NOT LISTED FOR SALE

106 Water St Stonington, CT 06378

Estimated Value: $1,337,000 - $1,538,000

4 Beds
2.5 Baths
2,100 Sq Ft
$691/Sq Ft Est. Value

Last Sold November 20, 2023

Last sale price $1,470,000 $700 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $9,294/month

48 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Attic
  • Mystic Middle School Rated A-
  • Finished Attic
  • 4-minute walk to Stonington Dog Park

About This Home

As of November 2023

Welcome to 106 Water Street! Located directly in the heart of Stonington’s Borough neighborhood this recently renovated home is the ideal New England seaside getaway. A thorough renovation in 2010 skillfully maintained all the historic charm of this 1783 home while graciously mixing in the necessities of the modern era. Though contradictory, this is truly a turn-key historic home. Modern mechanicals, plumbing, electrical, and beyond allow for stress-free ownership for years to come. Water views abound throughout the home. The kitchen and dining area, primary bedroom, and third floor all provide breathtaking views of Stonington Harbor and Wayland’s Warf. The historical charm and nautical feel mix seamlessly with the gorgeous kitchen, baths, and tasteful d?cor. The first floor is comprised of a generous living room, quaint sitting room, masterfully done kitchen, two dining areas, and half bath. The second floor hosts three bedrooms, two full baths, and a conveniently placed laundry. The third floor can be used as a bedroom, office, or play area. A perfect quiet escape from the lower levels. The backyard provides a beautiful deck, perfect for evening cocktails or morning coffee overlooking the harbor. A charming backyard provides privacy and excellent space for entertaining. It is a short walk to Dubois Beach, coffee shops, restaurants, and access to some of the best boating amenities in the area.

Last Agent to Sell the Property

Raymond Mott

Mott & Chace Sotheby's Intl Rt License #REB.0750228 Listed on: 09/26/2023

Mott & Chace Sotheby's Intl Rt

Last Buyer's Agent

Judi Caracausa

William Pitt Sotheby's Int'l License #REB.0788601

William Pitt Sotheby's Int'l

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,110

Year Built

  • Built in 1783

Lot Details

  • 3,049 Sq Ft Lot
  • Property is zoned RP

Parking

  • Parking Deck

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Clap Board Siding

Interior Spaces

  • 2,100 Sq Ft Home
  • 2 Fireplaces
  • French Doors
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Attic

  • Walkup Attic
  • Finished Attic

Outdoor Features

  • Balcony
  • Deck
  • Porch

Location

  • Flood Zone Lot
  • Property is near shops
  • Property is near a golf course

Schools

  • Deans Mill Elementary School
  • Stonington High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Oil Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 2076671

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,110

Year Built

Built in 1783

Lot Details

0

Listing Details

  • Neighborhood: Stonington Borough
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 2100
  • Total Sq Ft: 2100
  • Year Built: 1783
  • New Construction: No/Resale
  • Nearby Amenities: Golf Course, Library, Medical Facilities, Paddle Tennis, Park, Private School(s), Shopping/Mall
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 4666
  • Directions: Drive into the Village of Stonington and continue on Water street. Property is located on the right side directly after Church street.
  • Financing Used: Conventional Fixed
  • In Law Apartment: No
  • Living Area Sq Ft Per Public Record: 2100
  • Spec Assoc Asses: No
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 9
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplaces: 2
  • Attic Description: Walk-up, Finished
  • Basement Description: Full With Hatchway
  • Appliances: Electric Cooktop, Electric Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Attic: Yes
  • Street Number Modifier: 106

Exterior Features

  • Exterior Features: Balcony, Deck, French Doors, Porch, Sidewalk
  • Exterior Siding: Clapboard
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Harbor Access Beach Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: None
  • Garage And Parking: On Street Parking

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Oil
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Deans Mill
  • High School: Stonington

Lot Info

  • Acres: 0.07
  • Lot Description: Historic District Water View
  • Elevation Certificate: No
  • Flood Zone: Yes
  • Zoning: RP
  • Parcel #: 2076671

