$270,000

1323 Providence Cir Unit 152 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated payment $2,107/month

Total Views 704
2 Beds
1.5 Baths
1,316 Sq Ft
$205 Price per Sq Ft

Highlights

  • Mature Trees
  • Walk-In Closet
  • Laundry Room
  • 1 Car Attached Garage
  • Patio
  • Porcelain Tile

About This Home

Ready to live in highly desirable Cobblers Crossing?! This is your chance! This two-story townhome is ready to be yours and has all of the updates already completed! Your kitchen hosts white cabinets, neutral counters and flooring, a new refrigerator, separate eating area and convenient access to your attached 1 car garage! Tall ceilings and a generous amount of natural light carry you throughout this main level that also holds your powder room, main dining area, and living room which also features direct access to your beautiful and peaceful backyard! Upstairs you will find a spacious primary suite with double closets, vaulted ceiling and access to the shared updated full bathroom with a tub/shower combo. Your generously sized secondary bedroom, laundry room and separate linen closet are also located on the second level. List of upgrades includes: New windows, new carpeting, new refrigerator, freshly painted kitchen cabinets, new washer + dryer (conveniently located on the second floor!), new water heater, newer AC + furnace, newer garage opener, plus the HOA replaced roof, siding and driveway in 2022! Attached 1 car garage plus ample guest parking! Pet friendly. Close to I-90! This is one you won't want to miss!

Listing Agent

Kristine Strouse

Baird & Warner License #475144760 Listed on: 08/29/2026

Baird & Warner

Co-Listing Agent

Terri Strouse

Baird & Warner License #471006061

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,988

Year Built

  • Built in 1997

HOA Fees

Parking

  • 1 Car Attached Garage
  • Parking Available
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Aluminum Siding

Interior Spaces

  • 1,316 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Combination Dining and Living Room

Flooring

  • Carpet
  • Porcelain Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Gas Dryer Hookup

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Additional Features

  • Patio
  • Mature Trees

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 4 Units
  • Association Phone (866) 474-2573
  • Cobblers Crossing Subdivision
  • Property managed by Real Management

Pet Policy

  • Pets up to 99 lbs
  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,988

Year Built

Built in 1997

Lot Details

0 Sq Ft Lot

HOA Fees

$292 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • EntryLevel: 1
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Carpet
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 1316
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 1316
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 1316
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Lot Features: Mature Trees
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Washer Hookup, Gas Dryer Hookup, In Unit
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 270
  • Association Fee Frequency: Monthly
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: Real Management
  • Management Contact Name: NA
  • Management Phone: 866-474-2573
  • Master Association Fee: 265

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 99

Tax Info

  • Tax Annual Amount: 3988
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,988 $23,032 $2,278 $20,754
2024 $3,988 $17,169 $1,993 $15,176
2023 $3,846 $17,169 $1,993 $15,176
2022 $3,846 $17,169 $1,993 $15,176
2021 $3,116 $12,373 $1,281 $11,092
2020 $3,174 $12,373 $1,281 $11,092
2019 $3,180 $13,804 $1,281 $12,523
2018 $2,174 $9,833 $1,139 $8,694
2017 $2,187 $9,833 $1,139 $8,694
2016 $2,338 $9,833 $1,139 $8,694
2015 $2,221 $8,946 $996 $7,950
2014 $2,170 $8,946 $996 $7,950
2013 $2,079 $8,946 $996 $7,950
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/29/2026 08/29/26 For Sale $270,000 +21.3% $205 / Sq Ft
01/30/2025 01/30/25 Sold $222,500 -4.5% $185 / Sq Ft View Prior Sale
01/02/2025 01/02/25 Pending -- -- --
12/20/2024 12/20/24 For Sale $233,000 -- $194 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $222,500 None Listed On Document
Special Warranty Deed $81,000 Attorneys Title Guaranty Fun
Legal Action Court Order -- None Available
Warranty Deed $163,000 Stewart Title Guaranty Compa
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed $105,000 Intercounty Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $178,000 New Conventional
Previous Owner $25,882 Credit Line Revolving
Previous Owner $172,800 Unknown
Previous Owner $10,295 Credit Line Revolving
Closed $154,850 Unknown
Previous Owner $37,272 Credit Line Revolving
Previous Owner $97,000 Stand Alone First
Previous Owner $77,859 FHA
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12746072

Midwest Real Estate Data (MRED)

APN: 06-06-208-008-1148

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