1060 Elma Ave Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated payment $3,485/month
Highlights
- Deck
- Corner Lot
- Formal Dining Room
- Wood Flooring
- Home Office
- Skylights
About This Home
Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,874
Year Built
- Built in 1993
Lot Details
- 9,901 Sq Ft Lot
- Lot Dimensions are 90 x 112
- Fenced
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $20 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Side Driveway
Home Design
- Aluminum Siding
Interior Spaces
- 2,622 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Skylights
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Sump Pump
- Crawl Space
Outdoor Features
- Deck
Schools
- Lincoln Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Community Details
- Cobblers Crossing Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,545 | $44,000 | $7,920 | $36,080 |
| 2024 | $8,545 | $33,000 | $6,930 | $26,070 |
| 2023 | $8,275 | $33,000 | $6,930 | $26,070 |
| 2022 | $8,275 | $33,000 | $6,930 | $26,070 |
| 2021 | $8,108 | $26,861 | $4,455 | $22,406 |
| 2020 | $8,136 | $26,861 | $4,455 | $22,406 |
| 2019 | $8,097 | $29,846 | $4,455 | $25,391 |
| 2018 | $7,423 | $25,284 | $3,960 | $21,324 |
| 2017 | $7,420 | $25,284 | $3,960 | $21,324 |
| 2016 | $7,946 | $27,433 | $3,960 | $23,473 |
| 2015 | $6,817 | $22,026 | $3,960 | $18,066 |
| 2014 | $7,674 | $25,119 | $3,960 | $21,159 |
| 2013 | $7,767 | $26,228 | $3,960 | $22,268 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/13/2026 06/13/26 | Pending | -- | -- | -- | |
| 05/29/2026 05/29/26 | For Sale | $490,000 | 0.0% | $187 / Sq Ft | |
| 05/26/2026 05/26/26 | Pending | -- | -- | -- | |
| 04/24/2026 04/24/26 | For Sale | $490,000 | +30.7% | $187 / Sq Ft | |
| 05/08/2023 05/08/23 | Sold | $375,000 | +1.4% | $143 / Sq Ft | View Prior Sale |
| 03/12/2023 03/12/23 | Pending | -- | -- | -- | |
| 03/03/2023 03/03/23 | For Sale | $369,900 | -- | $141 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | None Listed On Document | |
| Warranty Deed | $334,000 | Heritage Title Company | |
| Warranty Deed | $240,000 | Chicago Title Insurance Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,207 | FHA | |
| Previous Owner | $174,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $150,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12628489
APN: 06-06-122-035-0000
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