$335,000

Estimated payment $2,052/month

Total Views 585
3 Beds
3 Baths
2,274 Sq Ft
$147 Price per Sq Ft

Highlights

  • 1 Dock Slip
  • Pier or Dock
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Fishing Allowed

About This Home

UNBEATABLE VALUE FOR OVER 2200 FINISHED SQUARE FEET PLUS UNFINISHED BASEMENT! Discover paradise living in this immaculate and affordable lake home featuring 3–4 bedrooms and 3 full baths! Located in a quiet section of Lake Holiday, this spacious split-level beauty backs to woods for exceptional privacy and year-round nature views.
The open main level is perfect for entertaining, offering a bright and airy flow between the kitchen, dining, and living areas. The kitchen features updated flooring, a center island, and a custom coffee bar—both of which convey. Upstairs, you’ll find the 3 ample-sized bedrooms tucked away for privacy. The large primary suite includes its own private ensuite bath.
The lower level provides an expansive family room that can easily serve as a fourth bedroom or in-law suite, complete with a full bath and its own private entrance. An additional unfinished basement level—also with walkout access—offers endless potential for future living space, storage, a workshop, or recreation area. Recent updates include a new 30 year architectural roof in 2024 and HVAC replacement in 2017. The laundry room features built-in shelving and includes both the washer and dryer. Enjoy morning coffee on the welcoming front porch or unwind on the rear deck while watching wildlife in the surrounding woods. Lake Holiday offers a serene lifestyle with a 240-acre lake, two sandy beaches, fishing pier, marina, clubhouse with fitness room, playgrounds, dog parks, tennis/pickleball courts, volleyball and basketball courts, and miles of walking and hiking trails. Bring your boat, kayaks, and love for the outdoors—this home invites you to enjoy lake living at an exceptional value!

Listing Agent

Lisa Cox

(540) 560-5711 lcox.realtor@gmail.com Colony Realty Listed on: 12/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,740

Year Built

  • Built in 2003

Lot Details

  • 0.28 Acre Lot
  • Home fronts navigable water
  • Extensive Hardscape
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back Yard
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $150 Monthly HOA Fees

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Den
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Porch

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 227
  • Assessor Parcel Number 18-A04-4A-8-227

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Pier or Dock
  • 110 Community Slips
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,740

Year Built

Built in 2003

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Refrigerator, Oven/Range - Electric, Built-In Microwave, Dishwasher
  • Flooring Type: Carpet, Laminated, Vinyl
  • Interior Amenities: Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen - Table Space, Kitchen - Eat-In, Primary Bath(s), Ceiling Fan(s), Carpet, Bathroom - Tub Shower, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island
  • Fireplace: No
  • Door Features: French
  • Foundation Details: Block
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Basement, Laundry, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Walkout Level, Windows, Partially Finished, Daylight, Full, Interior Access, Outside Entrance, Rear Entrance
  • Laundry Type: Lower Floor, Hookup, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 3157
  • Living Area Sq Ft: 2274
  • Price Per Sq Ft: 220.98
  • Above Grade Finished Sq Ft: 1516
  • Below Grade Finished Sq Ft: 758
  • Below Grade Sq Ft: 883
  • Total Below Grade Sq Ft: 1641
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Phone Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Club House, Dog Park, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Lot Features: Backs To Trees, Partly Wooded, Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12196.80
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1740.00
  • Assessor Parcel Number: 18-A04-4A-8-227
  • Tax Lot: 227
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,740 $362,500 $58,000 $304,500
2024 $1,029 $297,000 $42,000 $255,000
2023 $1,515 $297,000 $42,000 $255,000
2022 $1,414 $231,800 $37,000 $194,800
2021 $2,092 $231,800 $37,000 $194,800
2020 $1,902 $200,600 $37,000 $163,600
2019 $1,902 $200,600 $37,000 $163,600
2018 $1,839 $190,300 $37,000 $153,300
2017 $1,820 $190,300 $37,000 $153,300
2016 $1,736 $176,300 $25,100 $151,200
2015 $984 $175,700 $24,500 $151,200
2014 $777 $151,300 $24,500 $126,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2025 12/02/25 For Sale $335,000 +63.4% $147 / Sq Ft
08/08/2017 08/08/17 Sold $205,000 -2.3% $86 / Sq Ft View Prior Sale
07/04/2017 07/04/17 Pending -- -- --
04/16/2017 04/16/17 For Sale $209,900 0.0% $88 / Sq Ft
04/18/2014 04/18/14 Rented $1,300 0.0% --
04/11/2014 04/11/14 Under Contract -- -- --
12/03/2013 12/03/13 For Rent $1,300 -- --
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $164,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VAFV2038214

Bright MLS

APN: 18A044A-8-227