$475,000

106 Stephanie St Palatka, FL 32177

Estimated payment $3,067/month

Total Views 744
3 Beds
2 Baths
2,128 Sq Ft
$223 Price per Sq Ft

Highlights

  • In Ground Pool
  • Main Floor Primary Bedroom
  • Solid Surface Countertops
  • Cathedral Ceiling
  • Bonus Room
  • No HOA

About This Home

Welcome to your dream home nestled on a half-acre corner lot. This beautifully updated single-story home blends comfort, style, and versatility. Offering 3 bedrooms, 2 baths, a private office, and a bonus/media room, the layout is ideal for both everyday living and entertaining. The kitchen features granite countertops, a recently installed gas stove for those who love to cook over an open flame. The kitchen flows into open dining and living spaces designed for gatherings. The large living room has a gas fireplace to snuggle up in front of. The rooms are spacious with high ceilings and unique touches to each.
Step outside to your own resort-style retreat. The back yard has a 6' privacy fence, a lanai with a TV hookup and built in speakers, outdoor shower, a stunning pool with newly applied shark coating in 2023 and a place to Bar-B-Q, and a new pool pump and filtration system.
Other major updates include a new metal roof in 2023, a new garage door and opener in 2023, new exterior paint, and a new AC system in 2020. The detached workshop with fish-cleaning station adds extra utility and houses the water softer system and aerator. The home also includes an irrigation system.
Move-in ready and thoughtfully upgraded, this home offers both peace of mind and the lifestyle you’ve been looking for.

Listing Agent

Randall Dorsey

LOKATION Brokerage Phone: 954-545-5583 License #3470335 Listed on: 09/01/2025

LOKATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,992

Year Built

  • Built in 2001

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 150x146
  • West Facing Home
  • Property is zoned R1

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,128 Sq Ft Home
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Laminate
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Purifier
  • Water Softener
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Colonial Pines Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,992

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 2128
  • Lot Size Acres: 0.5
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3305
  • Lot Size Sq Ft: 21780
  • Directions to Property: Heading west on FL-20 turn right onto Latesha terrace. Turn left onto Clover Ln. Turn right onto Stephanie St. House will be on your left. Sign in front yard.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1057186
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 223.21
  • Total Acreage: 1/2 to less than 1
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 954-545-5583
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator, Water Purifier, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 106
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Den/Library/Office,Formal Dining Room Separate
  • Living Area Meters: 197.70
  • Room Count: 11

Exterior Features

  • Direction Faces: West
  • Pool Features: In Ground
  • Exterior Features: Rain Gutters, Sidewalk
  • Roof: Metal
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2012-02-02
  • Flood Zone Panel: 12107C0190C

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1
  • Parcel Number: 09-10-26-1525-0050-0070
  • Additional Parcels: No
  • Lot Dimensions: 150x146
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 2023

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5992.11
  • Tax Block: E
  • Tax Book Number: 6-35
  • Tax Lot: 7

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,992 $393,120 -- --
2023 $5,835 $381,670 $0 $0
2022 $5,547 $370,560 $31,200 $339,360
2021 $2,879 $199,810 $0 $0
2020 $2,889 $197,060 $0 $0
2019 $2,873 $192,630 $182,940 $9,690
2018 $2,863 $189,040 $183,440 $5,600
2017 $2,872 $185,160 $180,040 $5,120
2016 $2,765 $181,360 $0 $0
2015 $2,802 $181,872 $0 $0
2014 $2,875 $183,988 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2025 09/01/25 For Sale $475,000 +103.9% $223 / Sq Ft
12/17/2023 12/17/23 Off Market $233,000 -- --
12/17/2023 12/17/23 Off Market $375,000 -- --
05/04/2021 05/04/21 Sold $375,000 0.0% $176 / Sq Ft
05/04/2021 05/04/21 Pending -- -- --
03/25/2021 03/25/21 For Sale $375,000 +60.9% $176 / Sq Ft
01/04/2012 01/04/12 Sold $233,000 -6.8% $110 / Sq Ft
11/13/2011 11/13/11 Pending -- -- --
07/03/2011 07/03/11 For Sale $249,900 -- $118 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 Palatka Abstract & Ttl Ins I
Warranty Deed $233,000 Guaranty Title Co Of Palatka
Warranty Deed $235,000 Palatka Abstract & Title Gua
Warranty Deed $14,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $209,700 New Conventional
Previous Owner $190,612 New Conventional
Previous Owner $200,200 Fannie Mae Freddie Mac
Previous Owner $20,000 Credit Line Revolving
Previous Owner $180,000 Purchase Money Mortgage
Previous Owner $20,000 Credit Line Revolving
Source: Public Records

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Source: Stellar MLS

MLS Number: OM708679

Stellar MLS

APN: 09-10-26-1525-0050-0070