$505,000
SOLD JUN 4, 2025

106 Oneida Ln Loda, IL 60948

4 Beds
4 Baths
3,572 Sq Ft
0.41 Acres

Recently Sold

$141 Per Sq Ft

2% Above List Price

262 Days on Market

Highlights

  • Lake Front
  • Community Lake
  • Deck
  • Beach Access
  • Fireplace in Primary Bedroom
  • Property is near a park

About This Home

As of June 2025

Stunning lakefront home on Lake Iroquois! This beautifully remodeled home features many updates throughout. Kitchen remodel-2019. With new cabinets from Kaufman's in Arthur, all new subflooring and Luxury vinyl plank, updated plumbing and new kitchen window, this is an incredible space. New garage entry door. Walls were removed and new beams placed in the home. The fireplace next to the kitchen has new stacks and brick replaced. The kitchen bathroom has been remodeled as well. The family room fireplace has a new mantel and is serviced regularly. Two spacious decks-2020. Trex built with solar lighting. Upper deck is 12x32 and lower deck is 16x22. All of this with a patio that leads to breathtaking lake views. The shoreline was completely redone in 2021. Concrete driveway-2024. New sliding patio doors. New Electrical Panel- 2019. Helitech water proofing-2023. Recent upgrades include some new windows, a new front door, and a fully renovated primary bath. Professionally landscaped for enhanced curb appeal. AC replaced in 2018. The house has it all. Let's talk about the lake! There is so much to offer here. It includes speed boating, swimming, fishing, a beach, pool, playground, tennis courts, and a scenic island. Conveniently located near golf courses, shopping, and more! If you want a change of pace in your day to day living or a space to get away from it all, this is your home!

Last Agent to Sell the Property

Jeff and Laura Finke

Coldwell Banker R.E. Group License #471010471 Listed on: 03/04/2025

Coldwell Banker R.E. Group

Last Buyer's Agent

Angela Roderick

KELLER WILLIAMS-TREC License #475184554

KELLER WILLIAMS-TREC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,094

Year Built

  • Built in 1979

Lot Details

  • 0.41 Acre Lot
  • Lake Front
  • Paved or Partially Paved Lot

HOA Fees

  • $217 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 3,572 Sq Ft Home
  • Multi-Level Property
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • 3 Fireplaces
  • Sitting Room
  • Formal Dining Room
  • Recreation Room
  • Water Views
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Fireplace in Primary Bedroom

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Beach Access
  • Tideland Water Rights
  • Balcony
  • Deck

Location

  • Property is near a park

Schools

  • Pbl Junior High School
  • Pbl High School

Utilities

  • Central Air
  • Heating System Uses Steam
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include lake rights
  • Lake Iroquois Subdivision
  • Community Lake

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,094

Year Built

Built in 1979

Lot Details

0

HOA Fees

$217 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Multi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: Multi-Level
  • Subdivision Name: Lake Iroquois
  • Year Built: 1979
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Exterior Entry, Full, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 3
  • Interior Amenities: Cathedral Ceiling(s)
  • LivingArea: 3572
  • Room Type: Recreation Room, Sitting Room, Foyer
  • Estimated Total Finished Sq Ft: 3572
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room,Master Bedroom,Other
  • Square Footage Comments: Measurements by Phillip Klopfenstein Photography
  • Total Sq Ft: 3572

Exterior Features

  • Construction Materials: Brick, Cedar
  • ExteriorFeatures: Balcony
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Beach Access, Lake Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Gravel, Side Driveway, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Steam
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 650
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Pool, Lake, Water Rights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Lake Rights

Schools

  • High School: Pbl High School
  • Middle/Junior School: Pbl Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.41
  • Lot Dimensions: 18020
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10094
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
May 29, 2025
Sold by
Mcgough Joseph P and Mcgough Melissa J
Bought by
Skinner Jerry and Skinner Alicia
Seller's Agent
Jeff and Laura Finke
Coldwell Banker R.E. Group
Buyer's Agent
Angela Roderick
KELLER WILLIAMS-TREC
List Price
$495,000
Sold Price
$505,000
Premium/Discount to List
$10,000
2.02%
Views
79
Current Estimated Value
$505,547

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$547
Avg. Annual Appreciation
0.20%
Original Mortgage
$404,000
Outstanding Balance
$403,026
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$102,521

Purchase Details

Closed on
Jun 22, 2018
Sold by
Widmer Gerald and Widmer Kristina
Bought by
Mcgough Joseph P and Mcgough Melissa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,850
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $505,000 None Listed On Document
Warranty Deed $241,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $404,000 New Conventional
Previous Owner $204,850 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/04/2025 06/04/25 Sold $505,000 +2.0% $141 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
03/04/2025 03/04/25 For Sale $495,000 0.0% $139 / Sq Ft
08/05/2024 08/05/24 For Sale $495,000 -- $139 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,680 $141,660 $23,630 $118,030
2023 $10,680 $131,170 $21,880 $109,290
2022 $10,095 $131,170 $21,880 $109,290
2021 $8,816 $112,120 $18,700 $93,420
2020 $8,362 $104,450 $17,420 $87,030
2019 $8,223 $101,020 $16,850 $84,170
2018 $7,565 $98,380 $16,410 $81,970
2017 $7,089 $89,860 $14,990 $74,870
2016 $7,158 $89,860 $14,990 $74,870
2015 $6,352 $88,740 $14,800 $73,940
2014 $6,352 $87,130 $14,530 $72,600
2013 $8,336 $90,970 $15,170 $75,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12129665

Midwest Real Estate Data (MRED)

APN: 36-17-329-009