive Hardscape, Exterior Lighting, Flood Lights, Play Area, Sidewalks, Stone Retaining Walls
  • Roof: Architectural Shingle
  • View: Canal, Water
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Boat - Powered
  • Water Access: Yes
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 73

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Rear, Vinyl
  • Lot Features: Landscaping, No Thru Street
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10074.00
  • Outdoor Living Structures: Deck(s), Enclosed, Patio(s), Screened
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3632.00
  • Assessor Parcel Number: 1301120123
  • Tax Lot: 19
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2024
Closed on
Jul 2, 2024
Sold by
Daffron Ronald J and Daffron Bonnie
Bought by
Lockman Michael and Lockman Amanda
Seller's Agent
Christine Daffron
Cummings & Co. Realtors
Buyer's Agent
Lee Tessier
EXP Realty, LLC
List Price
$650,000
Sold Price
$615,000
Premium/Discount to List
-$35,000
-5.38%
Views
369
Current Estimated Value
$632,258

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,258
Avg. Annual Appreciation
1.80%
Original Mortgage
$635,295
Outstanding Balance
$625,423
Interest Rate
6.99%
Mortgage Type
VA
Estimated Equity
$6,835

Purchase Details

Listed on
Jul 3, 2012
Closed on
Nov 27, 2012
Sold by
Owings Deborah Ann
Bought by
Daffron Ronald J and Daffron Bonnie
Seller's Agent
Janice Headen
EXP Realty, LLC
Buyer's Agent
Kathleen Harrold
Long & Foster Real Estate, Inc.
List Price
$398,000
Sold Price
$379,000
Premium/Discount to List
-$19,000
-4.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$279,000
Interest Rate
3.44%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lockman Michael $615,000 Main Street Title
Lockman Michael $615,000 Main Street Title
Daffron Ronald J $379,000 Sage Title Group Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lockman Michael $635,295
Closed Lockman Michael $635,295
Previous Owner Daffron Ronald J $279,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2024 07/02/24 Sold $615,000 -3.1% $294 / Sq Ft
05/30/2024 05/30/24 Pending -- -- --
05/13/2024 05/13/24 Price Changed $635,000 -2.3% $304 / Sq Ft
04/19/2024 04/19/24 For Sale $650,000 0.0% $311 / Sq Ft
04/12/2024 04/12/24 Pending -- -- --
04/07/2024 04/07/24 Price Changed $650,000 -5.1% $311 / Sq Ft
02/17/2024 02/17/24 For Sale $685,000 +80.7% $328 / Sq Ft
11/27/2012 11/27/12 Sold $379,000 -2.8% $321 / Sq Ft View Prior Sale
10/25/2012 10/25/12 Pending -- -- --
10/17/2012 10/17/12 Price Changed $390,000 -2.0% $330 / Sq Ft
07/03/2012 07/03/12 For Sale $398,000 -- $337 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,690 $411,367 $0 $0
2024 $3,690 $338,600 $157,300 $181,300
2023 $3,632 $335,933 $0 $0
2022 $3,632 $333,267 $0 $0
2021 $3,815 $330,600 $157,300 $173,300
2020 $3,815 $330,600 $157,300 $173,300
2019 $3,815 $330,600 $157,300 $173,300
2018 $3,985 $348,500 $190,300 $158,200
2017 $3,850 $348,500 $0 $0
2016 -- $324,767 $0 $0
2015 -- $312,900 $0 $0
2014 -- $312,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2028922

Bright MLS

APN: 01-120123