$485,000
SOLD MAR 20, 2025

106 Terri Dr Palatka, FL 32177

4 Beds
3 Baths
3,032 Sq Ft
0.5 Acres

Recently Sold

$160 Per Sq Ft

10% Below List Price

149 Days on Market

Highlights

  • In Ground Pool
  • No HOA
  • Eat-In Kitchen
  • High Ceiling
  • 2 Car Attached Garage
  • Tray Ceiling

About This Home

As of March 2025

Welcome to your dream home in the sunshine and beautiful weather of Florida. This spacious, meticulous, and ready-to-move-in four-bedroom house offers the perfect blend of luxury and comfort, designed to accommodate your lifestyle needs. The highlight of this property is the two oversized luxury master suites, each with its own private, spa-like bathroom. These suites provide the ultimate retreat with walk-in closets and serene views. The additional two bedrooms are generously sized, perfect for family, guests, or a home office. The open-concept living area seamlessly connects the modern kitchen, dining, and living spaces, making it ideal for entertaining. A 13'' high ceiling makes the home genuinely spacious and comfortable. Outside, you'll find a beautifully landscaped yard and a perfect oversized pool for relaxing or hosting outdoor gatherings. This house is a must-see for those seeking space, privacy, and the luxury of dual master suites. It's perfect for your vacation home to enjoy the Florida sun or a permanent retirement home. A half-acre lot provides a big backyard with space for gardening. A brand new AC and a brand new water heater were just installed. Call to tour—a must-see.

Last Agent to Sell the Property

Wendy Wei

BLUE LINK REALTY LLC License #3307457 Listed on: 08/30/2024

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,768

Year Built

  • Built in 2006

Lot Details

  • 0.5 Acre Lot
  • West Facing Home
  • Irrigation

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 3,032 Sq Ft Home
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Closet Cabinetry
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

  • In Ground Pool
  • In Ground Spa
  • Pool Deck

Schools

  • Kelley Smith Elementary School
  • C.L. Overturf Jr 6Th Grade Center Middle School
  • Palatka High School

Utilities

  • Central Air
  • Heating System Uses Gas
  • Thermostat
  • Private Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Colonial Pines Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,768

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, Stucco
  • Fireplace: Yes
  • Living Area: 3032
  • Lot Size Acres: 0.5
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3969
  • Lot Size Sq Ft: 21780
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Appraiser
  • Building Area Total Srch Sq M: 368.73
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 159.96
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_BedroomClosetType: Storage Closet
  • MFR_InLawSuiteYN: 0
  • MFR_InLawSuiteDescription: No Private Entrance
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Range, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: In Ground
  • ResoLivingAreaSource: Appraiser
  • Living Area Meters: 281.68

Exterior Features

  • Direction Faces: West
  • Pool Features: Deck, In Ground
  • Exterior Features: Irrigation System, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available
  • Cooling: Central Air
  • Heating: Gas
  • Laundry Features: Laundry Room
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Not Assigned

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Kelley Smith Elementary School
  • High School: Palatka High School
  • Middle Or Junior School: C.L. Overturf Jr 6th Grade Center

Lot Info

  • Zoning: RESI
  • Parcel Number: 54077 / 1
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3768
  • Tax Lot: 6

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2024
Closed on
Mar 19, 2025
Sold by
Lin Xiang Chao and Li Gang Xian
Bought by
Luciano Michael and Luciano Marlene
Seller's Agent
Wendy Wei
BLUE LINK REALTY LLC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$539,400
Sold Price
$485,000
Premium/Discount to List
-$54,400
-10.09%
Views
161
Current Estimated Value
$522,818

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,818
Avg. Annual Appreciation
1.69%
Original Mortgage
$343,000
Outstanding Balance
$340,655
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$151,206

Purchase Details

Closed on
Sep 26, 2006
Sold by
Gerald Bishop Construction Inc
Bought by
Lin Xiang Chao and Li Gang Xian

Purchase Details

Closed on
Jan 4, 2002
Sold by
Clark Ronald E
Bought by
The Oliver Family Living Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $485,000 Florida Legal Title
Warranty Deed $485,000 Florida Legal Title
Corporate Deed $423,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $343,000 New Conventional
Closed $343,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2025 03/20/25 Sold $485,000 -10.1% $160 / Sq Ft
01/26/2025 01/26/25 Pending -- -- --
08/30/2024 08/30/24 For Sale $539,400 -- $178 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,373 $280,770 -- --
2024 $4,037 $272,860 -- --
2023 $3,925 $264,920 $0 $0
2022 $3,726 $257,210 $0 $0
2021 $3,698 $249,720 $0 $0
2020 $3,710 $246,280 $0 $0
2019 $3,681 $240,750 $229,470 $11,280
2018 $3,671 $236,270 $228,370 $7,900
2017 $3,687 $231,410 $223,510 $7,900
2016 $3,548 $226,650 $0 $0
2015 $3,614 $228,571 $0 $0
2014 $3,688 $231,348 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: GC524780

Stellar MLS

APN: 09-10-26-1525-0040-0060