$229,900

10683 SE 174th Loop Summerfield, FL 34491

Estimated payment $1,667/month

Total Views 257
3 Beds
2 Baths
1,450 Sq Ft
$159 Price per Sq Ft

Highlights

  • Hot Property
  • Fitness Center
  • Gated Community
  • Golf Course Community
  • Active Adult
  • View of Trees or Woods

About This Home

Welcome home to this Holly model 3-bedroom, 2-bath residence in Spruce Creek South (55+). You will enjoy the large lanai and the patio for Relaxing and entertaining as well as the front sitting area with awnings for shade and protection. Ideally located near both the main and residential gates, where you will enjoy so many choices in shopping, dining and medical facilities. This home also offers quick access through our residential gate to Terrace Plaza for shopping, dining, and everyday conveniences including an urgent care clinic, dentist, Restaurants and spas—easy in and easy out. Recent updates include a brand-new roof (2025) and a newer solar tube that enhances daytime brightness in the kitchen. Inside, you’ll find vaulted ceilings, spacious rooms, and an attached 2-car garage with freshly painted floors and sliding privacy screens. The kitchen is enhanced with a tiled backsplash, while the enclosed lanai features tile flooring and a Daikin mini-split HVAC for year-round comfort. The fenced backyard backs up to a wooded walking path, bike trail, and golf-cart path—no rear neighbors. Spruce Creek South is one of the few nearby communities that allows a chain-link fence in the backyard, making it ideal for your furry friends, and this house does have an ample fenced in back yard. Community highlights: 24-hour gated community with security guard on premises. Golf-cart access across Hwy 441 to shops and services. On-site 18-hole golf course with The Links restaurant and a Pro-Shop. Fitness center, heated pool & hot tub. His-and-hers saunas with separate showers. Billiards, library, card rooms, event center, Club house Kitchen for special events. Pickleball, tennis, bocce, organized sports & group classes. Softball field hosting inter-community competitions Additional features include recycling bins and a gated auxiliary parking area (space permitting) where you can rent small, medium, or large open slips for an RV, trailer, or extra vehicle at a very reasonable cost. The community manager’s office is conveniently located in the clubhouse. This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee that includes trash pickup and use of common areas. Call today to schedule a private showing or request a virtual tour.

Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK Brokerage Phone: 352-753-2029 License #3412974 Listed on: 03/03/2026

RE/MAX PREMIER REALTY LADY LK

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,680

Year Built

  • Built in 1994

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 88x95
  • Southwest Facing Home
  • Chain Link Fence
  • Cleared Lot
  • Property is zoned PUD

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,450 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Views of Woods

Kitchen

  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Private Mailbox

Schools

  • Belleview Elementary School
  • Belleview Middle School
  • Belleview High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, management, recreational facilities, trash
  • Tracy Brown (C.A.M.) Association, Phone Number (352) 347-3700
  • Spruce Crk South 13 Subdivision, The Holly Floorplan
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Sauna
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Dog Park
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,680

Year Built

Built in 1994

Lot Details

8,276 Sq Ft Lot

HOA Fees

$180 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Management, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1450
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2245
  • Lot Size Sq Ft: 8276
  • Status: Active
  • Street Direction: SE
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 208.57
  • Escrow City: , Summerfield,
  • Escrow State: FL
  • Escrow Street Name: SE 177th Pl #302
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 158.55
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-753-2029
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Private Yard
  • Stories: 1
  • Window Features: Window Treatments
  • Living Area Meters: 134.71

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Private Mailbox, Private Yard, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant, Tennis Court(s)
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 179.98
  • Association Fee Frequency: Monthly
  • Association Name: TRACY BROWN (C.A.M.)
  • Phone: 352-347-3700
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: SCSOforyou@centurylink.net

Fee Information

  • Total Annual Fees: 2159.76
  • Total Monthly Fees: 179.98
  • Monthly HOA Amount: 179.98

Schools

  • Elementary School: Belleview Elementary School
  • High School: Belleview High School
  • Middle Or Junior School: Belleview Middle School

Lot Info

  • Zoning: PUD
  • Parcel Number: 6013-002-009
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Cleared
  • Lot Dimensions: 88x95
  • Flood Zone Code: X

Rental Info

  • Furnished: Partially
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: FOLLOW DEED RESTRICTIONS AND COVENANTS

Tax Info

  • Tax Annual Amount: 3679.5
  • Tax Block: B
  • Tax Book Number: 003-012SPRUCE
  • Tax Lot: 9

Multi Family

  • Approval Process: MUST BE APPROVED, 55 PLUS COMMUNITY OWNED BY SPRUCE CREEK SOUTH OPERATIONS LLC

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,680 $206,234 $48,300 $157,934
2024 $3,771 $222,041 $48,300 $173,741
2023 $3,771 $221,030 $48,300 $172,730
2022 $1,112 $91,208 $0 $0
2021 $1,101 $88,551 $0 $0
2020 $1,089 $87,328 $0 $0
2019 $1,067 $85,365 $0 $0
2018 $1,017 $83,773 $0 $0
2017 $997 $82,050 $0 $0
2016 $964 $80,362 $0 $0
2015 $963 $79,803 $0 $0
2014 $906 $79,170 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/03/2026 03/03/26 For Sale $229,900 -- $159 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed $100 --
Deed $100 --
Source: Public Records

