$490,000

Estimated payment $3,441/month

Total Views 2,660
4 Beds
2.5 Baths
2,622 Sq Ft
$187 Price per Sq Ft

Highlights

  • Deck
  • Corner Lot
  • Formal Dining Room
  • Wood Flooring
  • Home Office
  • Skylights

About This Home

Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.

Listing Agent

David Sengun

HomeSmart Connect LLC License #475214911 Listed on: 04/24/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,874

Year Built

  • Built in 1993

Lot Details

  • 9,901 Sq Ft Lot
  • Lot Dimensions are 90 x 112
  • Fenced
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Side Driveway

Home Design

  • Aluminum Siding

Interior Spaces

  • 2,622 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Outdoor Features

  • Deck

Schools

  • Lincoln Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Cobblers Crossing Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,874

Year Built

Built in 1993

Lot Details

9,901 Sq Ft Lot

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1993
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
  • Basement: Unfinished, Crawl Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Flooring: Hardwood, Wood
  • LivingArea: 2622
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Office
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 1000
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • Fencing: Fenced
  • Lot Features: Corner Lot
  • Patio And Porch Features: Deck
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Side Driveway, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 237
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Lincoln Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School

Lot Info

  • Lot Size Acres: 0.2273
  • Lot Dimensions: 90 X 112
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 9874.11
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,545 $44,000 $7,920 $36,080
2024 $8,545 $33,000 $6,930 $26,070
2023 $8,275 $33,000 $6,930 $26,070
2022 $8,275 $33,000 $6,930 $26,070
2021 $8,108 $26,861 $4,455 $22,406
2020 $8,136 $26,861 $4,455 $22,406
2019 $8,097 $29,846 $4,455 $25,391
2018 $7,423 $25,284 $3,960 $21,324
2017 $7,420 $25,284 $3,960 $21,324
2016 $7,946 $27,433 $3,960 $23,473
2015 $6,817 $22,026 $3,960 $18,066
2014 $7,674 $25,119 $3,960 $21,159
2013 $7,767 $26,228 $3,960 $22,268
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2026 04/24/26 For Sale $490,000 +30.7% $187 / Sq Ft
05/08/2023 05/08/23 Sold $375,000 +1.4% $143 / Sq Ft View Prior Sale
03/12/2023 03/12/23 Pending -- -- --
03/03/2023 03/03/23 For Sale $369,900 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 None Listed On Document
Warranty Deed $334,000 Heritage Title Company
Warranty Deed $240,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,207 FHA
Previous Owner $174,000 Fannie Mae Freddie Mac
Previous Owner $150,000 No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12628489

Midwest Real Estate Data (MRED)

APN: 06-06-122-035-0000

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