$745,000
SOLD JUN 24, 2025

10645 Ruffino Ct Trinity, FL 34655

4 Beds
3.5 Baths
3,705 Sq Ft
0.3 Acres

Recently Sold

$201 Per Sq Ft

10% Below List Price

19 Days on Market

Highlights

  • In Ground Pool
  • 0.3 Acre Lot
  • High Ceiling
  • Trinity Elementary School Rated A-
  • Wood Flooring
  • Great Room

About This Home

As of June 2025

custom Bayfair Home in Champions Club – Trinity, FL
Located on a quiet cul-de-sac in the gated Champions Club community, this beautifully updated Bayfair home features a new roof, spacious layout, and private pool. With a huge yard, multiple living areas, and plenty of room for the whole family, it's perfect for both relaxing and entertaining. Enjoy resort-style living in one of Trinity’s best neighborhoods—home to top-rated schools and championship golf courses.

Last Agent to Sell the Property

Bridget Franklin

MARK SPAIN REAL ESTATE Brokerage Phone: 855-299-7653 License #3530764 Listed on: 05/28/2025

MARK SPAIN REAL ESTATE

Last Buyer's Agent

Peter Katsarelis

BROKERS INTERNATIONAL RE License #3463486

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,383

Year Built

  • Built in 2006

Lot Details

  • 0.3 Acre Lot
  • Southeast Facing Home
  • Property is zoned MPUD

HOA Fees

  • $257 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,705 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Living Room
  • Laundry Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • In Ground Pool
  • Private Mailbox

Utilities

  • Central Heating and Cooling System

Community Details

  • Daniel Association
  • The Champions Club Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,383

Year Built

Built in 2006

Lot Details

0

HOA Fees

$257 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 3705
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 5021
  • Lot Size Sq Ft: 13113
  • Directions to Property: house on right
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Maitland
  • Escrow Postal Code: 32751
  • Escrow State: FL
  • Escrow Street Name: N Lake Destiny Dr #335
  • Escrow Street Number: 1101
  • List Office Head Office Key Nume: 563642343
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 201.08
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 855-299-7653
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 10645
  • Living Area Meters: 344.21
  • Room Count: 4

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: In Ground
  • Exterior Features: Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Private, Public

Condo/Co-op/Association

  • Association Fee: 770
  • Association Fee Frequency: Quarterly
  • Association Name: DANIEL
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 3080.00
  • Total Monthly Fees: 256.67
  • Monthly HOA Amount: 256.67

Lot Info

  • Zoning: MPUD
  • Parcel Number: 31-26-17-019.0-000.00-534.0
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1218

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify with HOA.

Tax Info

  • Tax Annual Amount: 12383
  • Tax Block: 00/0000
  • Tax Book Number: 10572
  • Tax Lot: 534

Multi Family

  • Approval Process: Verify with HOA.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2025
Closed on
Jun 24, 2025
Sold by
Koch Steven and Koch Sara
Bought by
Katsarelis Panagiotis
Seller's Agent
Bridget Franklin
MARK SPAIN REAL ESTATE
Buyer's Agent
Peter Katsarelis
BROKERS INTERNATIONAL RE
List Price
$825,000
Sold Price
$745,000
Premium/Discount to List
-$80,000
-9.7%
Views
31
Current Estimated Value
$773,981

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,981
Avg. Annual Appreciation
15.18%

Purchase Details

Listed on
Jan 27, 2022
Closed on
Mar 10, 2022
Sold by
Pedone Michael J and Pedone Suzanne E
Bought by
Koch Steven and Koch Sara
Seller's Agent
Evan Pedone
ENGEL & VOLKERS MADEIRA BEACH
Buyer's Agent
Diana Costantino
LIPPLY REAL ESTATE
List Price
$999,900
Sold Price
$1,005,000
Premium/Discount to List
$5,100
0.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.67%
Original Mortgage
$745,000
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 16, 2006
Sold by
Bayfair Champions Club Llc
Bought by
Pedone Michael J and Pedone Suzanne E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$520,000
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 2, 2005
Sold by
Adam Smith Enterprises Inc
Bought by
Bayfair Champions Club Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $745,000 None Listed On Document
Warranty Deed $1,005,000 Title Agency Of Florida
Special Warranty Deed $650,000 Tampa Title Company
Warranty Deed $433,000 Tampa Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $745,000 New Conventional
Previous Owner $520,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/24/2025 06/24/25 Sold $745,000 -9.7% $201 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
05/28/2025 05/28/25 For Sale $825,000 -17.9% $223 / Sq Ft
03/09/2022 03/09/22 Sold $1,005,000 +0.5% $271 / Sq Ft View Prior Sale
02/07/2022 02/07/22 Pending -- -- --
01/27/2022 01/27/22 For Sale $999,900 -- $270 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,900 $796,150 -- --
2024 $12,900 $768,085 $139,833 $628,252
2023 $14,739 $880,380 $139,833 $740,547
2022 $7,211 $465,100 $0 $0
2021 $7,099 $451,560 $75,735 $375,825
2020 $7,002 $445,330 $75,735 $369,595
2019 $6,906 $435,320 $0 $0
2018 $6,796 $427,210 $0 $0
2017 $6,778 $427,210 $0 $0
2016 $6,686 $409,817 $0 $0
2015 $6,774 $406,968 $0 $0
2014 $6,609 $415,294 $72,615 $342,679
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8390643

Stellar MLS

APN: 31-26-17-0190-00000-5340