Tax Info

  • Property Tax: 17110
  • Total Assessed Value: 723200
  • Mil Rate Total: 23.66

MLS Schools

  • Elementary School: Deans Mill
  • High School: Stonington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2023
Closed on
Nov 16, 2023
Sold by
Metcalf Benjamin M
Bought by
Sinclair Charles H and Sinclair Lisa R
Seller's Agent
Raymond Mott
Mott & Chace Sotheby's Intl Rt
Buyer's Agent
Judi Caracausa
William Pitt Sotheby's Int'l
List Price
$1,500,000
Sold Price
$1,470,000
Premium/Discount to List
-$30,000
-2%
Total Days on Market
48
Views
213
Current Estimated Value
$1,450,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$19,599
Avg. Annual Appreciation
-0.62%

Purchase Details

Listed on
Jul 23, 2021
Closed on
Dec 3, 2021
Sold by
Carr Wendy
Bought by
Metcalf Benjamin M
Seller's Agent
Geb Masterson
William Pitt Sotheby's Int'l
Buyer's Agent
Shawn Atkinson
William Pitt Sotheby's Int'l
List Price
$1,195,000
Sold Price
$1,005,000
Premium/Discount to List
-$190,000
-15.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.41%
Original Mortgage
$548,250
Interest Rate
3.09%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 10, 2008
Sold by
Jones Joseph Richmond
Bought by
Carr Wendy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,250
Interest Rate
5.94%
Source: Public Records

Similar Homes in the area

  • 95 Water St, Stonington, CT 06378

    $1,495,000

    • 4 Beds
    • 2 Baths
    • 3,170 Sq Ft
    • 95 Water St
    • Stonington, CT

    Perfectly positioned in the heart of Stonington Borough, this beautifully maintained historic home combines rare period charm and modern amenities. Located just one block from the vibrant shops and restaurants of Water Street, this gracious 4-bedroom, 2-bath residence showcases partial harbor views from select rooms and the unfinished attic space. High ceilings, antique hardwood floors, and

    Carlos Reyes William Raveis Real Estate

    Section Image
  • 37 Orchard St, Stonington, CT 06378

    $1,675,000

    • 3 Beds
    • 4 Baths
    • 2,112 Sq Ft
    • 37 Orchard St
    • Stonington, CT

    Beautifully renovated 1892 Stonington Borough home on quiet street w lovely water views. Charming 3 bed, 2 full bath, 2 half bath rich w historic details and modern amenities, in an innovative 2019 re-design by Architect Julia Leeming, AIA. Covered front porch & charming foyer open to sunny dining & elegant living room w wood burning FP, custom built-ins & doors to lovely patios & gardens. The

    Pam Johnstone PJ Residential, PLLC

    Section Image
  • 5 Quarry Rd, Stonington, CT 06378

    $1,450,000

    • 3 Beds
    • 3 Baths
    • 2,140 Sq Ft
    • 5 Quarry Rd
    • Stonington, CT

    WATERFRONT ON THE MYSTIC RIVER - Not a "Drive BY" This lovely home must be seen on the inside and from the backyard and deck in order to get the full picture! A YEAR ROUND RETREAT WITH SUMMER WRITTEN ALL OVER IT ! Welcome to "On The Mystic" - A thoughtfully remodeled and fully furnished waterfront home nestled on the serene shores of the Mystic River. Located on beautiful Mason's Island, this

    Michelle Hallamore Berkshire Hathaway NE Prop.

    Section Image
  • 14 Findlay Way, Stonington, CT 06378

    $1,459,000

    • 4 Beds
    • 3 Baths
    • 2,732 Sq Ft
    • 14 Findlay Way
    • Stonington, CT

    Park like grounds surround this classic Gambrel located on a quiet side street in the sought after Montauk Avenue area of Stonington. This lovingly maintained home is a perfect combination of classic charm and modern elegance, offering a combination of year round distant views and winter water views. The centerpiece of the home is the newly redesigned kitchen, featuring high end appliances,

    Amy Swan Berkshire Hathaway NE Prop.

