$350,000
$10K PRICE DROP

Estimated payment $1,941/month

Total Views 1,960
4 Beds
2 Baths
1,568 Sq Ft
$223 Price per Sq Ft

Highlights

  • Mountain View
  • Living Room with Fireplace
  • Double Pane Windows
  • Wood Burning Stove
  • Ranch Style House
  • Shed

About This Home

Welcome to 10681 Road 24.4 Loop, a well-kept ranch-style home in the quiet Highland Terrace neighborhood of Cortez, Colorado. Priced at $360,000, this 4-bedroom, 2-bath residence offers comfortable living in a peaceful rural setting while still being just minutes from town. Built in 1987 and thoughtfully maintained, this 1,568 sq. ft. home sits on .344 acres with mature landscaping, mountain views, and plenty of space for outdoor hobbies. The exterior features durable stucco siding and a metal roof, complemented by practical outbuildings including a metal building, storage shed, wood shed, and a dog kennel—perfect for pets, hobbies, or extra storage. Inside, you’ll find a functional floor plan with a spacious living room centered around a free-standing woodstove, ideal for cozy Colorado evenings. The home’s electric baseboard heating to ensure year-round comfort. The kitchen/dining combo offers room for family meals and is equipped with a range/oven, dishwasher, disposal, and microwave. A large main-level primary bedroom is paired with three additional bedrooms, providing flexibility for family, guests, or a home office. Flooring includes a combination of carpet and linoleum, while double-pane windows improve efficiency. The property is connected to City of Cortez water, has septic sewer, and is serviced by Empire Electric. Outdoor living is enhanced by the partial chain-link fencing and ample yard space, ideal for gardening, gatherings, or simply enjoying the views of the La Plata Mountains. The gravel city street access makes for easy, year-round entry. Located within the Kemper Elementary, Cortez Middle School, and Montezuma-Cortez High School district, this home is well-positioned for families. Outdoor enthusiasts will appreciate being close to Mesa Verde National Park, McPhee Reservoir, and hundreds of miles of trails for hiking, biking, and exploring. With no HOA or covenants, you’ll have the freedom to personalize and use your property to fit your lifestyle. The home qualifies for FHA, VA, Conventional, and Cash financing, making it an accessible opportunity for a variety of buyers. Whether you’re seeking your first home, a place to raise a family, or a comfortable downsizing option, 10681 Road 24.4 Loop combines small-town charm, functional space, and the beauty of Southwest Colorado living.

Listing Agent

Stetson Hamilton

Blackmore Group Listed on: 08/15/2025

Co-Listing Agent

Tel Hamilton

Blackmore Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,184

Year Built

  • Built in 1987

Lot Details

  • 0.34 Acre Lot
  • Kennel or Dog Run
  • Partially Fenced Property
  • Chain Link Fence

Home Design

  • Ranch Style House
  • Metal Roof
  • Stick Built Home
  • Stucco

Interior Spaces

  • 1,568 Sq Ft Home
  • Partially Furnished
  • Ceiling Fan
  • Wood Burning Stove
  • Free Standing Fireplace
  • Double Pane Windows
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Mountain Views
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Shed

Schools

  • Kemper K-5 Elementary School
  • Cortez 6-8 Middle School
  • Montezuma-Cortez 9-12 High School

Utilities

  • Heating System Uses Wood
  • Baseboard Heating
  • Water Heater
  • Septic Tank
  • Septic System
  • Internet Available
  • Phone Available

