NOT LISTED FOR SALE

106 Emerald St Gardner, MA 01440

Estimated Value: $332,000 - $422,000

4 Beds
4 Baths
1,848 Sq Ft
$204/Sq Ft Est. Value

Last Sold December 15, 2021

Last sale price $287,000 $155 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,120/month

5 Days on Market

About This Home

As of December 2021

Stop making your landlord Rich! Don't miss this great opportunity to owner occupy, this lovely 2 family home, or be turn-key ready to start your rental enterprise! This property has been nicely updated, boasting newer kitchens and baths, an updated front porch, a newer furnace, and more. Each unit has two good-sized bedrooms and 1.5 baths, an eat-in kitchen, and an oversized living room. Washer & Dryer hook-ups in each unit. Good commuter location, 8-minute drive to Wachusett commuter rail. Dunns Park is nearby offering swimming, fishing, canoeing, hiking, and more. All offers are due by Monday 11/8 at 6 PM.

Last Agent to Sell the Property

Nancy Whitehouse-Bain

Keller Williams Realty North Central Listed on: 11/02/2021

Keller Williams Realty North Central

Last Buyer's Agent

John Vedoe

RE/MAX Vision

RE/MAX Vision

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $46

Year Built

  • 1880

Lot Details

  • 3,920

Interior Spaces

  • Property has 1 Level

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$46

Year Built

1880

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • SUB AGENCY OFFERED: No
  • Compensation Based On: Net Sale Price
  • APOD AVAILABLE: No
  • Directions: Rt 2A to Pleasant to Emerald
  • Garage Yn: No
  • Efficiency: Thermostat
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Year Built Details: Renovated Since
  • Special Features: None
  • Year Built: 1880

Interior Features

  • Appliances: Unit 1(Range,Refrigerator), Unit 2(Range,Refrigerator), Electric Water Heater, Utility Connections for Electric Range
  • Has Basement: Full, Walk-Out Access, Concrete
  • Total Bathrooms: 3
  • MAIN LO: G95166
  • LIST PRICE PER Sq Ft: 135.23
  • PRICE PER Sq Ft: 155.3
  • MAIN SO: H29200
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Insulated Doors
  • Fireplace: No
  • Flooring: Wood,Tile,Laminate
  • Stories: 3
  • Window Features: Insulated Windows

Exterior Features

  • Roof: Shingle, Rubber
  • Foundation Details: Stone, Irregular
  • Construction Type: Frame
  • Disclosures: All Offers Are Due By Monday 11/8 At 6 Pm.
  • Patio And Porch Features: Porch, Deck - Roof
  • Waterfront Features: Beach Front, Lake/Pond, Unknown To Beach, Beach Ownership(Public)
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Paved Drive, Off Street, Tandem, Paved
  • Open Parking: Yes
  • Total Parking Spaces: 2

Utilities

  • Heating: Unit 1(Oil), Unit 2(Gas)
  • Electric: 100 Amp Service, Individually Metered
  • Heating Yn: Yes
  • Laundry Features: Washer Hookup
  • Sewer: Public Sewer
  • Utilities: for Electric Range, Washer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, University
  • HOA Rent Includes: Unit 1(Water), Unit 2(Water)

Lot Info

  • LOT SIZE: 3895
  • PAGE: 77
  • Farm Land Area Units: Square Feet
  • Lot Size Sq Ft: 3920.399999
  • Zoning: Res

Multi Family

  • LEVELS 1: 1
  • LEVELS 2: 2
  • LEASE 2: N
  • LEASE 1: N
  • FLRS 1: 1
  • FLRS 2: 2
  • Annual Gross Income: 26400
  • Property Net Operating Income: 26400
  • Number Of Units Total: 2
  • Total Actual Rent: 2200

Tax Info

  • Tax Annual Amount: 2693
  • Tax Book Number: 57570
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2021
Closed on
Dec 15, 2021
Sold by
Pitre Matthew J
Bought by
Caldwell Patricia and Butler Taylor
Seller's Agent
Nancy Whitehouse-Bain
Keller Williams Realty North Central
Buyer's Agent
John Vedoe
RE/MAX Vision
List Price
$249,900
Sold Price
$287,000
Premium/Discount to List
$37,100
14.85%
Total Days on Market
5
Current Estimated Value
$376,919

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,919
Avg. Annual Appreciation
8.15%
Original Mortgage
$267,000
Outstanding Balance
$249,510
Interest Rate
3.09%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$127,126

Purchase Details

Listed on
May 20, 2017
Closed on
Aug 11, 2017
Sold by
Coutinho Joao A
Bought by
Pitre Matthew J
Seller's Agent
Nancy Whitehouse-Bain
Keller Williams Realty North Central
Buyer's Agent
Nancy Whitehouse-Bain
Keller Williams Realty North Central
List Price
$139,900
Sold Price
$130,000
Premium/Discount to List
-$9,900
-7.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.97%
Original Mortgage
$127,645
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 4, 2008
Sold by
Mercatus Group Inc
Bought by
Coutinho Joao A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 8, 2007
Sold by
Department Of Housing & Urban Dev
Bought by
Mercatus Grp Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,501
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 27, 2006
Sold by
Phh Mortgage Corp
Bought by
Department Of Housing & Urban Dev

Purchase Details

Closed on
Jun 29, 2006
Sold by
Stanton Amanda L
Bought by
Phh Mortgage Corp

Purchase Details

Closed on
Oct 3, 2003
Sold by
Marie-Shat Darlene Janice and Esposito Darlene
Bought by
Stanton Amanda L and Richard Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,558
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Caldwell Patricia $287,000 None Available
Pitre Matthew J $130,000 --
Coutinho Joao A -- --
Mercatus Grp Inc $101,788 --
Department Of Housing & Urban Dev -- --
Phh Mortgage Corp $168,381 --
Stanton Amanda L $158,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Caldwell Patricia $267,000
Previous Owner Pitre Matthew J $127,645
Previous Owner Coutinho Joao A $137,000
Previous Owner Mercatus Grp Inc $127,501
Previous Owner Stanton Amanda L $155,558
Previous Owner Lajeunesse Carl N $20,000
Previous Owner Lajeunesse Carl N $76,000
Previous Owner Lajeunesse Carl N $16,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2021 12/15/21 Sold $287,000 +14.8% $155 / Sq Ft
11/08/2021 11/08/21 Pending -- -- --
11/02/2021 11/02/21 For Sale $249,900 +92.2% $135 / Sq Ft
08/11/2017 08/11/17 Sold $130,000 -7.1% $70 / Sq Ft
07/05/2017 07/05/17 Pending -- -- --
05/20/2017 05/20/17 For Sale $139,900 -- $76 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $46 $320,900 $60,700 $260,200
2024 $4,767 $318,000 $55,200 $262,800
2023 $4,387 $272,000 $54,400 $217,600
2022 $2,839 $152,700 $41,200 $111,500
2021 $2,693 $134,400 $35,800 $98,600
2020 $2,584 $130,900 $35,800 $95,100
2019 $2,520 $125,100 $35,800 $89,300
2018 $2,467 $121,700 $35,800 $85,900
2017 $2,267 $110,700 $35,800 $74,900
2016 $2,209 $107,900 $35,800 $72,100
2015 $2,156 $107,900 $35,800 $72,100
2014 $2,112 $111,900 $39,800 $72,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72915100

MLS Property Information Network (MLS PIN)

APN: GARD-000022M-000025-000019