$502,500
SOLD JUN 19, 2025

106 Palmetto Ct Unit 6 Saint Simons Island, GA 31522

3 Beds
2 Baths
1,300 Sq Ft
436 Sq Ft Lot

Recently Sold

$387 Per Sq Ft

5% Below List Price

269 Days on Market

Highlights

  • Vaulted Ceiling
  • Wood Flooring
  • Galley Kitchen
  • Oglethorpe Point Elementary School Rated A
  • Cul-De-Sac
  • Guest Parking

About This Home

As of June 2025

A full cottage, open-floor-plan modern farmhouse remodel is located in the extra quiet community of The Palmettos ( a PUD, Planned Unit Development) within walking distance to restaurants and shopping. Wood-clad vaulted ceilings, shiplap details in both bathrooms and kitchen, a wood-burning fireplace, alongside a private enclosed deck, and lots of natural light define the feeling of this 3/2 split plan home + the convenience of a single-car garage. Additional updates include the roof, HVAC, new updated electrical panel, exterior and interior paint, and new front and French doors leading to the newly installed Trex deck. The low monthly HOA fee of $150 covers groundskeeping, including shrub and tree trimming and roof blowing for carefree living. The convenience of worry-free landscaping maintenance in this single-family Planned Unit Development allows time to enjoy all that St Simons has to offer. There are zero lot lines; the house and land below are owned in fee simple. The remaining land is common property and maintained by the HOA. A rental restriction of a minimum of 6 months is a plus for this well-kept subdivision.

Last Agent to Sell the Property

Betty Ellis

Betty Ellis Realtors License #60108 Listed on: 09/23/2024

Last Buyer's Agent

Lori Mccormick

Keller Williams Realty Golden Isles License #362447

Keller Williams Realty Golden Isles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,489

Year Built

  • Built in 1981

Lot Details

  • 436 Sq Ft Lot
  • Cul-De-Sac
  • Landscaped
  • Level Lot

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • Off-Street Parking

Home Design

  • Patio Home
  • Slab Foundation
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,300 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Galley Kitchen
  • Oven
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Insulation

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Gas
  • Heat Pump System

Community Details

  • Association fees include ground maintenance
  • The Palmettos HOA
  • The Palmettos Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04-01380

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,489

Year Built

Built in 1981

Lot Details

0

HOA Fees

$150 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.01
  • Lot Size: ,,,
  • Road Surface Type: Asphalt
  • Inclusions: Dryer,Refrigerator
  • Subdivision Name: The Palmettos
  • Directions: Driving north on Frederica Rd, turn left into The Palmettos. 106 Palmetto CT is located on the left
  • Architectural Style: Ranch, Patio Home
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Insulation
  • Building Stories: 1
  • Year Built: 1981
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Some Electric Appliances, Dryer, Dishwasher, Disposal, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Galley Kitchen, Pantry, Pull Down Attic Stairs, Vaulted Ceiling(s), Ceiling Fan(s), Fireplace
  • Living Area: 1300.0
  • Stories: 1

Exterior Features

  • Lot Features: Cul-De-Sac, Landscaped, Level, Subdivision, Zero Lot Line
  • View: Residential
  • Disclosures: Covenants/Restrictions Disclosure
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Paved Driveway
  • Foundation Details: Slab
  • Roof: Asphalt

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage Door Opener, Guest, Off Street, Paved
  • Total Parking Spaces: 3.0

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Natural Gas Available, Sewer Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 150.0
  • Association Fee Frequency: Monthly
  • Association Name: The Palmettos HOA

Fee Information

  • Association Fee Includes: Maintenance Grounds

Lot Info

  • Parcel #: 04-01380

Tax Info

  • Tax Annual Amount: 3488.7
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2024
Closed on
Jun 19, 2025
Sold by
Shumaker John V
Bought by
Field Diane M
Seller's Agent
Betty Ellis
Betty Ellis Realtors
Buyer's Agent
Lori Mccormick
Keller Williams Realty Golden Isles
List Price
$530,000
Sold Price
$502,500
Premium/Discount to List
-$27,500
-5.19%
Views
179
Current Estimated Value
$500,523

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,977
Avg. Annual Appreciation
-1.22%

Purchase Details

Closed on
Jan 31, 2018
Sold by
Stalnaker Ceara D
Bought by
Shumaker John V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,700
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 2013
Sold by
Capitan James H
Bought by
Dawson Harry Eugene and Stalnaker Ceara D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,750
Interest Rate
4.13%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $502,500 --
Warranty Deed $202,000 --
Warranty Deed $175,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $171,700 New Conventional
Previous Owner $148,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/19/2025 06/19/25 Sold $502,500 -5.2% $387 / Sq Ft
09/23/2024 09/23/24 For Sale $530,000 -- $408 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,793 $151,240 $80,000 $71,240
2024 $3,433 $136,880 $80,000 $56,880
2023 $3,489 $136,880 $80,000 $56,880
2022 $3,354 $128,760 $80,000 $48,760
2021 $2,137 $77,800 $30,000 $47,800
2020 $2,156 $77,800 $30,000 $47,800
2019 $2,156 $77,800 $30,000 $47,800
2018 $1,754 $67,440 $20,000 $47,440
2017 $1,754 $67,440 $20,000 $47,440
2016 $1,744 $67,440 $20,000 $47,440
2015 $1,750 $67,440 $20,000 $47,440
2014 $1,750 $67,440 $20,000 $47,440
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1648976

Golden Isles Association of REALTORS®

APN: 04-01380