$510,000
SOLD JUN 8, 2026

10650 Millcreek Rd Sidney, OH 45365

3 Beds
4 Baths
3,744 Sq Ft
3 Acre Lot

Sale Details

Date Sold: June 8, 2026

$136 Per Sq Ft

7% Below List Price

54 Days on Market

Highlights

  • Home fronts a pond
  • Ranch Style House
  • Attic
  • Deck
  • Cathedral Ceiling
  • No HOA

About This Home

As of June 2026

Welcome to peaceful country living in the highly desirable Hardin-Houston School District! This spacious 3-bedroom, 4-bath home offers comfort, efficiency, and versatile living space inside and out.The fully finished basement expands your options with a potential 4th bedroom and a convenient kitchenette complete with stove and refrigerator that does convey--perfect for guests, multi-generational living, or entertaining.Major updates provide peace of mind, including a new geothermal heating and cooling system (2021), new water heater (2021), new water softener (2022), and a new dishwasher (2026).Step outside to your own private retreat featuring a beautiful 1/2 acre pond complete with gazebo--an ideal spot to relax and take in the views. Pond equipment and the paddle boat convey, making it easy to enjoy from day one. A 3-bay detached building offers excellent storage and workspace, with one bay heated and insulated for year-round use. A separate shed provides additional storage for pond equipment and lawn tools.The home also includes a 220/50 amp Tesla charger that conveys with the property.If you're looking for space, functionality, outdoor enjoyment, and thoughtful updates this property delivers.

Last Agent to Sell the Property

Mindy Chambers

Real of Ohio License #2024006677 Listed on: 02/27/2026

Co-Listed By

Eric Free

Real of Ohio License #2016003430

Last Buyer's Agent

Stefanie Lowry

Scott Ross Realty License #2018005339

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,892

Year Built

  • Built in 1997

Lot Details

  • 3 Acre Lot
  • Lot Dimensions are 200x654
  • Home fronts a pond

Parking

  • 2 Car Attached Garage
  • Electric Vehicle Home Charger

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 3,744 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • French Doors
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Attic

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • Deck
  • Shed
  • Outbuilding
  • Porch

Utilities

  • Geothermal Heating and Cooling
  • Well
  • Water Softener is Owned
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 582605401005

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,892

Year Built

Built in 1997

Lot Details

3 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Ranch
  • Level Style: One
  • Semi-Annual Tax: 2446.00
  • Year Built: 1997
  • Documents: Property Disclosure
  • Listing I D: 1044020
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, VA Loan, Rural Housing Service, FHA, Conventional
  • Parcel I D Number Formatted: 58-26-05-401-005
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Water Softener Owned, Microwave, Disposal
  • Total Bathrooms: 4.00
  • Full Bathrooms: 4
  • Basement: Finished, Full
  • Inside Features: Cathedral Ceiling(s), Attic, French Doors, Ceiling Fan(s)
  • Price/ Sq Ft: 140.20
  • Fireplace: Electric
  • Total Bedrooms: 3
  • Total Square Footage: 3744.00

Exterior Features

  • Other Structures: Outbuilding, Shed(s)
  • Exterior: Brick
  • Outside Features: Deck, Porch
  • Waterfront Features: Pond

Garage/Parking

  • Garage: Attached
  • Garage Spaces: 2.00

Utilities

  • Cooling: Geothermal
  • Heating System: Geothermal
  • Sewer: Septic Tank
  • Water Source: Well

Lot Info

  • Acres: 3.00
  • Lot Dimensions: 200x654
  • Land Info: Residential Lot
  • Parcel Id Number: 582605401005

Tax Info

  • Tax Year: 2025

MLS Schools

  • School District: 7505 Hardin-Houston LSD

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2026
Closed on
May 29, 2026
Sold by
Bought by
Seller's Agent
Mindy Chambers
Real of Ohio
Buyer's Agent
Stefanie Lowry
Scott Ross Realty
List Price
$548,900
Sold Price
$510,000
Premium/Discount to List
-$38,900
-7.09%
Views
127

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.19%
Original Mortgage
$255,000
Outstanding Balance
$255,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$261,341

Purchase Details

Listed on
Aug 20, 2019
Closed on
Jan 7, 2020
Sold by
Bought by
Seller's Agent
Albert Hepp
BuySelf Inc.
Buyer's Agent
Buffy Walling
Corcoran Global Living
List Price
$398,900
Sold Price
$390,000
Premium/Discount to List
-$8,900
-2.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.31%
Original Mortgage
$351,000
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2011
Sold by
Bought by

Purchase Details

Closed on
Jun 6, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 7, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 23, 2007
Sold by
Bought by

Purchase Details

Closed on
Feb 23, 2006
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $510,000 Indecomm Global Services
Survivorship Deed $390,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Limited Warranty Deed $255,000 Sovereign Title Agency Llc
Sheriffs Deed $190,000 Attorney
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $255,000 New Conventional
Previous Owner $351,000 New Conventional
Previous Owner $155,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/08/2026 06/08/26 Sold $510,000 -2.8% $136 / Sq Ft
04/22/2026 04/22/26 Pending -- -- --
03/27/2026 03/27/26 Price Changed $524,900 -2.6% $140 / Sq Ft
03/15/2026 03/15/26 Price Changed $538,900 -1.8% $144 / Sq Ft
02/27/2026 02/27/26 For Sale $548,900 +40.7% $147 / Sq Ft
01/30/2020 01/30/20 Sold $390,000 -2.2% $163 / Sq Ft View Prior Sale
08/20/2019 08/20/19 For Sale $398,900 -- $166 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,894 $142,740 $15,430 $127,310
2024 $4,894 $142,570 $15,430 $127,140
2023 $4,960 $142,570 $15,430 $127,140
2022 $4,552 $111,080 $12,480 $98,600
2021 $4,596 $111,080 $12,480 $98,600
2020 $3,934 $111,080 $12,480 $98,600
2019 $3,529 $99,780 $10,160 $89,620
2018 $3,458 $99,780 $10,160 $89,620
2017 $3,802 $99,780 $10,160 $89,620
2016 $3,437 $92,480 $8,250 $84,230
2015 $3,447 $92,480 $8,250 $84,230
2014 $3,447 $92,480 $8,250 $84,230
2013 $3,679 $91,450 $8,250 $83,200
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2026

    Mindy Chambers

    Real of Ohio

    (937) 726-0366

    6 Total Sales

    Mindy Chambers
    Section Image
  • Eric Free

    Seller Co-Listing Agent in 2026

    Eric Free

    Real of Ohio

    (937) 657-6595

    101 Total Sales

    Eric Free
    Section Image
  • Stefanie Lowry

    Buyer's Agent in 2026

    Stefanie Lowry

    Scott Ross Realty

    (419) 953-9917

    59 Total Sales

    Stefanie Lowry
    Section Image

  • A

    Seller's Agent in 2020

    Albert Hepp

    BuySelf Inc.

    Section Image

  • B

    Buyer's Agent in 2020

    Buffy Walling

    Corcoran Global Living

    Section Image
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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1044020

Western Regional Information Systems & Technology (WRIST)

APN: 58-26-05-401-005

Ohio Shelby County Sidney 45365

10650 Millcreek Rd, Sidney, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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