NOT LISTED FOR SALE

106 Water St Stonington, CT 06378

Estimated Value: $1,432,000 - $1,578,000

4 Beds
2.5 Baths
2,100 Sq Ft
$720/Sq Ft Est. Value

Last Sold November 20, 2023

Last sale price $1,470,000 $700 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $9,399/month

48 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Attic
  • Stonington Middle School Rated A-
  • Finished Attic
  • 4-minute walk to Stonington Dog Park

About This Home

As of November 2023

Welcome to 106 Water Street! Located directly in the heart of Stonington’s Borough neighborhood this recently renovated home is the ideal New England seaside getaway. A thorough renovation in 2010 skillfully maintained all the historic charm of this 1783 home while graciously mixing in the necessities of the modern era. Though contradictory, this is truly a turn-key historic home. Modern mechanicals, plumbing, electrical, and beyond allow for stress-free ownership for years to come. Water views abound throughout the home. The kitchen and dining area, primary bedroom, and third floor all provide breathtaking views of Stonington Harbor and Wayland’s Warf. The historical charm and nautical feel mix seamlessly with the gorgeous kitchen, baths, and tasteful d?cor. The first floor is comprised of a generous living room, quaint sitting room, masterfully done kitchen, two dining areas, and half bath. The second floor hosts three bedrooms, two full baths, and a conveniently placed laundry. The third floor can be used as a bedroom, office, or play area. A perfect quiet escape from the lower levels. The backyard provides a beautiful deck, perfect for evening cocktails or morning coffee overlooking the harbor. A charming backyard provides privacy and excellent space for entertaining. It is a short walk to Dubois Beach, coffee shops, restaurants, and access to some of the best boating amenities in the area.

Last Agent to Sell the Property

Raymond Mott

Mott & Chace Sotheby's Intl Rt License #REB.0750228 Listed on: 09/26/2023

Mott & Chace Sotheby's Intl Rt

Last Buyer's Agent

Judi Caracausa

William Pitt Sotheby's Int'l License #REB.0788601

William Pitt Sotheby's Int'l

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,110

Year Built

  • Built in 1783

Lot Details

  • 3,049 Sq Ft Lot
  • Property is zoned RP

Parking

  • Parking Deck

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Clap Board Siding

Interior Spaces

  • 2,100 Sq Ft Home
  • 2 Fireplaces
  • French Doors
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Attic

  • Walkup Attic
  • Finished Attic

Outdoor Features

  • Balcony
  • Deck
  • Porch

Location

  • Flood Zone Lot
  • Property is near shops
  • Property is near a golf course

Schools

  • Deans Mill Elementary School
  • Stonington High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Oil Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 2076671

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,110

Year Built

Built in 1783

Lot Details

0

Listing Details

  • Neighborhood: Stonington Borough
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 2100
  • Total Sq Ft: 2100
  • Year Built: 1783
  • New Construction: No/Resale
  • Nearby Amenities: Golf Course, Library, Medical Facilities, Paddle Tennis, Park, Private School(s), Shopping/Mall
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 4666
  • Directions: Drive into the Village of Stonington and continue on Water street. Property is located on the right side directly after Church street.
  • Financing Used: Conventional Fixed
  • In Law Apartment: No
  • Living Area Sq Ft Per Public Record: 2100
  • Spec Assoc Asses: No
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 9
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplaces: 2
  • Attic Description: Walk-up, Finished
  • Basement Description: Full With Hatchway
  • Appliances: Electric Cooktop, Electric Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Attic: Yes
  • Street Number Modifier: 106

Exterior Features

  • Exterior Features: Balcony, Deck, French Doors, Porch, Sidewalk
  • Exterior Siding: Clapboard
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Harbor Access Beach Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: None
  • Garage And Parking: On Street Parking

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Oil
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Deans Mill
  • High School: Stonington

Lot Info

  • Acres: 0.07
  • Lot Description: Historic District Water View
  • Elevation Certificate: No
  • Flood Zone: Yes
  • Zoning: RP
  • Parcel #: 2076671

Tax Info

  • Property Tax: 17110
  • Total Assessed Value: 723200
  • Mil Rate Total: 23.66

MLS Schools

  • Elementary School: Deans Mill
  • High School: Stonington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2023
Closed on
Nov 16, 2023
Sold by
Metcalf Benjamin M
Bought by
Sinclair Charles H and Sinclair Lisa R
Seller's Agent
Raymond Mott
Mott & Chace Sotheby's Intl Rt
Buyer's Agent
Judi Caracausa
William Pitt Sotheby's Int'l
List Price
$1,500,000
Sold Price
$1,470,000
Premium/Discount to List
-$30,000
-2%
Views
213
Current Estimated Value
$1,511,613

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,613
Avg. Annual Appreciation
3.00%

Purchase Details

Listed on
Jul 23, 2021
Closed on
Dec 3, 2021
Sold by
Carr Wendy
Bought by
Metcalf Benjamin M
Seller's Agent
Geb Masterson
William Pitt Sotheby's Int'l
Buyer's Agent
Shawn Atkinson
William Pitt Sotheby's Int'l
List Price
$1,195,000
Sold Price
$1,005,000
Premium/Discount to List
-$190,000
-15.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.41%
Original Mortgage
$548,250
Interest Rate
3.09%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 10, 2008
Sold by
Jones Joseph Richmond
Bought by
Carr Wendy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,250
Interest Rate
5.94%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sinclair Charles H $1,470,000 None Available
Sinclair Charles H $1,470,000 None Available
Metcalf Benjamin M $1,005,000 None Available
Metcalf Benjamin M $1,005,000 None Available
Carr Wendy $560,000 --
Carr Wendy $560,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Metcalf Benjamin M $548,250
Previous Owner Carr Wendy $286,993
Previous Owner Jones Joseph R $116,250
Previous Owner Jones Joseph R $300,000
Previous Owner Jones Joseph R $210,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/20/2023 11/20/23 Sold $1,470,000 -2.0% $700 / Sq Ft
11/13/2023 11/13/23 Pending -- -- --
09/26/2023 09/26/23 For Sale $1,500,000 +49.3% $714 / Sq Ft
12/03/2021 12/03/21 Sold $1,005,000 -15.9% $479 / Sq Ft
11/07/2021 11/07/21 Pending -- -- --
07/23/2021 07/23/21 For Sale $1,195,000 -- $569 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,713 $723,200 $439,300 $283,900
2024 $14,102 $723,200 $439,300 $283,900
2023 $14,211 $723,200 $439,300 $283,900
2022 $15,263 $572,500 $388,100 $184,400
2021 $15,372 $572,500 $388,100 $184,400
2020 $15,091 $572,500 $388,100 $184,400
2019 $15,091 $572,500 $388,100 $184,400
2018 $14,645 $572,500 $388,100 $184,400
2017 $15,085 $584,000 $415,800 $168,200
2016 $14,664 $584,000 $415,800 $168,200
2015 $14,028 $584,000 $415,800 $168,200
2014 $13,391 $584,000 $415,800 $168,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170600188

SmartMLS

APN: STON-000101-000001-000018