About the Listing Agent

Gerrie Cosme Matias

RE/MAX PREMIER REALTY LADY LK

(352) 320-4082

Section Image

Gerrie's Other Listings

  • 10689 SE 174th Loop, Summerfield, FL 34491

    $222,900

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft
    • 10689 SE 174th Loop
    • Summerfield, FL

    Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 10462 SE 177th Place, Summerfield, FL 34491

    $224,900

    • 2 Beds
    • 2 Baths
    • 1,144 Sq Ft
    • 10462 SE 177th Place
    • Summerfield, FL

    Welcome to Spruce Creek South – a vibrant 55+ gated community in Summerfield, FL! As you walk into This charming 2-bedroom, 2-bath home you will immediately notice the love and attention devoted to the home. You are greeted by LVP flooring which have replaced the previous carpet flooring. This home features a split-bedroom floor plan with spacious living areas in the center and an en-suite

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 10599 SE 178th St, Summerfield, FL 34491

    $214,900

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft
    • 10599 SE 178th St
    • Summerfield, FL

    Welcome Home to this lovely MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front . and fully enclosed Florida room, also concrete open patio for grilling under the roof. Located in Central Florida friendly gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 10492 SE 178th St, Summerfield, FL 34491

    $249,900

    • 2 Beds
    • 2 Baths
    • 1,066 Sq Ft
    • 10492 SE 178th St
    • Summerfield, FL

    Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage 1 Golfcart Garage / utility shed behind the house, with additional privacy screen doors also an additional golf-cart garage behind the house, this one is a must see. This home is perfectly situated on an oversized .30-acre

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 10492 SE 178th St, Summerfield, FL 34491

    $239,000 Pending

    • 2 Beds
    • 2 Baths
    • 1,066 Sq Ft
    • 10492 SE 178th St
    • Summerfield, FL

    Welcome home, to Spruce Creek South 55+ golf cart friendly gated community in Central Florida. This cozy and comfortable house is conveniently nestled in an oversize .30 of an acre corner lot, located on the resident gate road which leads you into The Terrace Plaza offering convenience to many businesses, just a few minutes away such as: Urgent Care, a flower shop, ice-cream shop, a thrift

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 17505 SE 100th Ct, Summerfield, FL 34491

    $199,999 Pending

    • 2 Beds
    • 2 Baths
    • 1,359 Sq Ft
    • 17505 SE 100th Ct
    • Summerfield, FL

    LOVELY VILLA WITH STUNNING GOLF COURSE VIEWS!The additional maintenance fee applies to exterior lawn maintenance, irrigation services, hedge trimming, and pest control spraying. Located just one mile from The Villages in the highly desirable 55+ Spruce Creek South community, this beautifully maintained 2-bedroom, 2-bath villa offers comfort, convenience, and privacy. The popular VILLA floor

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 10034 SE 175th St, Summerfield, FL 34491

    $227,900

    • 2 Beds
    • 2 Baths
    • 1,247 Sq Ft
    • 10034 SE 175th St
    • Summerfield, FL

    Welcome Home! LOVELY VILLA BEING OFFERED FULLY FURNISHED AND MOVE IN READY "TURNKEY" YES EVEN THE DISHES COME WITH THE HOUSE, READY FOR YOU TO MAKE IT YOUR HOME!The additional maintenance fee applies to exterior lawn maintenance, irrigation services, hedge trimming, and pest control spraying. Some personal items do not convey, and the seller will provide the list, please ask your agent. This

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 17866 SE 108th Ct, Summerfield, FL 34491

    $239,900

    • 2 Beds
    • 2 Baths
    • 1,450 Sq Ft
    • 17866 SE 108th Ct
    • Summerfield, FL

    One or more photo(s) has been virtually staged. Discover the perfect retirement paradise in Spruce Creek South! SOME PHOTOS ARE VIRTUALLY STAGED!This lovely, gated golf course community offers an exceptional lifestyle with golf, and a host of clubhouse amenities right at your fingertips. Conveniently located just minutes from The Villages, you’ll enjoy easy access to shopping, dining, and

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image
  • 17925 SE 100th Terrace, Summerfield, FL 34491

    $230,000

    • 2 Beds
    • 2 Baths
    • 1,248 Sq Ft
    • 17925 SE 100th Terrace
    • Summerfield, FL

    NEW ROOF IS IN WAS COMPLETED FRIDAY JUNE 20TH 2025 WITH NO PRICE INCREASE!!! This charming Chesnut Floor Model home in Spruce Creek South, a 55+ gated golf course community, offers a comfortable and updated living space with 2 bedrooms (split bedroom concept) one on each end of the house for more privacy, two bathrooms, (Primary has ensuite bathroom) and two car garage for convenience. This Home

    Gerrie Cosme Matias RE/MAX PREMIER REALTY LADY LK

    Section Image

Source: Stellar MLS

MLS Number: G5109000

Stellar MLS

APN: 6013-002-009

Your Personal Tour Guide

Ask me questions while you tour the home.