$525,000

106 Saratoga Ct North East, MD 21901

Estimated payment $3,378/month

Total Views 15,948
4 Beds
2.5 Baths
3,396 Sq Ft
$155 Price per Sq Ft

Highlights

  • Gourmet Kitchen
  • Colonial Architecture
  • Garden View
  • Open Floorplan
  • Wood Flooring
  • Upgraded Countertops

About This Home

Elegant Colonial in Cool Springs at Charlestown – Covington Model by Keystone Custom Homes

Welcome to this exquisite Colonial home located in the sought-after Cool Springs at Charlestown community. Better than new, three years young, this Keystone Custom Home is beautifully maintained Covington model offers a perfect blend of timeless elegance, modern comfort, and thoughtful UPGRADES throughout.

From the moment you arrive, you’re welcomed by an inviting foyer that sets the tone for the home's warm and refined atmosphere. The main level features a formal dining room and a private study just off the entry, offering versatile space for a home office or guest retreat.

At the heart of the home is a stunning gourmet kitchen, equipped with an oversized island, walk-in pantry, quartz countertops, designer cabinetry, and recessed lighting. The kitchen opens to a sunny breakfast area and a spacious family room, enhanced by architectural bump-outs that expand the living space and fill the home with natural light. Also on the main floor is an additional great office nook off the kitchen for homework, work at home days or could just be a great reading nook.

Upstairs, the luxurious owner’s suite offers a peaceful escape with dual walk-in closets and and dual sinks. Three additional bedrooms, each with their own walk-in closets, provide comfort and space for family or guests. A laundry center on the UL is conveniently located for direct access where its needed the most.

The lower level is unfinished but includes a full bath rough-in, offering endless possibilities for future customization—ideal for a recreation room, home gym, or guest suite.

Step outside to a beautifully crafted deck with a pergola, perfect for shaded outdoor entertaining or quiet evenings at home. The fully fenced backyard adds privacy, security, and room to relax, garden, or play.

Additional features include recessed lighting throughout, elegant bump-outs, upgraded finishes, and a two-car attached garage. Known for its smart layout and refined features, the Covington model delivers flexibility, luxury, and functionality—and this nearly new home captures it all.

Located just minutes from schools, shopping, and commuter routes, this home combines the charm of a vibrant neighborhood with the comfort of modern living. Don’t miss your opportunity to own this standout Colonial in Cool Springs at Charlestown—schedule your private tour today.

Listing Agent

JoAnn O'Hara

EXP Realty, LLC License #RS-0037152 Listed on: 06/20/2025

EXP Realty, LLC

Co-Listing Agent

Ryan O'Hara

EXP Realty, LLC License #679905

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,572

Year Built

  • Built in 2021

Lot Details

  • 10,500 Sq Ft Lot
  • Property is Fully Fenced
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Bump-Outs
  • Architectural Shingle Roof
  • Passive Radon Mitigation
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Garden Views

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Walk-In Pantry
  • Stove
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Rough-In Basement Bathroom

Home Security

  • Exterior Cameras
  • Monitored

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 179
  • Assessor Parcel Number 0805139393
  • $450 Front Foot Fee per year

Community Details

Overview

  • Association fees include common area maintenance, management, reserve funds
  • Cool Springs At Charles Town HOA
  • Built by Keystone
  • Cool Springs At Charlestown Subdivision, Covington Floorplan

Amenities

  • Common Area

Recreation

  • Community Playground
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,572

Year Built

Built in 2021

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 6/20/2025 12:00:00 AM
  • Year Built: 2021
  • Remarks Public: Elegant Colonial in Cool Springs at Charlestown – Covington Model by Keystone Custom Homes Welcome to this exquisite Colonial home located in the sought-after Cool Springs at Charlestown community. Better than new, three years young, this Keystone Custom Home is beautifully maintained Covington model offers a perfect blend of timeless elegance, modern comfort, and thoughtful UPGRADES throughout. From the moment you arrive, you’re welcomed by an inviting foyer that sets the tone for the home's warm and refined atmosphere. The main level features a formal dining room and a private study just off the entry, offering versatile space for a home office or guest retreat. At the heart of the home is a stunning gourmet kitchen, equipped with an oversized island, walk-in pantry, quartz countertops, designer cabinetry, and recessed lighting. The kitchen opens to a sunny breakfast area and a spacious family room, enhanced by architectural bump-outs that expand the living space and fill the home with natural light. Also on the main floor is an additional great office nook off the kitchen for homework, work at home days or could just be a great reading nook. Upstairs, the luxurious owner’s suite offers a peaceful escape with dual walk-in closets and and dual sinks. Three additional bedrooms, each with their own walk-in closets, provide comfort and space for family or guests. A laundry center on the UL is conveniently located for direct access where its needed the most. The lower level is unfinished but includes a full bath rough-in, offering endless possibilities for future customization—ideal for a recreation room, home gym, or guest suite. Step outside to a beautifully crafted deck with a pergola, perfect for shaded outdoor entertaining or quiet evenings at home. The fully fenced backyard adds privacy, security, and room to relax, garden, or play. Additional features include recessed lighting throughout, elegant bump-outs, upgraded finishes, and a two-car attached garage. Known for its smart layout and refined features, the Covington model delivers flexibility, luxury, and functionality—and this nearly new home captures it all. Located just minutes from schools, shopping, and commuter routes, this home combines the charm of a vibrant neighborhood with the comfort of modern living. Don’t miss your opportunity to own this standout Colonial in Cool Springs at Charlestown—schedule your private tour today.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Stove, Disposal, Washer, Dryer, Refrigerator
  • Flooring Type: Hardwood, Partially Carpeted
  • Interior Amenities: Upgraded Countertops, Ceiling Fan(s), Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Pantry, Kitchen - Island, Bathroom - Walk-In Shower, Recessed Lighting, Walk-In Closet(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings
  • Foundation Details: Passive Radon Mitigation, Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Rough Bath Plumb, Unfinished, Interior Access
  • Laundry Type: Main Floor
  • Total Sq Ft: 4914
  • Living Area Sq Ft: 3396
  • Price Per Sq Ft: 154.59
  • Above Grade Finished Sq Ft: 3396
  • Below Grade Sq Ft: 1518
  • Total Below Grade Sq Ft: 1518
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 106

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Bump-Outs
  • Roof: Architectural Shingle
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Exterior Cameras, Monitored
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 400.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bike Trail, Common Grounds, Jog/Walk Path, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Reserve Funds
  • HOA Name: COOL SPRINGS AT CHARLES TOWN
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139799812
  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Land Use Code: R
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10500.00
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Building Info

  • Builder Name: Keystone

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6572.00
  • Assessor Parcel Number: 0805139393
  • Tax Lot: 179
  • Tax Total Finished Sq Ft: 3396
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Front Foot Fee: 450.00

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,738 $472,633 $0 $0
2024 $6,162 $456,767 $0 $0
2023 $5,601 $440,900 $110,500 $330,400
2022 $6,302 $434,300 $0 $0
2021 $6,302 $94,500 $94,500 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 Price Changed $525,000 -1.9% $155 / Sq Ft
08/20/2025 08/20/25 Price Changed $535,000 -1.8% $158 / Sq Ft
07/23/2025 07/23/25 Price Changed $545,000 -0.9% $160 / Sq Ft
07/02/2025 07/02/25 Price Changed $550,000 -3.3% $162 / Sq Ft
06/20/2025 06/20/25 For Sale $569,000 -- $168 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $300,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $30,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDCC2017858

Bright MLS

APN: 05-139393