    Section Image
  • 55 Wilcox Rd, Stonington, CT 06378

    $1,399,000

    • 4 Beds
    • 3 Baths
    • 3,356 Sq Ft
    • 55 Wilcox Rd
    • Stonington, CT

    This beautifully renovated single level home sits atop a hill, offering stunning ocean views and a front meadow with native perennials. The design harmonizes with nature, showcasing thoughtful planning and simplicity. Completed in 2021, the renovation features all-new Marvin doors and windows, quartz countertops, custom-tiled bathrooms, and white oak flooring throughout. A sunny courtyard

    Rebekah Kepple Seaboard Properties

    Section Image
  • 186 Flanders Rd, Stonington, CT 06378

    $1,760,000

    • 3 Beds
    • 3 Baths
    • 2,600 Sq Ft
    • 186 Flanders Rd
    • Stonington, CT

    TO BE BUILT - WATERFRONT! Award winning Connecticut builder, is proud to present a truly unique dream home where every detail will be customized to fit the needs and lifestyle of its' owner. This gorgeous new luxury home on 4.36 private acres is going to be built less than 1 mile from scenic Lambert's Cove in Stonington Connecticut. At 2,600 SF, the proposed modern farmhouse utilizes open spaces

    Tina Rupp William Pitt Sotheby's Int'l

    Section Image
  • 17 Old Stonington Rd, Stonington, CT 06378

    $1,561,000

    • 4 Beds
    • 3.5 Baths
    • 2,889 Sq Ft
    • 17 Old Stonington Rd
    • Stonington, CT

    Custom High-End Home To Be Built on 7 Private Acres Overlooking Tidal Marsh A rare opportunity to own a stunning, custom-built luxury home on a private 7-acre lot with breathtaking views of a serene tidal marsh teeming with egrets, herons, deer, and even bald eagles. This thoughtfully designed residence will offer the finest in craftsmanship and high-end finishes, all within a remarkably

    Dan Liese Seaport Real Estate Services

    Section Image
  • 28 Palmer Neck Rd, Pawcatuck, CT 06379

    $1,399,000

    • 3 Beds
    • 2.5 Baths
    • 2,012 Sq Ft
    • 28 Palmer Neck Rd
    • Pawcatuck, CT

    Steeped in history and charm, this iconic 1925 Cape was originally built by local optometrist Dr. Cyrus Mitchell and later became the residence of renowned artist and architect Henry Sage Goodwin, celebrated for his work on the Hartford Public Library and the restoration of the Goodspeed Opera House. Thoughtfully modernized and impeccably maintained by its current owner, this timeless home blends

    Rebekah Kepple Seaboard Properties

    Section Image
  • 6 Rogers Dr, Mystic, CT 06355

    $1,275,000

    • 4 Beds
    • 3.5 Baths
    • 2,119 Sq Ft
    • 6 Rogers Dr
    • Mystic, CT

    Whether you're seeking a peaceful oasis or an elegant home for entertaining, this Mystic Cape offers it all. Experience the perfect blend of nature, luxury, and comfort in this enchanting property. Nestled on a private, dead-end road with only 5 homes on the street. From your quaint covered patio, you'll enjoy the beautiful water views of the inlet from the Long Island Sound overlooking your

    Judy Meucci Willow Properties

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sinclair Charles H $1,470,000 None Available
Sinclair Charles H $1,470,000 None Available
Metcalf Benjamin M $1,005,000 None Available
Metcalf Benjamin M $1,005,000 None Available
Carr Wendy $560,000 --
Carr Wendy $560,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Metcalf Benjamin M $548,250
Previous Owner Carr Wendy $286,993
Previous Owner Jones Joseph R $116,250
Previous Owner Jones Joseph R $300,000
Previous Owner Jones Joseph R $210,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/20/2023 11/20/23 Sold $1,470,000 -2.0% $700 / Sq Ft
11/13/2023 11/13/23 Pending -- -- --
09/26/2023 09/26/23 For Sale $1,500,000 +49.3% $714 / Sq Ft
12/03/2021 12/03/21 Sold $1,005,000 -15.9% $479 / Sq Ft
11/07/2021 11/07/21 Pending -- -- --
07/23/2021 07/23/21 For Sale $1,195,000 -- $569 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,102 $723,200 $439,300 $283,900
2023 $14,211 $723,200 $439,300 $283,900
2022 $15,263 $572,500 $388,100 $184,400
2021 $15,372 $572,500 $388,100 $184,400
2020 $15,091 $572,500 $388,100 $184,400
2019 $15,091 $572,500 $388,100 $184,400
2018 $14,645 $572,500 $388,100 $184,400
2017 $15,085 $584,000 $415,800 $168,200
2016 $14,664 $584,000 $415,800 $168,200
2015 $14,028 $584,000 $415,800 $168,200
2014 $13,391 $584,000 $415,800 $168,200
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: SmartMLS

MLS Number: 170600188

SmartMLS

APN: STON-000101-000001-000018