Community Details

  • Highland Terrace Subdivision

Listing and Financial Details

  • Assessor Parcel Number 561122204006

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,184

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Appliance Inclusions: Range/Oven, Dishwasher, Disposal, Microwave
  • Estimated Total Acres: 0.344
  • Class: RESIDENTIAL
  • Em Deposit: 3000
  • Em Holder: Title Company
  • Exterior Inclusions: Shed/Storage
  • Interior Inclusions: Wood Stove, Ceiling Fan(s)
  • Legal Lot Block: SUBDIVISION: HIGHLAND TERRACE #1 LOT: 6 BLOCK: 4 .344A - (SURFACE - MC1572) R /465962
  • Lot Size Acreage: .25-.5
  • Parcel Id Number: 561122204006
  • Price Per Sq Ft: 223.21
  • Real Estate Included: Yes
  • Residence Stories: One Story
  • Residence Style: Ranch
  • Sale/Rent: For Sale
  • Siding: Stucco
  • Street Descriptionaccess: City/Town, Gravel
  • Street Designation: Loop
  • Zoning: Residential Single Family
  • Type: Stick Built
  • Internet Service: Yes
  • Total Taxes Dollar: 1184.36
  • Year Built: 1987
  • Foreign Owned Y N: No
  • Prop Description Remarks: Welcome to 10681 Road 24.4 Loop, a well-kept ranch-style home in the quiet Highland Terrace neighborhood of Cortez, Colorado. Priced at $360,000, this 4-bedroom, 2-bath residence offers comfortable living in a peaceful rural setting while still being just minutes from town. Built in 1987 and thoughtfully maintained, this 1,568 sq. ft. home sits on .344 acres with mature landscaping, mountain views, and plenty of space for outdoor hobbies. The exterior features durable stucco siding and a metal roof, complemented by practical outbuildings including a metal building, storage shed, wood shed, and a dog kennel—perfect for pets, hobbies, or extra storage. Inside, you’ll find a functional floor plan with a spacious living room centered around a free-standing woodstove, ideal for cozy Colorado evenings. The home’s electric baseboard heating to ensure year-round comfort. The kitchen/dining combo offers room for family meals and is equipped with a range/oven, dishwasher, disposal, and microwave. A large main-level primary bedroom is paired with three additional bedrooms, providing flexibility for family, guests, or a home office. Flooring includes a combination of carpet and linoleum, while double-pane windows improve efficiency. The property is connected to City of Cortez water, has septic sewer, and is serviced by Empire Electric. Outdoor living is enhanced by the partial chain-link fencing and ample yard space, ideal for gardening, gatherings, or simply enjoying the views of the La Plata Mountains. The gravel city street access makes for easy, year-round entry. Located within the Kemper Elementary, Cortez Middle School, and Montezuma-Cortez High School district, this home is well-positioned for families. Outdoor enthusiasts will appreciate being close to Mesa Verde National Park, McPhee Reservoir, and hundreds of miles of trails for hiking, biking, and exploring. With no HOA or covenants, you’ll have the freedom to personalize and use your property to fit your lifestyle. The home qualifies for FHA, VA, Conventional, and Cash financing, making it an accessible opportunity for a variety of buyers. Whether you’re seeking your first home, a place to raise a family, or a comfortable downsizing option, 10681 Road 24.4 Loop combines small-town charm, functional space, and the beauty of Southwest Colorado living.
  • Subdv Name: Highland Terrace
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 17

Interior Features

  • Dining Room: Kitchen/Dining
  • Bedrooms: 4
  • Flooring: Carpet-Partial, Linoleum
  • Estimated Total Sq Ft: 1568
  • Full Bathrooms: 2
  • Half Bathrooms: 0
  • Bathrooms Quarter: 0
  • Bathrooms Three Quarters: 0
  • Total Bathrooms: 2
  • Fireplace Location Type: Free Standing, Living Room, Woodstove
  • Foundation: Crawl Space
  • Master Bedroom Level: Main Level
  • Total Office Den: 0

Exterior Features

  • Fence: Chain Link, Partial Property
  • Windows: Double Pane
  • Construction Type: Wood Frame
  • Exterior Structures: Metal Building, Shed, Woodshed, Dog Kennel
  • Roof: Metal
  • Views: Mountains

Utilities

  • Utilities: Electric, Internet, Phone - Landline
  • Electric Supplier: Empire Electric Association, Inc
  • Heating System: Electric Baseboard
  • Sewer Supplier: Septic
  • Water Heater: Electric Water Heater
  • Water Supplier: City of Cortez

Schools

  • High School: Montezuma-Cortez 9-12

Lot Info

  • Geo Subdivision: CO

Rental Info

  • Furnished: Partially Furnished

Tax Info

  • Tax Year: 2025

MLS Schools

  • Elementary School: Kemper K-5
  • Middle School: Cortez 6-8

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 Price Changed $350,000 -2.8% $223 / Sq Ft
08/15/2025 08/15/25 For Sale $360,000 -- $230 / Sq Ft
Source: Colorado Real Estate Network (CREN)

Source: Colorado Real Estate Network (CREN)

MLS Number: 827655

Colorado Real Estate Network (CREN)