1060 Elma Ave Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated payment $3,441/month
Highlights
- Deck
- Corner Lot
- Formal Dining Room
- Wood Flooring
- Home Office
- Skylights
About This Home
Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,874
Year Built
- Built in 1993
Lot Details
- 9,901 Sq Ft Lot
- Lot Dimensions are 90 x 112
- Fenced
- Corner Lot
- Paved or Partially Paved Lot
HOA Fees
- $20 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Side Driveway
Home Design
- Aluminum Siding
Interior Spaces
- 2,622 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Skylights
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Sump Pump
- Crawl Space
Outdoor Features
- Deck
Schools
- Lincoln Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Community Details
- Cobblers Crossing Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,545 | $44,000 | $7,920 | $36,080 |
| 2024 | $8,545 | $33,000 | $6,930 | $26,070 |
| 2023 | $8,275 | $33,000 | $6,930 | $26,070 |
| 2022 | $8,275 | $33,000 | $6,930 | $26,070 |
| 2021 | $8,108 | $26,861 | $4,455 | $22,406 |
| 2020 | $8,136 | $26,861 | $4,455 | $22,406 |
| 2019 | $8,097 | $29,846 | $4,455 | $25,391 |
| 2018 | $7,423 | $25,284 | $3,960 | $21,324 |
| 2017 | $7,420 | $25,284 | $3,960 | $21,324 |
| 2016 | $7,946 | $27,433 | $3,960 | $23,473 |
| 2015 | $6,817 | $22,026 | $3,960 | $18,066 |
| 2014 | $7,674 | $25,119 | $3,960 | $21,159 |
| 2013 | $7,767 | $26,228 | $3,960 | $22,268 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/24/2026 04/24/26 | For Sale | $490,000 | +30.7% | $187 / Sq Ft | |
| 05/08/2023 05/08/23 | Sold | $375,000 | +1.4% | $143 / Sq Ft | View Prior Sale |
| 03/12/2023 03/12/23 | Pending | -- | -- | -- | |
| 03/03/2023 03/03/23 | For Sale | $369,900 | -- | $141 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | None Listed On Document | |
| Warranty Deed | $334,000 | Heritage Title Company | |
| Warranty Deed | $240,000 | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,207 | FHA | |
| Previous Owner | $174,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $150,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12628489
APN: 06-06-122-035-0000
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Ask me questions while you tour the home.